I have a HELOC through Fremont Bank, so I decided to give them a shot with getting a conventional…read moreloan for a new property I was considering purchasing. Todd Wheat is easily the WORST I have ever worked with in real estate. Slow, if any, response time (and always with excuses), rude, and doesn't follow through. I stopped pursuing the loan with Fremont solely because I did not want to work with him.

This bank is literally the worst. I was leaving work with my paycheck to go cash it here. I called…read morethem multiple times and each time some one answered and told me to hold. After being on hold for a combined 7 minutes. I call one more time and they try to put me on hold again. I said HEY NO I'm calling because there is traffic and I need to cash my check (it's Friday evening). Could you by chance just stay open a minute or 2 later. The lady says no we can't. We're open tomorrow at 9am. I say ok. I'll try my best to get there by 5. I get there at 5 on the dot and ring the bell. I don't get an answer or an unlock for a minute or 2. Then the lady asks if I am needing a transaction. I say yes I just got off the phone with you. She says "we can't process transactions after 5 because we have to verify it" I say well last week somebody let me in, verified it and cashed my check all after 5. She just said sorry and hung up HORRIBLE CUSTOMER SERVICE

15 years ago I bought a 400 square foot condo in Emeryville for $104,000 and Jim Aron of Pacific…read moreWestern Mortgage Group got me the loan. Neither my wife nor I had any real credit history (having just graduated from college and moved to CA) and only one of us had a job ($10 / hour). Jim helped us work with Emeryville's First Time Homebuyers program which helped us with our down payment and he also taught us how to "season" our gifts from our folks so we could get a better rate on the loan from lenders. I have probably used him myself for 12-15 mortgages, refinances and home equity lines of credit since then and he has probably talked me out of 4-5 others that were truly not a good idea. Today, my financial picture is substantially different than it was when I got my first mortgage, but I would never go anywhere else for a residential mortgage. I have referred 8-10 friends and numerous clients to him over the years and I have done so for one reason and one reason only... I trust him.

Jim Aron is one-of-a-kind. He finds solutions when others give up, and they are always completely…read morereliable, ethical solutions! What a shock... I know many people who credit Jim with improving their lives (and saving them money). He's also famous for talking people OUT of refinancing when he doesn't feel it's in their best interest. Just a wonderful source of unbiased information and assistance. Their web site includes an editorial Jim authored on predatory lending. Pacific Western Mortgage Group also has a great resource in Christiana Tran, who offers bilingual services in Vietnamese.

Wahid was extremely professional throughout the entire loan process, helping us secure financing to…read morepay off our reverse mortgage and keep our home in the family. He was diligent, patient, caring, and easy to work with from start to finish. During the most stressful parts of the process--especially the waiting periods--Wahid remained calm, steady, and reassuring. His ability to stay composed under pressure gave us real peace of mind. He was always responsive and helpful, taking the time to answer our questions and guide us through each step. I truly appreciated his support and would highly recommend Wahid to anyone seeking a loan.

I worked with Wahid while applying for a home loan, to purchase a house under Hatch Real Estate and…read morehe was excellent. Wahid is professional, communication, knowledge, and support was Awesome! He was incredibly patient, explained every step in detail, and always responded quickly to my questions. Their expertise made the process smooth and stress-free. When there was unexpected document issue came up, he guided me through the solution within hours, ensuring my application stayed on track. Thank you so much for all your help and dedications. I highly recommend Wahid to anyone looking for a knowledgeable, reliable, and caring loan officer.

I can't share enough about Vic and his team, and how thoughtful they were with brining me along in…read morethe home buying process. He was incredibly responsive, attentive, and honest throughout. Never bullshitted me once, broke things down in terms I could understand, and helped ease and hesitations I had. Just great service all around, from start to close. If I ever decide to purchase another home down the road, he's the first call I'm making!

I recently closed a transaction with Vic, and he was outstanding throughout the entire process…read more He's fast, professional, and incredibly responsible--always going above and beyond to ensure everything stays on track. Despite closing during the holiday season, the process was smooth and completely hassle-free.

Brenda Wyatt and her team at LaSalle Mortgage shepherded the mortgage process for our new home…read morepurchase from start to finish with efficiency, attention to detail, and a friendly can-do approach. They helped us navigate our options and found us a fantastic rate in a challenging environment. We cannot recommend them highly enough.

Brady and team are fantastic. Very organized and walked us through each step of the way for…read morefinancing our first home. Team is ultra responsive. We hope to work with Brady and team again on future refinancing and/or purchases.

Young Kim is known for his dedication, expertise, and professionalism. His client-first approach…read moreand commitment to excellence ensure a smooth and stress-free lending process. Some of my clients don't speak English. Young's team are able to speak Cantonese and Mandarin, and they are able to help out my clients. Overall, I highly recommend him to anyone in need of lending services.

Home buying is an highly stressful process, and the only thing that can reduce this stress is the…read moreteam you work with to support you. Having Young Kim on our team, was the best decision we made, by far! Working with Young made the entire home purchase smooth and easy. Young was extremely responsive, super communicator and always available (above and way beyond normal business hours). Young's team is professional, and working with all of them was such a pleasure. This is the second home we are purchasing, but the first one with Young. Since we have something to compare with, I know what was the added value that Young brought to the table, and why I will send all my friends and family to use his services.

I don't have enough good things to say about Erick and his team at Summit Funding. As a first time…read morehome buyer in 2022, I was so nervous entering into the chaotic and competitive housing market. I feel so fortunate that I found Erick. Yes, he was competitive in his rates and closing time frame, but what set him apart from all the other loan officers was his patience, care, and support. I never felt judged and all my questions were answered clearly and thoroughly; I knew what was going on every step of the way. He worked seamlessly with my realtor and helped make home ownership a dream come true for me! Thank you Team Berthaldan!!

By far the most helpful agent I worked with out of the 5 places I contacted to apply. Erick was…read moreeasy to work with and made the process much more simple than the rest. Thanks Erick!

Sam recently helped my client purchase a home and I have to admit he did a FANTASTIC job. What I…read moreliked best about him is that he actually return all phone calls, and answered every question or concern. His assistant (Maria is Awesome) I swear this man does not sleep!!! I have worked with many lenders as a Realtor and I have never experienced the type of customer service that Sam provided to my client and myself. He is extremely knowledgeable and will work hard to meet or exceed your expectations. I highly recommend Sam and The Fishman Financials Group. A+++++++

Wish there were 6 stars or more. I can't recommend Sam enough. The guy has been in the business…read morefor a long time and knows what he's doing. He is all about looking out for his client's best interest and there is no pressure. I worked with Sam on 3 different occasions before finally deciding to go through with it. As a first time home buyer he will walk you through the process and explain everything (several times in my case). He's the best.