we worked with bill hoogkamp... his patience and knowledge was so appreciated as we were first-time…read morehomebuyers: nothing we said or asked was disregarded and he always kept us informed and involved with every step of the process. of course, we would go back in a heartbeat next time we need financing, but for now we're enjoying the fruits of their help. we can highly recommend maple tree funding, especially bill.

Great to work with. I worked with Ray - always answered all of my questions and helped made the…read moreprocess as easy as it could be. Always set my expectations as well. If I were to purchase another home I'd go through them again.

I have known the owner of this place for a while he is humble honest and kind ! I send my friends…read moreto him when they are buying a home ! He has great parties and he is awesome ! His wife is awesome to if you need a rental for track !

Gardner is extremely responsive and knowledgeable. Also, he is very competitive. I reccomend…read moreworking with him.

The worst business experience of my life, hands down. Tried to get a construction mortgage through…read moreHomestead. They began requesting documents, we would submit them and weeks would go by before we got updates, generally only after we asked for them. It took 7 months from first contact until we could close! At month 6.5 we were told that the longest building period they would give us was 8 months to build an entire custom home with a $5500 a month penalty for going over. They refused to give us a clause saying that time spent waiting for inspections and disbursements on their end wouldn't count towards the 8 months, even though every other thing they did took way longer than it was supposed to. Finally, they pressured us to close with 2 foot of snow on ground in middle of winter, and when I asked to postpone closing to spring they threatened us with "lots of fees". Finally, when we told them we wouldn't continue with them under these terms, they sent us a $105 bill for "adjustments" to costs of things that we already paid months ago. Do yourself a favor and use a real bank for your mortgage. Everything about the experience was head and shoulders better than with Homestead.

I had a horrible and stressful experience working with this individual Rick Solosky as well as his…read more"manager Peter Tull. First he'd reply to texts very quickly ( either from a boat or from lunch or from vacation never in his office) mainly why his answer never made sense or were half the answers or was gibberish and it appeared he responded without even knowing what he was writing and his answers made no sense. Even when communicating worthy he attorney via email his communication was a disaster and I had to ask him to correct. Mostly every time clarification was needed. Used copy/paste loan application from one property to another adding incorrect charges to the loan. At the end, he took 25% down when I had agreed to do 20% down. Processed the loan and as I informed over and over this was not what I had agreed to, his response was "this is what you signed". Loan types and details were not explained properly, he never picked up the phone to explain exactly what was going on, only pointing out the "advantages" of the loan. The incompetence and disregard is out of this world and sadly we ended up closing with them after all attorney and appraisal was done. After so many complaints with his work, I was referred to his so called "supervisor Peter" who was even more incompetent. They kept passing me from one person to another and each time the experience was worse! I definitely do not recommend. They are liars/misleading and they will lure into signing a loan where they present one thing but make you sign another. Be very aware because at the end, they will simply say that's what you signed. And they give you no option to go back or cancel.

If you are shopping for a mortgage, Heather is the person you want. Honesty and integrity are what…read moreshe's all about. She has the skills, experience and connections to make your experience a breeze!

Bill answers his phone no matter where he is. Title mortgage took care of everything.I got a great…read morerate and no Bull. Very happy,I will use them again in the future!! Brian Gallant

Worked with them in 2017 for a mortgage and they were fine. Contacted them in 2020 to explore…read moreanother mortgage and my broker has not returned emails or calls. Maybe due to COVID but hard to say and it's disappointing to get no response. Had to find another broker.

Lindsay and the Applied Mortgage team are fantastic. We were recommended to them by our incredible…read morerealtor when purchasing our first-ever home, and from our first contact with the team, we were relieved and grateful to have a trustworthy, communicative, and knowledgeable team guiding us on a journey we'd never embarked on. Lindsay provided thorough, accurate, and helpful information and secured us the best mortgage we could get. She and her team walked us through everything and always took the time to take our questions and make sure we had all the information we needed and understood it. It's been a couple years since we closed, and Lindsay continues to educate us on the latest on the market. Her newsletters are so informative and provide important updates on relevant information in a way that is accessible and easy to understand.

We worked with Jeff Lapointe, Jessica LaMothe and Nicole Laurie on the mortgage for our first home…read morepurchase in the upper Pioneer Valley. They are persistent professionals that competed hard for our business from pre-approval through underwriting and we're glad they did. Once we committed to working with them they remained responsive, and proactive throughout the process to help us secure the financing for our first home and to ensure the home purchase proceeded without a hitch. Give the team at Applied Mortgage a chance to compete for your business and thank me later!

Tim and John at Victory Funding made what seemed like an impossible situation simple,…read morestraightforward and fast. I started my mortgage process with a different lender and ended up switching to Victory after months and months of hassle, changing of terms, and declination letters. I went to Victory as a last ditch effort and they were able to get me closed in 30 days, saving me money and peace of mind in the process. Tim and John are super responsive and easy to talk to, and make everything very easy to understand. I'd recommend them to anybody and everybody looking for a loan, and will use them again in the future if the opportunity arises.

I can't be thankful enough for Tim Halladay and his team at Victory Funding. We used them on the…read morefinancing side to get our forever home and we are so extremely glad we reached out to them. They truly care about their clients and went above and beyond to get us to the closing table as fast as they could. It is such a comforting feeling when you know the financing team behind you cares as much about you getting into your dream house as you do. At Victory Funding you are not just a file to them, you are a true customer, there was literally never a time I had to worry about things falling through the cracks or that they didn't have our best interests at heart. Thank you Tim, we'll be back!

My son started over 3 months ago , got approved for a over $100,000 loan on property, payed more…read morethan $500 on loan pre approval, appreaisal fees, got all checked out and all paperwork set, all excited to buy first ever home, ( he is only 22 years old) doing everything him self. Bam 3 days before closing the come up with no lender because they (Laura) out of Saratoga NY branch messed up, no loan, no home, not give back any money he put out and messed up tje buy, seller, and attorney all screwed out of there money and screwed my son out of a house and 3 months waiting and money? WTF don't use homestead funding, big f ing rip offs and she never called corp. she lie all the time. rip off rip off ruin lives and lie. dont trust them....3 days before closing ruin peoples lives because they (her) messed up and dont care. She Laura needs to lose her job ASAP. Wake up NY State wake up.

Flo and Denise were an absolute pleasure to work with! They made our mortgage process extremely…read moresmooth and easy. We're second time home owners and our experience with Homestead was night and day compared to the mortgage company we used when we purchased our first home. I couldn't believe how quickly and efficiently Flo and Denise worked and they were great about keeping us updated as we completed every step. They really care about their clients and we felt like we were in great hands. We're so grateful for how stress free they made our home purchase and highly recommend them!!

Will never in my whole life ever send friends or family to the Realtor at all especially the one…read morewith the name David I think it is. He's got rental properties also and seems to think that maintenance guys know about rent I guess. I don't know exactly but that's what I have been told. Maintenance guys don't know if rent is fully paid on time from my experience if the tenant pays the landlord directly. That's the way it is with my landlord in Colonie.

WHY IS THERE NO OPTION FOR ZERO STARS?!?! Predatory lenders do not deserve any stars!…read more My Step-Mother chose Hometown Mortgage to secure financing for her purchase of my father's home from me, following his passing. We both worked closely with Dave's team and, for the most part, his Team was just exceptional (Tina especially). Dave, himself, however was a very different experience. Our initial meeting with Dave was very pleasant and he was able to secure very fair financing for my Step-Mother. That's where the positivity in this story ends. Dave was late to each of our meetings, he was inattentive to phone calls and emails and we discovered several instances where exuberant 'hidden fees' popped up that made my Step-Mothers closing costs skyrocket thousands beyond his initial estimates. Although we were a For Sale By Owner transaction, he somehow charged my Step-Mother as a Real Estate Agent to represent the transaction. This $500 fee for 'representation' was never discussed ahead of the Final Closing Disclosure and he then indicated it was the original $500 'deposit check' he'd represented as being a deposit against closing costs - however, in the final disclosure, that $500 did not reduce closing costs and it came to light that this was an additional fee he was charging that we were never told about. Though I understand we are all human, Dave's conversation with me regarding this hidden fee was incredibly heated and professionalism (on both our parts I suppose) went out the door! As a 'customer' finding this fee in a final disclosure (and at the risk of losing the transaction altogether in the 11th hour), I expressed my irritation and would not stand down to his screaming and accusatory attitude, his continuous return to "I do not work for free" (even-though his commission for the services we contracted him to perform were paid for by the Lender). Ultimately, Dave's errors and undisclosed fees cost me well over a thousand dollars in proceeds and my Step-Mother's out of pocket to close was FAR higher than initially discussed and agreed to. It was only out of desperation that we both 'ate' our prospective losses and proceeded to closing. Lastly, when closing day arrived, not a single person from Dave's office attended the closing and I, myself, had to go to Dave's office to 'courier' documents to the closing. The fact that Dave was paid BOTH as a Mortgage Broker AND as a Real Estate Agent....and STILL couldn't be bothered to attend the closing was dismissive to us as his clients and disrespectful on many, many levels. In short, I would STRONGLY encourage any friend, family member or stranger for that matter, to seek out any possible option for financing other than this deceptive company. My wife and I purchased a house costing 5x the price of the property discussed above and we had a significantly less stressful, more professional and seamless transaction with our mortgage broker. I cannot express enough how dissatisfied we are with this company (less the support staff who saved this transaction).