I've been shopping around for rates for a few years, trying to get PMI off my mortgage. It never…read moremade sense, and my costs ended up always being too high. The other brokers always told me to stay where I was. FINALLY I found this company, and in less than 20 days I fully closed on a 15 year mortgage with a rate LESS THAN 3% saving me OVER $90,000 in interest vs my previous loan!!!! My case was very difficult with many different obstacles. With each hurdle, John (the owner) found a solution and handled my case expertly. He was fast, friendly and honest. I will never use anybody else except John! Thank you John for setting my future up for success!

As a first-time home buyer, I am glad I found a home mortgage broker to figure out what I needed to…read moredo to get the home of my dreams. After shopping around, I contacted Atlantic Finance Group over a year ago, and I was immediately comfortable and impressed with John, who is the boss of the whole operation. John spent a lot of time with me to get an accurate picture of what I wanted, and where I stood financially to get me the best deal that he could. While I could have been approved at that time for a good home, John knew I wanted a great home with the best possible rates so he set me up with his credit repair specialist at no cost to me. They were very patient with me and walked me through everything I needed to do, and a year later after following their plan I felt ready to start seriously looking at houses with my realtor. When I finally found a great house, and was ready to make an offer, John followed up with the seller's agent personally to emphasize how strong of a prospective buyer I was. This helped me win the bid in a very competitive market against multiple bidders on the property. John then immediately went to work behind the scenes and we had our mortgage commitment within days. What was even more impressive to me was how the shelter in place orders due to COVID19 around that same time did not stop John and his team one bit. I was worried my deal would collapse and I could lose my future home due to factors outside of my control, but they continuously surprised me with their ability to adapt and evolve as the pandemic continued to complicate daily life in new and unexpected ways. They worked fast to lock me in at an amazing rate, saving me thousands of dollars over the life of the mortgage and on closing costs (he doesn't charge any broker fees) compared to other institutions. His team even helped me save more money in other aspects of my life. For instance, they lined me up with a local independent insurance agent for my homeowners insurance who in turn helped me lower my car insurance significantly. John's team was there for me during every step of the home-buying process, all the way up to our virtual closing. He would always explain to me what was happening behind the scenes, and was always available for questions. He would update me frequently on all happenings pertaining to the process in a timely fashion. He made everything so easy. If not for the township taking a while to handle our request for a tax certification due to COVID19 we would have closed in two weeks. Regardless, I'm just ecstatic I was able to get my home despite all the chaos caused by the pandemic. From the beginning, the team at Atlantic Finance Group was very professional, and very knowledgeable about the market and all the different mortgage products. They helped me become more financially savvy, not just for this process, but going forward. I never felt rushed, and they worked with me to get an amazing home. I am so thankful to them, and if I am in the market for a home again at some point in the future, they will be my first phone call again!

Working with Duncan and Brenner at real property capital was the worst real estate experience I've…read moreever had in 20 years in the business. They tricked me into thinking they know what they are doing. Stay far away unless you want to loose tons of money working with them like I did. Many other Mort Brokers I've talked to since firing them all say they don't have many bank relationships and boy were they right.

I was so fortunate to have found Real Property Capital. I came to them with the intent to find…read morefinancing for the purchase of a commercial property, to expand my existing business. The process and the customer service I received was above reproach. The building closed on time without any issues. Real Property offered me the best rate out of seven lenders. Overall, highly satisfied.

I told the person giving the tour that i never got a credit score on experian but told me they…read morecheck transunion, which has a credit score under my name. I Emailed a bunch of questions including what credit reporting company was used to confirm, no reply. I Finally put in a $40 application since I loved the place I had toured and made sure I met the minimum requirements, but I was denied and told i had no credit history. I got a message pushing me to get a co-signer with no context until i asked why. Turns out they don't use transunipn, I was a little upset that I was denied but got really upset when I asked what reporting company was used and the person got defensive and ignored me when I got upset. I still have zero answers on that and from the email I sent. I'm just very upset that I was lied to after looking forward to this apartment just for what feels like the application fee.

DO NOT USE SETTLE DOWN PHILADELPHIA. TRUST THE BAD REVIEWS…read more **TLDR; Scroll to the bottom There were red flags from the beginning. When we were scheduled to have a tour, the person did not know the code to get into the house. We waited for an extended period of time trying to contact the property management company to be let into the house. No one answered their phone or responded to emails (which seems to be their MO.) After rescheduling the tour for the next day, we were able to get in and look around. There were cosmetic and safety issues that needed to be resolved prior to moving in. We were told that everything would be taken care of (They were not.) I asked to do a walk through of the property, after signing the lease to ensure that everything we wanted resolved was resolved. My fiance and I were told "No," and that we could walk through once we got the keys. Surprise! after getting in the house we see that nothing was taken care of. We immediately reached out to Settle Down, and were told to put in a work order and things would get taken care of. We put in the work order, but Settle Down pick and chose what they wanted to take care of. The most pressing issues we have were loose nails hanging from the walls, ceiling, and protruding from the floors (including our 18 month old's nursery); the steps leading into our house are falling apart; the pipes do not drain properly due to a tree root blocking the pipes in the front yard, so during major rain the garage floods with sewage; the garage door does not close; the lights in the living room and dining room make a continuous buzzing sound. They send contractors out, and the contractors report back to Settle Down, to which Settle Down responds by providing band aid solutions, or by doing nothing. Our dishwasher broke going on a month and a half ago, it filled with stagnant water. It took them a long time to respond to our request to have it repaired. A new dishwasher was given to us, but it was too big to fit in the space. Our neighbor, who is a plumber, tried to install the new dishwasher but no luck. We were told by Settle Down they would reimburse us for paying our neighbor for his work. They claimed to have put a check in the mail, that was two or three weeks ago. No check has arrived. Fast Forwarding to yesterday, we received an email stating that Settle Down would no longer be our property management company. Conveniently, there are plenty of repairs that still need to be made. It seems like Settle Down stole our rent money, and handed the responsibility of the repairs and maintenance to someone else. **TLDR; Settle Down Philadelphia does not respond to emails or phone calls. When they do, they do not resolve the maintenance issues/repairs. They only provide band aid solutions. Problems go unresolved for months. They sent an email on Aug 26th telling us on Sept 1st they would no longer be our property management company. Most of our maintenance issues from when we moved in March are still happening, and no one has taken responsibility. Stay away from Settle Down Philadelphia

We are moving from Bucks County down to Philadelphia, rending from JG Real Estate. During this…read moreinitial month as we move in, the folks at JG have been tremendously helpful and responsive. They have fixed everything we have asked them to fix, and even came to the rescue near-instantly when a key broke off in the front door lock. Their online portal for reporting issues is intuitive and useful. The staff, especially Bryan Cairns, has been responsive and friendly. Best landlord situation I've ever had, so far.

Absolutely nightmarish. They don't care about their tenants wellbeing or safety in the slightest…read more We had a colony of squirrels living in our walls for 3 months before they did anything about it and now we have a leak downstairs that they've ignored for 5 days. AVOID AVOID AVOID

We had an excellent experience working with Ben and his team--Alec, Christine, and Shannon. As…read morefirst-time homebuyers relocating from out of state, they made what could have been an overwhelming process feel clear from the very beginning. Ben even spent two hours with us on a Saturday walking through the pre-approval steps and answering all of our questions, which immediately put us at ease. When our timeline unexpectedly shifted after finding our dream home much sooner than planned, Ben and his team moved quickly to get us pre-approved so we could submit a strong offer. Their responsiveness and ability to act fast made a huge difference in the competitive Bucks County market. Throughout the loan approval process, the team made everything incredibly easy to understand. We always knew exactly what we needed to submit or sign, where we were in the process, and what deadlines were coming up. They took the time to explain the rates process--which can be confusing--so we always felt informed. Most importantly, we truly felt they had our best interests at heart and genuinely enjoy helping families buy their homes. We can't recommend MortgageCS enough!

We cannot recommend Ben and the Mortgage CS team highly enough--they were truly incredible. From…read morestart to finish, they were attentive, responsive at every turn, and endlessly patient, always taking the time to explain each step and ensure we fully understood the process. As first-time homebuyers, we went into this experience with some anxiety, but Ben, Alex, and Christine went above and beyond to ease our concerns and guide us with confidence. Their support ultimately helped us purchase our dream home. We were consistently impressed by their availability and responsiveness, especially during moments that required the utmost urgency. They made themselves available at any time, including evenings and weekends, which made an enormous difference. Whether you're a first-time homebuyer or a seasoned pro, we cannot recommend this team highly enough.

WARNING, SLUMLORDS!!!…read more If you see a property owned by PMR, Property Management Redefined, run away as far as you can, and don't look back, unless you love, roaches, mice, and bedbugs. They do not upkeep their property and don't care if you don't have heat and it's the winter time. If anything ever breaks, don't expect it to get fixed within 6 to 8 months. THE ABSOLUTE, WORST RENTAL, BUSINESS EVER! If you do decide to go with PMR, Property Management, Redefined, don't expect to get your security deposit back. Slumlords at their very best! The maintenance team are all liars. They get paid to go to court and lie for the owner. BASKET OF DEPLORABLE'S! Don't just go by this review, go to Google and search for reviews for Property Management Redefined. If I could have given less than one star I would have.

This review comes from the perspective from a potential applicant. Property Management Redefined…read moremay have properties you're interested in. If you choose to apply, be prepared for a very slow process with little communication from PMR. Once through landlord approval, PMR's lease will have every kind of fee written out for every kind of event that may happen to squeeze out every dollar from the tenant. The lease also micromanages living to the point that you can't storage items in the basement or decorate outside without written permission from the landlord. If you want to live under their thumb and be charged for every kind of conceivable fee, be my guest.

My Realtor, Latifah McMullin was absolutely the best agent I have ever encountered. This was my…read morefirst time purchasing a home, but not my first time working with real estate agent and she did not dissapoint. Latifah sent me listings that were exactly what I was looking for, walked me through the steps of submitting documents and obtaining pre-approval. I was in a time crunch, with my first child due within four months of contacting Tifah and she helped me through the whole process in three months from intitqlly contact to closing!!!! I cannot thank her enough and till this day she is there to answer any questions I have regarding my home that I love!!!

The agents from super realty group provided incorrect information on a house we went under contract…read moreon. Some of that may have been incorrect information that was given to them from the owners which they may not be at fault for posting. However, after we had to walk away from the home due to multiple problems that we found, super realty group reposted the house using the exact same posting even though it was proven there were fallacies in the posting. That tells me they are fine with operating on a shady level. I would steer clear.