As soon as I saw the sign 'pay day advances', I knew the Cheque Centre was a bad idea. Motherwell…read moreisn't exactly an affluent area; many people are unemployed having lost their jobs in the recession,many people are just unemployed through laziness or drink related issues. This place offers short term loans to 'bridge the gap between pay days'. It sounds so simple: borrow some money, and pay them back when you get paid. Easy. However, in the small print, it tells you about the important factor- the interest. If you borrow 500 then you pay back 650. Unlikely to be affordable if you are working a regular, minimum wage job! They also do foreign currency, and cheque cashing, meaning you don't hve to wait on your bank processing the cheque, you get the money straight away, there and then. Again though, it will cost you. They charge a cheque handling fee and a percentage of the cheque. So you may as well wait and get your full amount. Yet another terrible idea, allowing vulnerable people to spiral into even more debt in hard times.

HI Just to add an…read moreactual insite into cheque centre, as obviously person below doesnt know the truth. A Pay Day Advance limit is set on your wage you receive, a person going into this shop and earning a minimum wage would obviously not be offered anything they could now afford, ie. offered £500 loan when they only earn £700, there is a strict policy that is adhered to define the loan amount. Loads of people find this a very helpful service as if you wish to borrow £100 you only pay £20.48 interest on this, this is lower than the £56 interest on a Provident loan. As for cheques, some people dont want these placed in there accounts, and you make it sound bad with the whole handling fee and percentage you never stated that handling fee was only £1 and a percentage is negotiable to help the customer. Currency is the best on the high street!!

Cheque cashing, payday loans, payments to pre-pay credit cards and some of the best foreign…read moreexchange rates can be found here. Professional and attentive staff can assist with a variety of requirements. Sometimes the computers run slow but usually it is not too busy so I don't have to wait long. Loans and cheque cashing takes slightly longer as the paperwork is completed and ID checks are done. Remember and take at least one household bill with your address on it, as well as ID with your photo if you want a loan or a cheque to be cashed.

All of your financial needs met from cheque cashing and short term loans to great currency rates…read morefor going on holiday.Discreet and friendly staff.

A lot like Cash Converter…read more In fact, the exact carbon copy of Cash Converter, except not a chain.This is an independent store which basically copied the exact format of the chain and shamelessly called it something similar. Like those fake perfumes you get called 'Tommy Hilfinger' or 'Chanella Number five'. The shop buys your stuff and sells it on for way more than they paid you for it, which seems a daft idea because who would sell their nearly new stuff for buttons only to see it being sold on the next day for thrice the price? Desperate people who need to pay bills or feed their kids, and have no other option, that's who. This is what turns my stomach about the place. A lot of the stuff is nearly new; telly's, laptops, MP3 Players, you name it. I bought a cable for my laptop from here and they sold me the wrong one. although they exchanged it no bother, I couldn't get my money back. They aren't daft! A place to go if you don't mind second hand stuff, otherwise, a place you would only go if you were desperate for a quick cash fix.

With one of my hobbies I'm often finding odd bits of jewellery here and there and before you know…read moreit you have accumulated a certain amount that could be cashed in. After trying several reputable jewellers based at the Argyle arcade l was unhappy with the offers that l was given and decided to go elsewhere and thankfully l stuck to my guns as one retailer even offered me £50 for all that l had. I'm a bit of a chancer and came in here to see what price l could get for my items, not thinking that l would get much but these guys sure did give the best price making me £250+ better off. Tips These guys pay out more for your gold items than all the outlets in the Argyle arcade, if you are selling gold always check a few places before settling on any offer.