This review is mostly aimed at State Farm, not so much the agent(s) although they could have done…read moremuch better with follow-up. I have an older mobile home (1972) but lots of renovations since bought about 15 years ago and it's in good shape. In Oct. my current insurer notified me that they were discontinuing mobile home insurance and my contract would expire on Nov. 17. Called around and had several places working on estimates. Some insurers will not insure a mobile home built prior to 1976 because they were not at that time required to adhere to the current building codes (which do change from time to time). So On Oct 6, after giving this State Farm agent all the pertinent information about my place... year built, description, photos and upgrades I received a good price estimate from this agent I went and paid for it and signed papers. Then I contacted some of the other companies I had estimates from and told them I was going with State Farm not wanting to make them wait until the last minute. Weeks passed, I heard nothing. Didn't want to be a pest or seem to rush them and thought surely if there were a snag they would have contacted me before my current policy ran out. Finally on 12-11 I decided to call and see why I hadn't received anything directly from State Farm. The agent checked and told me they rejected my application due to the age and not being up to current code. I still hadn't received anything from State Farm, but the agent told me they are supposedly sending a letter out and a refund (after months). They knew the year built right from the start. It seems the agents there also should have followed up and really should have known in advance that this would happen. So now I am uninsured, due to their lack of follow-up and called one other agent who had done an estimate for me and they said they aren't sure if their company will consider me now. Back to square one except in the meanwhile I have no coverage. I should have known better, in the past (long ago) I had a similar issue with State Farm, and I also used to have auto insurance with them but they screwed me around with that also. If something should happen to my place in the meanwhile you can be sure there will be lawsuits. There is no excuse for leaving me this position now. I finally received a partial refund on 12-12-25 from which they deducted the time in between. STATE FARM should not be allowed to exist, I certainly will never use them again.

I recently had a glass claim w/ Karen Davis Agency, State Farm Ins. I wound up speaking w/ several…read moreindividuals, all of whom were knowledgeable, helpful, and friendly. "Brenda" was especially nice. I was able to explain my problem in detail, and was rapidly approved for a repair. This allowed me to schedule the work quickly, so that my vehicle was not off the road for long.

I decided to switch insurance companies for the first time in my life last year. It was in a last…read moreminute scramble for home owners insurance days before closing on my first home in march 2012. I was very pleased with the competitive rates paid and quality of service on each interaction with my agent Matt Jones. I would and have recommend them for any insurance needs. I have my home, auto and life insurance all with Matt at Nationwide. When I have a question, I get an answer and or results smoother than anywhere else. I have been in automotive sales for ten years and am no stranger to calling insurance companies. Some are nice, some are well priced; wilgus does both very well.

Great car insurance agent not many places do you have the chance to meet with and talk with your…read moreagent as much as I got too sometimes yes it's a little high but with all the help I get from them it's worth it thank you

From the owner: Contact my Agency to get a Quick,Personalized Insurance Quote Today! A great rate is just a call…read moreor click away. Allstate is a great company and I am proud to represent it. But the best part about being an agent is helping customers and the community. We help customers in any way that we can.

Dear Allstate Customer Relations Team,…read more My name is Marvin Fraser, and I am writing to formally express my profound dissatisfaction with the handling of my insurance claims following the severe winter storm damage sustained by my home in the Delaware/Northeast region. After twenty years of loyal membership and consistent premium payments, I find it deeply disappointing that Allstate has demonstrated little to no meaningful effort in addressing my claims for roof and screened patio damage -- damage caused by one of the most severe winters this region has experienced in decades. Despite submitting my claim in a timely manner, I continue to find shingles on the ground after every subsequent storm, a clear indication that the matter remains unresolved and that my property remains vulnerable. Given the lack of responsiveness and the absence of adequate support from your organization, I have made the decision to personally finance 100% of the cost to replace my roof and upgrade my screened patio to a glass enclosure -- expenses I reasonably expected my long-standing insurance coverage to address. Furthermore, I wish to formally notify you that, effective June 1st, I have secured both home and auto insurance coverage through another provider -- one that I am confident will deliver the level of protection and service my assets deserve. After two decades of membership, this was not a decision I made lightly; it is a direct consequence of the inadequate service I have received. While I do not intend to actively disparage your organization, I will not hesitate to share my honest experience should anyone seek my recommendation regarding Allstate's services. I trust you understand that customer loyalty is earned through consistent, reliable service -- something I regret to say I did not receive. I sincerely hope Allstate takes this feedback seriously and takes meaningful steps to improve how it serves its long-term members. Respectfully, Marvin Fraser Former Allstate Member -- 20 Years

From the owner: Contact my Agency to get a Quick, Personalized Insurance Quote Today! A great rate is just a call…read moreor click away. I've gotten to know many local families as an Allstate agent in Delmar. I enjoy being a part of the community, and building local relationships is one of the best parts of my job. I look forward to getting to know you and helping you to find the solutions that meet your needs.I'm committed to helping Delmar residents assess their immediate and long-term needs and choose options that will help them achieve their goals. When you want to explore options for protecting your home, personal property, or financial future, I'm available to answer your questions. If you're already a customer, I'm ready to review your coverage so that you can make any necessary adjustments to fit your changing needs. Call, email, or visit my agency in Delmar today.

Paul sat down with my wife and I for an insurance review and covered a lot of things that we didn't…read moreconsider. I would highly recommend him and this agency

This is not a reflection on Paul Sarnack, or his personnel. However, being my agent, this is a…read morereflection on the company's claim department his office represents. Dear Allstate Customer Relations Team, My name is Marvin Fraser, and I am writing to formally express my profound dissatisfaction with the handling of my insurance claims following the severe winter storm damage sustained by my home in the Delaware/Northeast region of 2025. After twenty years of loyal membership and consistent premium payments, I find it deeply disappointing that Allstate has demonstrated little to no meaningful effort in addressing my claims for roof and screened patio damage -- damage caused by one of the most severe winters this region has experienced in decades. Despite submitting my claim in a timely manner, I continue to find shingles on the ground after every subsequent storm, a clear indication that the matter remains unresolved and that my property remains vulnerable. Given the lack of responsiveness and the absence of adequate support from your organization, I have made the decision to personally finance 100% of the cost to replace my roof and upgrade my screened patio to a glass enclosure -- expenses I reasonably expected my long-standing insurance coverage to address. Furthermore, I wish to formally notify you that, effective June 1st, I have secured both home and auto insurance coverage through another provider USAA, and saved me over $500-- one that I am confident will deliver the level of protection and service my assets deserve. After two decades of membership, this was not a decision I made lightly; it is a direct consequence of the inadequate service I have received. While I do not intend to actively disparage your organization, I will not hesitate to share my honest experience should anyone seek my recommendation regarding Allstate's services. I trust you understand that customer loyalty is earned through consistent, reliable service -- something I regret to say I did not receive. I sincerely hope Allstate takes this feedback seriously and takes meaningful steps to improve how it serves its long-term members. Respectfully, Marvin Fraser Former Allstate Member -- 20 Years

I have to sign the praiseworthy this fabulous insurance agency and in particular, Theresa with an…read more'h'. When you want to shop for insurance, and want to be able to search fir a huge selection of carriers, I highly recommend Wilgus Insurance agents. In particular, Theresa, represents the companies brand. She is polite, professional and a brilliant agent. She really knows her profession. What makes her outstanding is she does with a smile hospitality and is gracious. No one wants to buy insurance. Insurance is just something you have to pay. Therefore, I think you should enjoy who you are working with, get a great price and excellent coverage. Theresa does all that. 60 years of service and all quality. Top three points about this agency is they are a 5 generation local business, high quality service, and competitive pricing because the are a broker with a huge selection of carriers. Highly recommend this agency. BTW: if you need another service, the have great recommendations too.

From the owner: The Wilgus Insurance Agency, Inc. offers affordable insurance from a trusted, local agency that can…read moresee to all your insurance needs. Whether you are looking for homeowners or renters insurance to protect your home or personal property, great rates on car insurance, life insurance or business coverage for your company, we can help. In addition to offering flexible insurance options and great rates, we also offer five convenient locations to serve you better. Call one of our offices today to see how we can help you or a for a free, no-obligation quote!"

I had an engine replacement covered through Empire Auto Protect, and the entire process was handled…read morefar better than I expected. From start to finish, communication was clear, professional, and timely. They walked me through the claim, coordinated with the repair shop, and followed through on what was promised. An engine replacement is a major repair, and Empire Auto Protect truly stepped up and honored the coverage without unnecessary delays or excuses. The repair was approved, completed properly, and I was kept informed throughout the process. This experience gave me real peace of mind and proved the value of having a warranty like this. I highly recommend Empire Auto Protect to anyone looking for reliable coverage and support when it matters most

Run from this place !!!…read more I had a really disappointing experience with Empire Auto Protect. I paid for coverage for about a year, expecting to use it once my manufacturer warranty expired. When I called to ask about activating/using my coverage at that point, the representative instead told me my policy would be canceled and that I wouldn't be refunded for the time I had already paid. There was no clear explanation upfront that the coverage wouldn't work the way I intended, and no effort to resolve the situation fairly. I feel like I paid for something I never actually got to use. If you're considering this company, make sure you fully understand when your coverage starts, how it works with existing warranties, and what their cancellation/refund policies are because my experience was not what I expected.