We took out a TitleMax loan in 2019, and here is our situation per the email I sent to TitleMax…read moretoday.
Be aware, this happened last night. We are unable to contact anyone because all offices are closed on Sunday.
Last night, we experienced something no one should ever experience. At 2am we were alerted by our dog that something was wrong. The loud sounds of someone peeling out of our yard. When we entered our front yard, locked and loaded with our firearms, and we found that my husbands car was gone. Immediately we dialed 911 and filed a report of a stolen car. Why else would our vehicle be gone? For the next 2 hours we spoke with officers, filed insurance claims, documented the damage done in the front yard, and did what anyone in that situation would do. Only to find out at 4am, the car was towed by TitleMax. The tow driver hadn't alerted the police department prior to tow, but after the car was long gone (wasting hours of valuable police time). Immediately, we started investigating because this didn't make any sense.
See, I made a payment in August 2020. A payment that showed it then was at a ZERO dollar balance on the account. After that, we received emails of "thanks for using TitleMax". I even went down to the DMV, showed the $0 balance and received a new title (that is in the vehicle). We spent money fixing the car, as it was broken down, put new insurance on it, and we're preparing it for an out of state move in 2 weeks unbeknown to us that there was still a balance on the car with TitleMax. We never received a single email stating there was a balance, the last time I opened the app (in October 2020) it showed the $0 balance, we never received a single piece of post office mail from TitleMax showing a balance, nor a phone call (we updated the phone number through the app in June 2020). No communication was EVER given to us that there was an issue on the account and we long deleted the app because we were under the impression the account was paid off. Nothing. Zero.
And now, here we sit, on a Sunday, attempting to figure out how to retrieve my husbands car since TitleMax nor the tow yard is open to discuss the issues. This was negligent on the part of TitleMax. Extremely negligent. This caused anxiety and panic to our children, animals, ourselves. Damage to our front yard, and unanswered questions we cannot get answers to because it's Sunday. Not only is it negligent on any other day, but to do so to people during a pandemic is even more inconsiderate.
We would like to speak to management, and intend to go into the store tomorrow to do so, so that we can rectify this situation. We are able to bring the balance to a TRUE $0 payoff, but are extremely unhappy with the situation TitleMax has caused. This shouldn't have occurred, and we want the situation solved.
I will update the review when the situation is resolved.