To say Ipsan West had been a blessing to family and myself would be a injustice to the amount of…read morefortitude, valor and integral service. To keep this review concise I will confess that because of their service I was able to get a loan for the wedding ceremony for myself and now wife. And then again to be bless with another loan to be used for our IVF and had enough left over to be shelter is from the government shut down. Good bless and thank you to all the associates at Ipsan West. And look forward with working with you for business credit

I am sharing my experience to help others make informed decisions before engaging Bill Ipsan or…read moreIpsan West. Over several years, I paid for credit-related services and repeatedly requested documentation showing that Mr. Ipsan and his company are properly registered as a Credit Services Organization (CSO) with the California Department of Justice, as required under the California Credit Services Act (Civil Code §1789.10 et seq.). Despite multiple written requests, no CSO registration or surety bond information has ever been provided, and the DOJ confirmed that neither Bill Ipsan nor Ipsan West appears on the state's CSO registry. Based on my review of California law and my own experience, I observed several potential compliance issues, including: * Advance fees collected before full performance (Cal. Civ. Code §1789.13(a)); * Missing disclosure of the surety's name, address, and the buyer's bond-claim rights (§§1789.14-1789.15); * Failure to complete services within 180 days of contract execution and no valid justification for delay (§1789.15(a)); * No agent for service of process identified in the contract (§1789.16(a)(4)); * Marketing and contracting for "credit services" while unregistered (§§1789.13(j), 1789.25). I have provided this information to the District Attorney and Attorney General for review. My goal is not personal -- only to document my experience and encourage others to verify registration, bonding, and performance timelines before engaging any credit-service provider.

As a retired engineering business owner, I have been impressed by their unique financial model,…read moreservices, and, most importantly, their ethics and values. I've been their client since the inception of Bulloak and I highly recommend them to sophisticated investors.

Often the first thing that comes to mind when looking for an advisor is managing investments. Bull…read moreOak does this of course--their philosophy is logical and evidence-based. But what set Ryan, Peter, and their team apart to us was that they were clear early in our partnership that they wanted to bring value through other avenues: tax planning and efficient financial planning, just as examples. We appreciated that they accomplished this while also factoring in our goals and especially our values. We feel lucky to be with Bull Oak and highly recommend working with them.

I have been using Top Hat Taxes for many years! Daryl Hale, owner, personally does each and every…read moreperson's taxes! He is accurate, prompted and ready to assist. Give him a call! https://miramesataxpreparation.com/

I originally found Darryl Hale on Yelp and had him prepare our taxes the last couple of years…read morewithout issue. This year Darryl reached out directly offering tax planning services. After paying the $2,500 assessment fee Darryl recommended two tax strategies, both of which raised significant concerns: 1) GFX Trading - a complex Series LLC foreign currency structure. This strategy was presented as a way to generate large tax deductions through foreign currency trading. When I asked for written explanations of how the strategy worked, what the economic substance was, and how it would hold up under IRS scrutiny, the answers were incomplete and at times inaccurate. When I declined to proceed, he called me immediately, insisting "everyone is doing this," and became defensive. I later understood that his affiliated company receives commissions from this arrangement, which was not disclosed before he recommended it. 2) DNA Harmony - involving the purchase of gift certificates for Jazz Band Splash red-light therapy. This was presented as a deductible expense through a separate Series LLC structure. Again, I requested information in writing about the IRS basis for deducting these types of purchases, but the responses did not address compliance, valuation, or audit exposure. When I decided not to move forward with either strategy based on the lack of clear documentation and concerns about risk, I requested a refund of my $2,500 fee. The request was denied. My experience did not meet the level of professionalism I expect from a tax advisor. I would not return nor recommend Darryl Hale and will be filing a complaint with the IRS Office of Professional Responsibility and notifying the California Franchise Tax Board.

David is an amazing professional whom is very holistic in his financial advisory approach. He…read morecares more about his clients well being than he does his actual business which is why his business is so successful. He is a highly personalized and insightful in everything he counsels clients on. I have been referring my trusted clients to David for almost two years and my clients have provided nothing but raving reviews for feedback.

Its rare to find a financial advisor who cares so much about the welfare of his clients. His level…read moreof professionalism and clear advice is outstanding all the while assuring us of his genuine care for our financial and personal future. His presentation is precise and tailor made for a client's needs. He tailors his advice specifically for your needs and takes the time to establish what a client needs and a friendship at the same time. I left his office feeling confident about my financial future. Highly recommend him.

I am so estatic that I found Gabriel. He explained the process step by step in acquiring planned…read moreretirement portfolio that will for. He answered all my questions and addressed my insecurities. I am confident that he would do a great job for you too. I retire next year and I can't wait! Naomi

Sal and his team are full service and highly competent. Brian and his case designers are brilliant…read moreand have helped me close many cases. 8 years and counting and they continue to exceed my expectations. I am 33 years in the business of financial planning, asset management and insurance.

I recently had a consultation with Laura at Pacific Wealth Planning. She was very knowledgeable and…read morehad great advice! I highly recommend her!

I have been working with Pacific Wealth Management for a number of years. They have been great at…read morehelping us navigate a number of changes in our life and their advice is always critical to our decisions. I would recommend Pacific Wealth, and have, to anyone.

Stay away from this Branch Office if you can, This is what you get everytime you call. We are…read morecurrently out of the office or at meetings. If this is urgent, please call 1-800-435-4000. I have asked for the branch manager to call me back on Jan 4th both at this branch office and also at the 1-800-435-4000 number and today is Jan 17th and still no one has called me.

Still holding my money hostage , more hoops to jump through and no assistance. They keep sending me…read moremessages where I have to log on to my account, the irony is they have locked me out. Can not wait to move all my money out of their incompetent , unaccountability hands

I contacted Brian through Yelp a couple weeks ago and made it VERY clear from the beginning I was…read morelooking for a quote for tax filing/preparation only for this year. My initial message: "Hi Brian, I am just looking for a quote for 2023 tax filing, not to actually start it yet. We will be needing help on a couple of tax situations this year." His exact response: "Understood. I will provide a quote for 2023 during our call. I just sent the questionnaire." He then emailed me the questionnaire; I put I was interested in "Individual taxes" and sent it back to him, I NEVER put I was interested in Investment management or any other kind of financial services. So he knew this whole time I only wanted tax preparation. He still proceeded to call me today and asked a few questions related to our tax situation. Then at the end of the call he asked if I was looking for someone to manage our investments, I said not at this point...we are only looking for tax preparation now. His tone completely changed and he abruptly told me in a condescending manner we are not a good fit because they are saturated with tax preparation clients and he's looking for clients who want investment management. I was pretty shocked at the change in his tone and his annoyance once I told him I didn't need someone to manage our investments. Again, I made it VERY clear from the start I was looking for tax preparation services only from my initial message AND the questionnaire he had me fill out. I honestly don't know why he still called and was rude when he knew he couldn't take on any more clients who only wanted tax filing.

I hired Brian a few years ago when when I neede to navigate the complexities of selling our company…read moreand managing stock investments in the new parent company. Since then, Brian and his team have been preparing my tax returns each year and providing ohter financial consulting as needed. He also helped me establish a family trust and is helping my wife establish an intestment portfolio. Brian is extremely proficient and knowledgeable, and his team is super helpful and responsive. I sleep well at night knowing we have Brian and his team in our corner.

Robert and his team have been super helpful explaining terms that I am not familiar with at all…read more They are fast and efficient with transactions and I am so grateful for the help!

I have brokerage accounts at TDAmeritrade, Robinhood and Fidelity. Today, I placed two identical…read moreOrders to buy a certain stock at both TDAmeritrade and Fidelity. I actually placed the order at TDA first, then the second identical order at Fidelity. Strange, only Fidelity was able to execute and complete the Order. TDAmeritrade was not able to execute my order; in fact it is a Day Order, meaning it will stand to the end of today. Additionally, if TDA were to have executed my order I would have been charged a commission of $6.95. At Fidelity, all stock orders are 100% FREE. This is another great advantage. I'm glad I was able to complete my order with Fidelity and not TD Ameritrade.

This is a very generous company that treats all their employees and clients with the highest…read morerespect. With TDAmeritrade, you are priority number one. All the staff and team managers of each department are always ready to answer your questions and concerns. If you don't believe me then, just drive around in the parking lot. There's people that are always taking calls while walking, parking their cars, taking a smoke break and even while exercising in the park towards the rear entrance. Another impression I get when I drive in is that this place looks like Palm Springs! You get that resort vibe PEOPLE! And as for the other 1 star reviews, I think they were just on their PMS. All they really needed was some chocalates and melatonin. Case closed.

This is Michael Monroe Mckenzie and I need someone from the Investment, Trusts, and I.R.A…read more department to call or Text me about my accounts and how I can access these accounts. Your Transparency hasn't been very Transparent. The S.E.C. or the FINA and many more should know about your secrecy. Laws have changed but your business hasn't been complying to them. It's 877-430-CELL you do. Thank You MICHAEL MONROE MCKENZIE