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    Azalea Coast Mortgage

    3.0 (2 reviews)

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    Port City Mortgage

    Port City Mortgage

    (12 reviews)

    I am currently working with them as an agent for my buyer - the process which should have gone very…read moresmooth - has become a paperwork nightmare The day before closing we do not have a clear to close due to minor contract issues - the latest is asking the sellers to initial their names! I asked them if that request was a joke- they responded that their underwriter is very picky- When I called their office the lady said they will probably need to push closing until Monday- keep in mind most lenders can turn a package in 30 min- 1 hr if minor last minute conditions exist. In this case they said they are not sure if they will make closing that is 24 hrs away I close over 20-30homes a month and this experience has truly been a nightmare. I am sure my client got a decent rate but I don't think the stress and last minute issues were worth it.

    I found Port City Mortgage through a rate aggregator site for my home refinance. The rate I saw…read morewas jaw-dropping -- 0.375% less than the lowest I was being offered by a big bank. I submitted a request through their website, and within an hour, the owner himself e-mail me back to let me know their latest rates and information on how to start the application process. With such a low rate I was half expecting something to fall through, but I was very pleasantly surprised -- not only was the spectacular rate for real, the process was much smoother and easier than the times I've used a big bank for a mortgage. Their team is impeccably organized, and I always knew what I needed to send and when. Plus, these guys worked at warp speed -- exactly 1 month passed from quote to closing. I won't even bother getting a quote from the goliaths next time I need a mortgage. Port City and its people are superb. Maybe it's easier to be good-natured and pleasant when you live at the beach -- Port City is located in Wilmington, NC, but they had no problem working with me in the Triangle.

    Alpha Mortgage

    Alpha Mortgage

    (3 reviews)

    Alpha Mortage was recommended by our realtor Roger Riggs. Asuka was excellent to work with. She…read moreprovided quality work and answered any questions that I had. I highly recommend her for your mortgage needs. It's a super simple and easy process.

    We were encouraged by our realtor to talk to Richard LaMotte at Alpha Mortgage as a professional…read morethat could understand our individual circumstance. In this particular region there are many young military members that are wanting to qualify to buy a home with zero down and minimal credit but that is not us. Our circumstance needed someone that could advise us on the best way to purchase a home that was not our primary residence. Richard was able to frankly explain the differences between investing in a second home versus buying income property. He was extremely careful not to cross the line with legal advice but kept it purely on a financial basis. Our experience with his office was extremely positive. Lisa, his assistant Loan Officer was a pleasure to work with. We were making this purchase long distance and she handled all the paperwork and business on the computer but was always available for our questions over the phone. When we finalized the loan and closed on the house we were in NC away from our financial institution. When there was a mix up on procedure with the wire transfer Lisa welcomed us at her office and assisted in sending the faxes needed to make the wire transfer happen. Over all working with Alpha Mortgage was a very positive experience.

    Azalea Coast Mortgage - mortgagebrokers - Updated May 2026

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