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The Hotaling Group

3.0 (2 reviews)
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Life insurance

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Guardian Life Insurance Co of America

Guardian Life Insurance Co of America

(3 reviews)

Midtown East

Do not, under any circumstance, sign up for Guardian Dental Insurance. Their dental plan is a load…read moreof baloney and a crock of manure. I had a tooth pulled, under Guardian insurance, when working for a nonprofit in Los Angeles. I accepted a job offer with a non-profit in San Francisco who also had Guardian insurance; I had tooth implant surgery for this pulled tooth when working with my new employer. Although both procedures were done under Guardian, I'm told these two situations are considered "different policies", because I was with "different employers", and therefore had a "different group number". So apparently - - - Guardian Dental Insurance ... is not the same as Guardian Dental Insurance ... is not the same as Guardian Dental Insurance. BEWARE. This, despite my asking for not just one, but two estimates of coverage from Guardian, two months before my tooth implant surgery, and then one month before the surgery. Both times Guardian estimated paying a substantial portion. Now they say: Those were estimates only. They won't know the "real" amount they will pay until the actual claim is filed after the work has already been done. Once again: BEWARE.

The worst company ever ! Crooks ! The agents are unprofessional and liars. I terminated my Life…read moreInsurance policy with them in October 2015 since it was not much help and the benefits were unclear . I am still waiting for my money, it is now 8 months. You cant get anyone to explain anything . Is there an office at all ? I hope I do get my money at some point.

The Hotaling Group - lifeinsurance - Updated May 2026

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