Have used Julian Thornhill as a Financial Adviser for 7 or 8 years. In that time he has advised us on mortgage renewal several times, always making it clear if he would be receiving payment or not from the companies he advised would be the best option for us as mortgage provider. Most recently Julian advised me to renew our mortgage with our current provider as they had the best rates and that I would get cashback if I did it myself online. By doing this Julian negated the chance to get a referral fee and did not charge me at all for his services. A very dependable and trustworthy financial adviser who will always advise the best deal for you not for him. Could not recommend Julian and Thornhill Financial Services highly enough. read more