Lynda Mckenzie was so helpful and explained everything in a way that made the process so easy and…read morefun! I loved how my process was updated and sent to me via email so I could always know where I was at! Highly recommended!!

Recommend Guaranteed Rate for anyone that is looking for a smooth closing. I work with Lynda…read moreMckenzie, from the first time I spoke to her I knew I was dealing with professionals she gave a list of things that we needed and in 15 days I was turning the keys for my new home!!! Thank you Guaranteed Rate!!!!! Karla Rosales

George DeVine and his team at Atlantic Home Loans make what feels impossible - possible. George is…read moreprofessional - yet personable. We know we're working with someone who cares about the final product, and that wouldn't steer us down an unknown path. This time was our second experience working with Atlantic Home Loans. Our first was a purchase in 2018, and this time a refinance. I look for trust when working with people as closely as we've worked with Atlantic Home Loans, and achieving it was natural. Our situation was a little unique than most and required some additional steps to work through. It could have been easier on George's part to say, "Sorry, this isn't going to work, but let's revisit it in the future." However, George and his team turned over every stone to create a path to the desired outcome. George knows this business and builds a relationship with the client that carries on even after the process. Whenever I hear someone wants to purchase or refinance, I immediately pass along George's name. I can't say enough about having such a positive experience on two occasions.

From the owner: Regional Mortgage Banker, Mortgage, Home Loans, Mortgage Refinance, Mortgage Home Loans, VA…read moreMortgage, Real Estate

Worst refi experience ever!! Tried to charge me excessive rate extension fee when delay was on…read moretheir end. Committed to one amount for cash out in closing disclosure and then cut amount in half at closing. Avoid at all costs.

Robin Smaldone is the absolute best mortgage expert I've met in 30 years of relocating and…read morepurchasing property.

If I could give a zero star I would…read more They never answer the phone when you call. The numbers they provide are never accurate. I was promised things would be better on the second time around and they would offer me a great refinance option one year after buying our home, they ran my credit score to do the refinance and now nobody answers the phone or email. We are now doing our refinance with another company and saving significantly more money, stress and time. I could go on and on about how disappointing the service was from start to finish. I always wait a few months to write a review because it is easy to get frustrated in the moment, after many attempts to try and reach out to this company I can say without a doubt that they are the least professional people I have ever worked with and to future customers I hope this helps you find someone better. Thx

From the owner: We offer every program available in the industry today; from Super Jumbo loans to No Money Down, to…read moreStated Income and less than perfect credit programs. We are consumer advocates, and pride ourselves on helping homebuyers break those barriers that impede home ownership.

While working with Mutual of Omaha, our Mortgage application was delayed by three days beyond the…read morecommunicated deadline. As the sale is now at risk due to The Mutual of Omaha. I am sincerely disappointed with my experience. Despite multiple points of contact from agents, the attorney, and me, there was no reason for the delay communicated to us. Thus leaving us in the dark. Consider other lenders if you would like a better home-buying experience.

If I could do zero stars I would. This company did the closing documents for our buyer of our…read morehouse. What should have taken a month tops took two months. They kept changing the closing date and the communication was next to nothing. If you want to close in a timely manner don't use this company.

Great experience all around!! Very helpful and professional…read moreservice from all the employees to make sure things will get done. Bobby D is the best :)

This team is amazing! My husband and I worked with Bobby and it was so seamless. He was able to get…read moreus an extremely low interest rate and took care of everything from start to finish with his team. Highly recommended!

Prospect Mortgage got me a good rate and executed my mortgage on time for closing, they did their…read morejob. The customer service was less than par. At times it was hard to contact my loan specialist; he did reply to my emails but often didn't answer all the questions I had asked. When I met with Prospect Mortgage in person I handed them hard copies of my bank statements. A week later they asked me to fax them in, they had been misplaced. I was frustrated that my personal information on those bank statements was misplaced. I was asked to fax them a 2nd time, which I did, and I was further frustrated by my personal information being once again "misplaced". I was asked to send the bank statements A 3RD TIME, when I had a couple weeks prior handed them the information personally. Rather then send a 3rd fax (all previous faxes showed delivered successfully on the fax machine) I had to drive to Prospect and once again hand them into the office in person. I made it clear at that time that I did not intend to deal with this poor business etiquette in the future and they shouldn't misplace these bank statements again. Overall Prospect hooked me up with a good rate, and did perform the duties I asked them to but there were some bumps in the road and I was really shocked by the lack of professionalism.

Exceptional customer service, beyond what you would expect from a mortgage banking company and the…read morebest mortgage rates you'll find anywhere no matter what your circumstances.

I would NOT recommend Envoy. As a home buyer, Doug was recommended to me by my real estate agent…read more(I wouldn't recommend him either) who convinced me he could get me a better rate than a bank. I went to him for his expertise. I didn't feel he was upfront about all the fees and costs. I sat with him prior to starting the mortgage process, making a list of all the costs, but in the end it costs me much more than what was originally discussed. I probably should have shopped around for a mortgage company and a real estate agent. My suggestion SHOP AROUND AND DO YOUR HOMEWORK.

Envoy Mortgage was fantastic to deal with, the service was fantastic, Doug was always available…read moreanytime i needed him and his rates/fees were as good or better than most places i had checked. I would highly recommend Doug and Envoy Mortgage to anyone looking to refinance or purchase a home.