This is a horrible place to work with. I used them some years back, paid up front and what did they do nothing. Today they had the audacity to give me a marketing call offering me services again. "We worked with you in the past they said". Yes and i said you did nothing. This company is very bad! read more

This place is an absolute SCAM. DO NOT SPEND YOUR HARD EARNED MONEY HERE!. I had done my due diligence and contacted this place 10 months before I went to buy my car. I paid around 1,000.00 for a credit restoration package that was supposed to take six months. Then, I paid an additional thousand dollars for their 'Trade Line' credit card. They SAID it was supposed to get you an INSTANT 50-75 point boost. Which is absolute bull$hit. I was monitoring my credit with credit karma (also another scam) and it was showing I had a 735 credit score when I went to go buy my beautiful, expensive car. I put 10,000.00 down and when I asked to see my credit score they told me I had a 660. I was PISSED. What I was expecting to get a 2% APR for all of my hard work with a thousand dollar a month car payment turned into 7% APR and a 1,500.00 month car payment. THE ONLY REASON I WAS STILL ABLE TO GET THIS CAR WAS BECAUSE I DID ALL THE WORK OF PAYING OFF MY DEBT AHEAD OF TIME AND PUTTING DOWN A LARGE DOWN PAYMENT. This place is an absolute joke and I wouldn't recommend this place to my worst enemy. Also I am NOT the kind of person to leave reviews of any kind. But I want to help others from falling into this trap. DO NOT GIVE THESE FOOLS ANY OF YOUR MONEY. IT is 100% A SCAM. BUYER BEWARE. read more

please pick another company or do it yourself this company got me and my wife for 1400 and refuse to do anything and constantly ask for more money pick anybody else save your money and the headache read more

This company should have way more 5 stars! I suggest checking google reviews :) They were recommended to me by a friend whose credit score is nearly perfect now. I was so impressed that I decided to move forward and hire them myself. I'M SOOOO HAPPY! It's been less than a year and nearly all my accounts are taken care of. They are diligent and remain in contact, updating me once a month with their progress. On top of that, other situations have come up that I've needed assistance with. Reaching out last minute, the owner Ruben stepped up and went the extra mile to help me. Do yourself the favor and let them handle things now!! read more

This place is a complete rip off. I had agreed to do a payment of only $50 a month and they been taking out payments of $100 bi weekly. Once I ask for a refund they are stating they can't. Do not recommend. Regret calling them for assistance. read more

This "company" will promise you services, promise you that they will be able to remove derogatory remarks from your credit file and that they will dispute them on your behalf. They will tell you anything you want to hear in order to seal the deal and get your money. After that, good luck to you. They not only do not follow up, return calls, and on some occasions even speak English well enough to conduct proper customer service, but later flat out DENY the very services they promised and those which you initially paid for. I was dealt with in such an unprofessional, audacious manner that I was shocked. I blame myself for not checking the reviews first. If you don't want to be lied to and taken advantage of, please read the reviews and consider an actual business that actually serves their customers instead of robbing them. I have since discovered that the BBB has issued a warning about them. I have since taken action to improve my credit, such as open credit cards and different credit lines. My credit scores shot up. I actually mentioned that to them the last time we spoke and they actually attempted to claim credit for it. Just disgusting people. Beware. read more

This company engages in fraudulent activity, promising services in an effort to close the sale, then after receiving payment, stating that they do not offer those services and will not provide a refund. The Houston Area BBB has issued an alert about this business pertaining to the pattern of complaints generated and their failure to respond to communications from the BBB. See https://www.bbb.org/.../cre.../700-plus-credit-llc-0915-90028516 If you have been impacted by this company's fraudulent and unscrupulous business practices, you would be better served making a complaint to the Texas Attorney General on the grounds of the company's fraudulent behavior. The BBB is essentially powerless as have already reported that they have rescinded any endorsements for the company and have issued a warning regarding a pattern of complaints and have reported that they no longer communicate with company and assume it has closed down. You can make a complaint to the Texas Attorney General directly here: http://txoag.force.com/CPDOnlineForm read more

Ruben Alvarez has been the the ultimate professional who truly cares about his client's future. His company provides great counseling, excellent credit repair and a direct referral to the car of my choice! He make sure that you get what you want and need for yourself and your family. . read more

I felt pretty good about my conversations with my appointed rep But only time will tell I'll post my review of this.process.in 3.months I know they have shit reviews and I hope those prompted change. I did raise my own credit from 500 to 740 and it took 1 year almost and 20k in payments to lenders But I think worked. I will say I spent about 600 for my credit repair. But the last company I used sucked. It was blue sky credit. read more

Sketchy, they have fake reviews and asked me for my social and personal info without sending an agreement form. I asked for a refund after canceling the same day I hired them and they refused to refund me my money. I disputed the payment with my credit card company but still, very unprofessional read more

**FRAUD ALERT** I spent over $1000 to get my credit repaired. Not only did my credit not change at all in almost two years, but this "company" has the worst customer service I have ever dealt with. Once I finally spoke to someone after calling multiple times they informed me I'd have to go through a re-evaluation process which was $50 but conveniently I had a $50 credit. Save your money and do not waste your time. Extremely disappointed and taken. I feel like they stole my money and had zero resolutions. I would give them negative stars but it won't allow that. read more

Totally unprofessional company . Paid them over $1500 and they never called me to update me until they wanted to ask for additional money. Do not waste your time or money, go with a company that actually cares about your credit and not your payments . read more

Very unprofessional, paid more than $1000+ and no difference. They would only call to ask for more money . Would not recommend.

All I can say is I went in with a ton of bad credit, and now I can buy cars zero down and apply for home loans. They definitely do good work! Give it a shot! What have you got to loose, except debt right?!? read more

So far I am not impressed. I get the feeling when I call customer service I am put off or on hold indefinitely with no hope of speaking to an actual agent. I was told if I didn't want the Smart Credit I could cancel it which did happen but have not been credited the $19.99 to my bank account. Edwin said he would have to talk to upper management. Are you kidding me ? Talk to upper management about a $20 credit ? Geez I don't know anything about this company and my patience is wearing thin with their less than professional handling of my credit needs. I feel like this is just a money mill and little is done to actually repair credit. If I don't get concrete answers to my questions I will be pulling the plug and cut my losses and find a top notch credit repair company. RC read more

If I could give it a negative star rating I would. My husband swore by them and insisted I let them 'fix' my credit. I gave in and my husband paid - and the results are in - NOTHING. They did NOTHING. My husband called to inquire (after I badgered him to) and all they would do is set up call backs that never happened. I would listen to him ask questions and after a bunch of stammering (like a child caught in a lie) they would promise a call back. NEVER HAPPENED. My credit score DROPPED instead of increased. I was already working on repairing my credit before them and was doing quite well; as soon as they got their incompetent hands on it, it started to drop. No inquiries were removed but a slew of old debt was rehashed and started the wipe out/charge off clock all over. I.....ME - had to jump back in there and start to repair it all over again and guess what? My credit started to slowly climb back up. Still no word from them. So this review is only the beginning of my rampage against 700Plus...I am going to call, write and report to any and everyone who will listen, including the Texas Attorney General and I will post a negative review every week on any and every social platform. They better, at the LEAST refund my husband's money - that is the ONLY way I will cease my rampage. REVIEW: 1 of MANY TO COME. read more

The process was very poor, they don't provide a way for costumers to keep track of the process. I was left in the dark and never updated. They don't provide a copy of your own files.When I spoke to someone named Brenda she was rude and uninformative and should not work with people. Their costumer service is the worst. It is not a company I felt comfortable with handling my credit. Never got my results Bad business read more

This company is 100% fraudulent. They took 100% money for my wife's account and set me and my son on a monthly plan. Never told us about monthly 29.99 charges for IQNavigator. Our credit score fell and collectively we have close to $1000 so far. Please don't sign up with them, Anyone with any question, please reach out to me. I called them and even cancelled and they are still charging my card for their services. Now I will have to dispute these charges. read more

Please do not use them! We paid $2,000 and they did not keep track of our payments properly and they only disputed 1 item at a time. 8 months later they have no results and our scores are the same. When I decided to finally go to office no one was there and files were lost or locked up. Everyone has a different story or no one knows whats going on. On top of that I asked for our progress and they charged us $20 on our CC without telling us to pull our credit scores. So now the cost is $2,040. Rip off, unprofessional and the items they get off come right back to report! Go somewhere else! read more

I was a bit apprehensive when I saw the reviews but I went a head and gave them a chance anyways because I was desperate. After talking to Vanessa, she reassured me that she would work her hardest to higher my credit score. Now I am so glad that I took a chance on them and I would definitely refer them to a friend or co-worker who needs help. Thank you 700 Plus Credit! read more

My experience with 700 plus credit went really better than expected. After searching for a company that's reliable and deliver results, I came across the company 700 plus credit. i took a fighting chance even reading horrible reviews about customers complaining. Well they help me improve my score from mid 500's to the high 600's. I could be in the 700s if it wasn't from my car purchase during my credit repair process. The follow up process could improve, but overall Im impressed. I even referred a friend in which they were able to delete 2 current broken leases. So give them a try and tell then Wendell from yelp sent you! I'm satisfied. read more

This company is horrible. I paid $600 and was assured they would help raise my score. I have done more work raising my score than them. The customer service is horrific. I am constantly asking for updates. Same message all time we have disputes open. Worst mistake I have ever mad in my life. BAD BAD Business!!! read more

This company was suspicious from the very beginning. The agent I spoke with said she had five years of experience cleaning credit, repossession, and negative items. After careful research I found out this was fraud. The company asks for thousands of dollars upfront to start the process. Please be aware that a credit repair company cannot remove negative items such as repossession, bankruptcy, or negative items. This is a number one indicator of fraud when a company asks for a large amount of money upfront. Please be conscious consumers do your research and do not get caught up in the fraud this company pulls on innocent families. read more

700 Credit Repair in Houston will have you to pay $1,500.00 dollars. The company will not send you any reports on what was done to your credit. They have Assistant Zack who was very rude, refused to continue on working on my case unless I give him more money. Customer be aware please do not give them your business. I will be filing a report with the BBB. Thank you for your time in this matter. read more

This company is very hard to get a call back i would call and no answer would leave message no call bavkni cancelled my services with them told me i couldnt said the manager would call me never heard nothing dont use this company i even asked after i saw the bad reveiws and the sales rep assured me they were good no they suck read more

Do not trust this company. I paid 800 was promised a counselor to help me step by step...a website to check progress. Nothing. My score hasnt changed since I began in January. Save your money please I promise. Super frustrated. Nothing I can do but hoping this doesnt happen to anyone else. Hope they go out of business read more

Bad rep, bad process, bad customer service, bad dispute resolution, bad building... just plain bad! Credit restoration services are a hit or miss proposition, anyway - but this group is a HUGE miss! After lofty claims and promises, there is no follow-up, you can't get a callback, can't get an email returned - even after management is alerted. They won't offer specifics as to the status of your file, or answer questions about the strategy - then act as if inquiring about it is a problem! If you re satisfied with dropping your money and saying forget it , you'll love these people; but if you want to actually get what you pay for, and expect a minimum level of customer service - go somewhere else! read more

This company is a poor excuse for a business. They take your money and do not fix anything on your credit, they do not return phone calls nor do they try and reach out to you about the status of your account. ****Beware of this company** read more

ater and my information IS NOT IN THE SYSTEM, that raises a red flag. Everything I was told in the beginning by (the sales person) by the way I thought was the person working on my file.. was a complete lie. Finally 30 DAYS later, I receive a phone call stating the company FINALLY REACHED OUT TO THE CREDIT COMPANY. I still gave 700 plus credit the benefit although you would expect communication and NO DELAYS with a company you have paid 3x more for a standard of service. When I went to the office to meet the person that I thought was working on my file. After waiting in the lobby for 15 minutes, he walk right pass me and went to lunch without acknowledging me. I was passed on to a new person (over the customer service department that didn't have a clue about customer service) after asking very direct questions about the service she couldn't answer one question for me but she was very quick to tell me she can not "tell me the process of how restoration process works because I'll do it myself" after I asked for someone that could actually answer my questions with a higher level of customer service several times. She sends her assistant manager in. I'm now asking for proof/notes what has been done to my account and no one can answer this question for me. I may have asked this one question over 9 times of the conversation. After clearly stating that I feel uncomfortable and due to the delay facts of my file and the customer service I'm receiving. I'm considering canceling. I asked to speak to the office manager to only get the SALES manager. She really tried to keep my business but after knowing that she will not be working on my file, someone (who over that person is) will not have the dedication to get me results. Plus not having the respect from this company to talk to the actual Manger but one over sales. I no longer wanted to work with this company. After sitting in the office for over 2 hours with clear facts of dates, getting the run around by 3 different people (not the manager or the person that actually set my services and gladly took my money) out of the 3 different people, they all have different stories, nothing added up. I asked for a refund to go to a company with better service than what I have received. This company only offered half of my money. Some would think that's enough but when they HAVE DONE ABSOLUTELY NOTHING I gave money and valuable time away. Please beware and don't put yourself in this situation. You have a better chance of getting better communication, better customer service, not a sales person only trying to get some money for no work. Please do not waste your time!! read more

I met with 700plus and felt very bullied. I wasnt able to start the program right away due to financial difficulies. I went for the credit evalution to get a better understanding of my credit and to see what the company had to offer. I wasnt planning on signing up THAT day! She (i wont say her name) made me feel so low because I didnt have the money at that moment. She made me feel as if I wasnt serious about my credit. If I wasnt, I wouldnt have gotten off work at 4:30, rushed across town to pick up my daughter, and rushed to my appointment...ALL WITH NO GAS. That's how serious I am! But now I know the type of company this is and I will NOT being doing business with them. read more

DO Not waste your time or money!!! I'm out 1200 bucks and my score hardly moved at all. NO updates, NO paperwork sent to me,it took a week to get an email returned...do yourself a favor and don't fall for this scam. Hope your reading this Zeyda cuz you and your company suck! read more

beware don't even talk to these people they will charge you for services not received. i called and asked question and i was charged for 3mos of credit motoring i never requested. its not the money its is te lies that came with it. i was told i was going to refunded and that never happen and then i was told by elvira that if i send my bank statements to show the charges i would get my money back. 2 weeks still haven't happen. trust me its not the money. it's all the lies that comes with this company. stay away you have been warned !! read more

Don't Do IT!!!!!! Their is many other places you can go to. I know it's hard to trust any company but by my experience I can assure you this one is not the one to try. Never did I receive a call back only the first few times to sign contracts to rush the process because according to them they "couldn't wait to have me on the right path to fixing my credit" not over exaggerating I called to speak to the lady that signed me up maybe over 30 times and never did she return my call. In order for me to get a hold of her I would have to literally say I'm about to cancel my contract etc. I can go on about all the stuff I went through plain and easy it was horrible frustrating annoying and pretty upsetting. If your considering hiring them please sit and think about it. It's been pretty pass my 45 days and I haven't received not one paper from the credit bureaus. Don't let these people take your money. Please consider looking somewhere and anyone else to hire. read more