Very helpful and efficient. Made both buying a house and refinancing a breeze. Luke and his team…read moreare friendly, always available, and quick to respond to questions.

Incredible to work with, quick response. Easy to communicate! Very protective of our personal…read moreinformation which we appreciated. Would very much work with again. Thank you! Kevin & Reena

Jay and the Xander Team are Amazing! I appreciate that if you have a unique situation, they find…read morethe right lender and see it through it to completion. I look forward to working with them again.

Erik Lopez , Fernando Martinez ,Mohan Cheema at Xander Mortgage & Real Estate Inc are the best in…read morethis business! Their dedication and expertise made buying our dream home a reality. Erik helped us with the home loan & Fernando worked with us on the real estate side. Truly a great team!Thank You Erik Fernando & Mohan

Jeff and his team made the whole financing process so easy to do. Everything went by seamlessly,…read morepainless and exciting at the same time! Thank Jeff and team for all that you did!

Tony is such a warm and caring human being. This was my first home buying experience and he was…read moreable to ease every anxiety along the way. Tony has always responded very quickly to any questions or concerns I have had throughout the process. I would never hesitate to recommend him and RWM Home Loans to anyone looking for excellent service and attention. Tony's ability to be so personable as well as knowledgeable is something I have found to be rare nowadays. Not only that but his team is wonderful as well! Cole Alt was also very helpful and responsive to any questions or concerns I had. I was really made to feel important and cared for. Something I absolutely appreciate and am thankful for. as helpful as they were I am positive any of there at RWM Home Loans would be just as awesome! Highly recommend!!!

Even though I elected to obtain our coverages with an insurer that deals directly with the client,…read moreUSAA, Christian Defendis' exceptional professionalsm deserves a review. He knew I was obtaining additional quotes but it did not alter his attention to detail and responsiveness to our questions. This treatment continued even after I told him we went with USAA. Of all the agents we spoke to, Christian by far was the most thorough in obtaining specifics. I felt confident his thoroughness would afford us the type and level of coverage that would have us adequately protected. Insuranace is for protection and peace of mind. It was apparent Christian sincerely cared about his clients, even the potential clients.

Walked into business with my current insurance policies. Receptionist had to call someone to ask…read morewho helps walkins. Finally had a representative take me to a conference room. He copied my policies and took my contact info, assuring me he would contact me with a quote. After about a week, received a phone call and answered some questions. Then after more than another week, I sent an email to representative who had made copies of my current policies. Then sent an email to one of the owners. Owner sent an email asking for phone number, assuring he wanted to talk to me to get info on what had transpired. I got a phone call, not from owner or representative I had met with, simply stating they could not get me a better insurance rate than I already had. How can this company take three weeks to do what Geico claims to do in 15 minutes???!!!! Such lousy customer service!!!!

Moses was such a great broker. He was very responsive and diligent and he got the best possible…read morerate for us. He was so kind and nice to work with. I would use him again, and highly recommend him to anyone needing a mortgage.

I've had insurance with Bob Warners office for 30 years. From Cars to Homeowners. Marla handled our…read moreAccount. She and staff always made us comfortable and took care of our requests promptly!

I can't even tell you how happy I am with Bob Warner and his staff. I was on my parent's insurance…read morepolicy with a different agent in Turlock and when I purchased a new car, I had to either get my own insurance policy or stay on my parents and have them as a co-signer. I wanted to be independent so I decided to get my own insurance. Luckily, at the time I knew Julie through business and reached out to her. I had about a day to get insurance with my new car coming and Julie went above and beyond to make sure there were no beats skipped so it wouldn't delay the delivery of my car. It wasn't until November 2015 when my car was hit by a non-insured driver that I realized how great this agency is. I had never been in a collision and didn't know what to do. I called Julie up and she started the lengthy process and filed a claim. When it came to payment of the repairs, there was a lot of miscommunication with the repair shop and Allstate (not Bob Warner's office - but corporate) on the payment and when I called Julie to tell her what was going on, she called me back within 10 minutes telling me that my car would be ready to be picked up that afternoon. I don't do business personally with Julie anymore, but she puts 100% into her job . When she found out I moved she called to make sure everything was okay. It reassured me that switching agents was one of the best things I had done. I haven't personally worked with Bob but his staff is phenomenal and I am glad I switched agents. *Side note: My friends car got broken into and my stuff got stolen back in December 2014. Since I had renters insurance, I was able to file a claim. When I reached out to my previous agent to file a claim, he wouldn't respond. That was a huge annoyance to me and I knew I wasn't going to continue to have him as an agent when I going through the process of purchasing my new car. It wasn't until I switched agents he reached out to me saying the emails I sent were in his spam mailbox.

We have auto and renters insurance with Denise. She has EARNED our business more than once by going…read morethe extra mile for us and really providing us with GREAT SERVICE, that you are just *not* going to find with an "online" insurance carrier. Highly Recommend!

Deniece was too busy to call a potential client back! What if your home burned down or car was…read morestolen? I don't think she would have time or even bother to process your claims or even call you back! I will look for Insurance through somebody who cares about their clients!

Customer service terrible . I was trying to get insurance and the agency would not return my call…read more Asked several times to please call me back because I had questions. No luck . Went somewhere else.

I have my home and auto with Farmers. Jimmy and his staff are always friendly and helpful whether…read moreit's in person or by phone. His staff promptly respond to my questions or concerns I may have regarding my policy.