Getting financing arranged can be challenging for self employed people even though your income may…read morebe great. I recently contacted Mortgage Associates Ontario and got great results. I needed a second mortgage to pay off some high interest debt and Jasper helped me find a credit union with very low interest rate, much lower than I was expecting from a second mortgage; I understand that generally interest rates for second mortgages are higher than regular mortgages. The lawyer Jasper recommended was also great - all the paperwork was prepared in advance and the document signing was done in matter of minutes and I received the funds the following day. I would highly recommend Jasper and Mortgage Associates Ontario if you're looking for creative financing solution.

I would not recommend you do business with Mortgage Associates, very un professional. Took six…read moreweeks to get a mortgage from them, was told tomorrow every day for 5 weeks. Jasper is the worst Agent I have ever worked with. He does not follow up with you unless you ask first. By far the worst experience I have ever had with a mortgage broker. Fail, Fail, Fail

I went to Northwood Mortgage about 3 years ago and dealt with an agent named Allan. He was awesome…read moreand made the entire process smooth. There weren't that many steps, but the steps that I did have, they walked me through. My rate was better than all of my friends at the time, so I was very happy. However, the reason I'm writing the review is because of the service my brother got. Basically, when it was his time to buy a house, Northwood worked magic and got around the 9 month probationary period that the TTC imposes. It would have been a huge bummer if we couldn't get my brother a mortgage based on that technicality, but they got it done. I highly recommend Allan.

Extremely high rates but understandable as paying off a debt consolidation but the fees are very…read moreexpensive including a payout to the debt consultant and when paying out the 2nd mortgage 3 months early - huge fees much greater than the 3 month penalty. Then the 2nd mortgage proceeded to deposit the Oct. cheque after the home was sold and the 2nd mortgage paid out!!! Very disappointing and unprofessional - now I must stop payment going forward !

I don't think I would've survived buying our first house if it wasn't for Armand and David from…read moreReal Mortgage Associates. From the very first contact, they made things as easy as it can possibly be. We were referred to Armand by one of my best friends, Ryan. Apparently they do "magic" with mortgages. Needing all the magic we can get, we went onto their website and filled out the pre-approval form. David called us the day after to ask for more sensitive information such as SIN and to verify credit. He was so easy to speak to and soothed my paranoia insisting that our application was pretty much a lock. He also asked us if we had a real estate agent already. We didn't though we had recommendations from our friends and family. Trying to make it as easy for ourselves, we decided to use the agent David recommended. Coincidentally, our REA's name was also David and also the Armand's brother. (Review on REA David to come.) Our pre-approval came a few days after we submitted it. We spoke to David the REA about our preferences. That Sunday, we looked at 9 houses. We found the house we wanted and we made an offer. REA David and Armand drafted up an offer in less than 2 hours and we were able to submit it that very night. Offer was finalized the next day, Monday. Armand and David was able to get our mortgage approved by Tuesday. When we came in to sign the mortgage papers, Armand discussed the mortgage terms with us. He got us a great rate with a good bank. He explained everything to us in great detail. When we asked him about a mortgage lawyer and a home inspector, he referred us to people him and REA David deals with all the time. Again, we wanted to make this as easy for us as possible. Armand, David and REA David coordinated everything for us. To be honest, all of the guys from RMA and also REA David made buying our first home as smooth as possible. They're available for our (my incessant) phone calls. They're proactive and also quickly reactive to our needs and to the deal. They treated us like we were buying a million dollar home even though we weren't. They were patient and very knowledgeable and shared their knowledge with us. I'm so pleased on how everything worked out and especially glad that we now have THE real estate experts we'll be working with as long as they'll have us.

I am very thankful for David's professional, responsive and honest assistance with the whole…read moremortgage process. David made himself available at all times via email or cell with any questions and concerns I had. His ability to structure solutions and find advantageous financing is what sets him apart from other brokers. I would refer him to anyone I know that was in need of financing. Thank you David Bourgeois for all your hard work.

My family and I enjoyed working with Nick. He was great at communicating and laying out all our…read moreoptions. He was a huge advocate for us during a very stressful period where we needed to sell our condo and lock in our mortgage for our new townhome. I highly recommend working with him and Monster Mortgage!

I have been working with mortgage brokers and banks for almost 30 years, and I have to say our…read moreexperience with Karen Mann was the best! With me being retired, looking to renewal our mortgage, and looking at investment opportunities, our situation was a complicated one. I investigated a few brokers and banks to not only complete what we were looking to accomplish, but to do it with the best rates and outcome for us. None of them came close to what Karen was offering. Karen was an absolute professional, and her 'A' personality is exactly what we needed to accomplish our financial goals. She never pressured anything, and it always felt as though she always had 'our interest' as her priority. It was a breath of fresh air to work with someone that is so focused on the client's needs. I highly recommend Karen Mann!

Highly professional, knowledgeable, and efficient. Made the mortgage process smooth and…read morestress-free. Fully reccommend!

I recently closed my property with TD through clear trust- Alex and doesn't recommend anyone using…read morehis services for any mortgage needs. pros: he will run numbers for you for your various properties.. this is only positive. Cons: (1) got me highest rate (5.14% for 5 years) in May this year that too he initially mentioned I was approved for 4.89% so I didn't shop around for better rates.. later when I actually making application after a month he said it is 5.14% not 4.89%.. argued he don't remember... clearly trust issues. (2) If I make prepayment I had to pay based on 6.34% interest rate, this was never discussed.. found out before closing.. when I approached Alex he said "what do you want me to do now? There will be 100 rules against your mortgage and that is not my responsibility to tell you " - really pathetic response.. (3) he intentionally put $50 utilities bill in my mortgage application which lowered my affordability .. actually my condo fees covers all utilities. Since I'm a FTHB, I was exploited and I feel my bad myself. Don't go with Alex/clear rust and suffer like me that is the only motto for writing this review.

We cannot speak highly enough of the incredible service we received from Paul and Michael…read morethroughout the entire home buying process. We have worked with Paul on various mortgage renewals and approvals over the past 6 years. Buying a new home is extremely stressful but Paul and Michael were there for us from the start. From the moment we put in our offer, they were with us every step of the way, guiding us with expert advice, quick communication, and genuine care. One of the standout moments was their help in navigating our finance condition timeline, whether we had three or four days, they ensured we understood all our options clearly and felt confident moving forward. Every detail was handled with precision, and they made sure all our documents were reviewed, finalized, and signed well before the deadline. When we needed support they advocated with our lender on our behalf, and were able to get us the lowest rate on the market. Their attention to detail and proactive approach took so much stress off our shoulders. We would highly recommend Paul and his team, and we will absolutely work with them again in the future. Thank you from Laura & Jason.

Paul and his team are super helpful, knowledgeable and answer all our questions…read more I did shop around for a few brokers / big banks and Paul offered the best rate and services.

As a newcomer, working with Dream canada mortgages made the mortgage process incredibly smooth and…read morestress-free. We were so stressed getting mortgage, but their professionalism and deep knowledge quickly was a game-changer. We were impressed by their extensive knowledge. They patiently answered all the questions we had, putting us at ease and built the confidence that we are in good hands. Their focus on my best interests made me feel secure in making this big financial step. Throughout the process, they kept me informed and reassured. Moreover they never felt me hesitated calling for any small questions to big. I wouldn't hesitate to work with them again, and I highly recommend them to anyone in need of a competent and trustworthy mortgage professional.

I am pleased with the service and help received from the FairChoice Mortgage agency. This company…read moreis professional and caring. I received precisely what was promise and with truth and reliability.

Very prompt and caring service. Transactions done in timely manner. Reliable dependableread more