I had someone open an account here with my social security number. They told me that it was in fraud department and not to worry. But I had no way of communicating with fraud department. They kept sending me letters with no phone numbers. Finally they sent it to collection and were dinging my credit. I paid it even though I never opened an account. I do not blame them for the fraud. I blame the local bank for telling me to ignore it and for the entire customer service of this bank. Who would send a letter demanding collection with no phone number or way to reach them except just pay us. Customer service is indeed dead. BEWARE if you have an account here and you ever have trouble. read more