I usually don't write reviews but I gotta give it to Gil he's professional very informative although I haven't been long with him in less than one month I already see results. He's the real deal and is up front with you and is prompt at making sure your questions are answered. Looking forward to bigger and better things with Gil. read more

Do NOT hire this company. They are a total fraud. After paying more than $4,000 upfront, they stopped responding and then blocked me on all social media platforms. Completely unprofessional and dishonest. read more

007 Credit Agent - Debt Relief Services Near Me - Fullerton, California

So I am sorry to tell everyone my last comment was completely wrong. I was forced to leave a good review, so I can get two more months of work done on my credit. They toke on my husbands credit and have not done anything to help the score. There is no communication with the Owner Gil, he never answers the phone calls or emails. This company is so unprofessional and should not be operating. I feel so taken advantage of and I will be reporting them to the better business Bureau. Gill you should be ashamed of yourself Beware do not use this company!!!!!! read more

If I can give this company negative stars I would. Staff is extremely unprofessional. I canceled my membership and was still charged. I've called every single day regarding my refund and have gotten excuse. No phone calls have been returned. Do not work with this company under any circumstances. Scam artist who take peoples money who are trying to repair their credit. TRASH.. garbage customer service. Gil you should be ashamed of yourself for conducting business this way. read more

See all

They sent whole bunch of letters that doesn't work to the credit bureaus to dispute all the negative charges. Depete negative stuff off your credit. A period of time. But once they realized. it's not a true information They put all the negative stuff back into your credit and in that mean time, the 6 month process, the ask for it's over. So they ask more money to keep working They don't do anything that does good for your credit. The only computer robbing you. read more

I have been paying for the service for five months and they keep making up first they say it takes 30 to 60 days to get stuff off your credit then I spoke to himself and he said it takes up to six months. The two things that I have on my credit report one is not mine total fraud and the other one is a complete discrepancy of amounts. I was told that they would be super easy to takeoff because there were so many discrepancies. One has been taken off of one credit report the others have not and nothing else has been done and their communication is terrible. Currently working with a news station to expose this bullshit if nothing is done in the next month read more

Absolutely terrible and one of the worst experiences in my life. Not exaggerating at all !!!!! For the past two years this man has been playing with my life. I had two accounts that needed attention a 900 dollar charge off from 2019 and late payment on and auto loans . He wasnt able to remove either account for the past 2 YEARS!!!!! All he does is send out letters that do not work. And he refuses to refund my money. Ive been asking for a refund for year now and he alwasy gives me some bs excuse and drags things out futher. Mind you im dealing with Gil Garcia directly!!!! Ive explained to him on several occasions the hardships my family and business is going through thru and he could care less. He gets you to sign up for his terrible credit monitoring app which charges you monthly. And for what when he hisself will also tell you to get identity iq and experian for monitoring and checking score. Its been nothing but lies and false promises with the refusal of refund. He is on socail media telling millions of people he will help them, when really this is just a money scheme and scam. I really hate i trusted this guy. He comes off as a harmless chubby family man and good guy but that couldnt be furthest from the truth. Beware ‼‼‼ You have been warned read more

i hired this company for credit repair when u call them nobody picks up tje phone and charge me 1500 dollars for their services and i see slow results and they force u to pay for a service on credit smart a 25 dollars services extra a month and after i told them many time i cant pay for that app fee due to newly born baby they told me they cant continue with the credit dispute i would not recomend this company services to anyboby i fired them and cancel the service worsed mistake ever to hired this people read more

Gil and the 007 credit agents are terrible!! Ive been working with them almost a year. Paid them thousands of dollars and they did nothing. The communication is terrible. They lie to you month after month and now im terrified i let these criminals have my info. I treid to cancel my account and of course they system have technical error and im unable to cancel. Beware of this man an his company. read more

Very bad service Liars, take the money and did not complete the case very bad stuff liars

Excellent customer service and extremely personable. All credit-related questions were answered and reports were done professionally and in a timely manner. You truly get what you paid for. I highly recommend Gil as he is highly experienced and honest. Will refer all my network to Gil as thank you. read more

Gil saved my credit. He saved me time, money and a potential bankruptcy. My score was averaging around 480 because of so many collections and Gil helped me delete almost $13,000 in collections. Nope my score is fair at 640 in only 4 months!! Finally, I can have a few credit cards and build my business credit the right way with Gil's advice. Thanks again!! read more

Excellent customer service! Thank you Gil for helping me through everything. I am very happy with the resolution and service you provided.

Hello! You probably are like me ..reading reviews to see if this company is legit or can help out because you need your life back on track. Well congratulation, i think you found your answer. Mr. Garcia got my life back on track with my credit that was killed over my divorce, credit card debit ..you name it...i had it ..it was so bad that i couldn't even get a cell phone plan on my name ,rent a place or even a simple credit card regardless of how much i made. Your credit score only matters to everyone. I went through a couple company's that i constantly advertised and have thousands of reviews--- I was so disappointed and wasted 6 months on them with NO results-- I didn't give up , i called a lot of people who advertise credit repair , i called layers to see if they can help and everyone told me GOOD LUCK we cant help you. I still didn't give up and by accident found Mr. Garcia. I picked his brain like no other because he was so confident he could help me and i continued to play devils advocate, honestly if the tables were turned i wouldn't put up with all my questioning for days before enrolling. I was probably the biggest headache every time i called him. Being a single mom, every penny was valuable. I could not be more satisfied with his exceptional service and most importantly results! results! results! When i show people my scores -- they fail to believe it and then everyone is acting for his information from me. He is worth EVERY PENNY! Trust the process! Tell him your concerns, do your homework... I was tearing out of joy because i never thought it would work and live with a 500 credit score for 7 long years of my life. My motto no matter what rejection i get -- IMPOSSIBLE is the new POSSIBLE! Mr. Garcia-- thank you for everything from the bottom of my heart and sorry for being such a pain in the A$$. read more

Gilbert and 007 Credit Agent worked methodically to purge my credit erroneous entries. In approximately 8 months, my score increased over 100 points on one bureau! read more

Extremely satisfied with this company. I am actually surprised that there isn't more reviews. They're great at what they do unlike other companies I have dealt with in the past they will not mislead you or give you false hope. I honestly could not believe how fast I was able to see results. I was able to get my new car and apartment after dealing with them after only a few months. Gil is absolutely amazing he makes sure the entire process is explained thoroughly and is consistently there for updates and any questions you may have. I highly recommend if you're searching for assistance to correct your credit this is the place you need to get in touch with. The prices are very much reasonable and payment plans are also available. Thank you guys again this has really been astounding. read more

Gil and his team are responsive, understanding and knowledgeable. I just got 3 deletions and another 5 on the way looks like just waiting for the written dispute results. After spending thousands of dollars with numerous other agencies/people over years and lackluster results, I am finally within reach of my financial goals. I would recommend 007 Credit Agent without any hesitation. read more

Gilbert is the best hands down, he is very thorough, efficient at what he does. He explained the whole process to me, he has helped me a lot, and it's only been about 2 months so far. Gil was able to get 7 items deleted so far, and my score has increased 90pts!! I was very impressed. also he kept in touch during the process and kept me informed on what is going on I have referred my friend and he helped them as will with there business credit and they have been shocked with the results . I definitely would suggest this team to anyone, that needs help w/there credit. It is so worth it. read more

Very happy! Great customer service. Gil goes above and beyond to make sure you understand the process and that you are comfortable. Especially giving out personal information, it can be scary. He keeps you updated through out the process. I've already referred my sister and she has been very pleased with the service here! Quick & Easy! Thanks Gil! read more

Looked up top 10 credit repair places in SoCal and this group popped up close to home. After being out of the credit game for quite some time (thinking I was doing myself a favor) I found I couldn't even get an apt. Called the good folks at 007 and we immediately formed a Bond! They were very willing to explain the ins and outs of the credit game, the errors in the way I thought about credit and how to get me back on track to home ownership. They are honest, forthright and punctual. They are worth every dime Miss. Moneypenny. read more