1. 1st Independent Leasing

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Beaverton, OR

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1st Independent Leasing

5.0 (1 review)
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Business loan

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8 years ago

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Genesis Financial Solutions - Here is their info, everyone leave a bad review. Hopefully it will get noticed and hopefully no one uses these jokers.

Genesis Financial Solutions

(26 reviews)

So I technically don't have anything negative to say. I had someone try to get a credit card in my…read morename and it didn't go through because I have it blocked. However, I am giving them a review as I couldn't find a phone number for these guys at all anywhere. The number Transunion has didn't work. Any other number I found online didn't work. However they gave me a number to call to process my application further and I wanted to share it with everyone in case someone needs it sometime. "If you have any questions about this notice or your application, please write to us at the above address or call us at 1-888-595-4480. Our customer service hours are from 9:00am to 9:00pm, Eastern Time, seven days a week. Sincerely, Concora Credit The Destiny Mastercard Account is issued by First Electronic Bank and serviced by Concora Credit Inc."

Zero stars!!!!!! I have had my account for over 4 years with great usage and carrying no balance…read moremonthly. I called and spoke to representative Brittany (with a baby cryimg in the background), and was told the annual fee of $99 would not be waived until I closed the account. They do not allow for credit increases, so my $300 credit limit and 29.90% APR was a joke. It was great to start building my credit back up, but there is no benefit to keeping this card. I closed the account and will be very wary of any Genisis FS cards in the future. My suggestion, is to look for credit cards that will automatically increase your credit line with timely payments over a period of 3 to 6 months. STAY AWAY FROM GENISIS!!!!!!!!

1st Independent Leasing - businessfinancing - Updated October 2026

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