In college, I received a bunch of credit card offers. As a broke college student, I thought it would be great to sign up for a few. I got approved for the American Express Platinum Card. I had no idea that it was a charge card meaning I had to pay the balance in full and I also didn't realize it had an annual fee of over $500! Of course, I couldn't pay it so they shut the card off and sent it to collections. I thought that meant I got away with it. As a finance major, my professor told us that certain higher level positions would also require that we maintain a certain credit score and that bad credit could be the reason why we were denied for certain positions. When I went home, I saw letters from the collection agencies that the cards. I called them and set up payment arrangements. Once I paid the balances in full, my credit score dropped! I then learned that just because you pay off the balance doesn't mean the bad credit goes away and that I should have negotiated a pay-for-delete. I didn't know that. I called the collection agency and they said there's nothing they could do. They only had to report to the credit bureaus that I paid the balance. I searched online to see what else I could do about bad credit and saw several links for credit repair. I tried one company but it seemed like they were just taking my money. They had poor customer service and it would take days to hear back from them. I looked up their competitors and saw The Credit People had a higher rating so I called them. I called them a few times just to make sure they would answer. They were very responsive so I took the leap to sign up with them. They have been very nice and prompt. I love that I can log in to see what they're working on and they're always there if I have any questions. read more

Talk about a mess! My son and I have the same first and last name but our middle names are different. I started receiving all these calls from collection agencies. I told them they had the wrong Miguel. They said ok, hung up and I thought that was the end of it. Then one day, I looked at my credit report and saw all of these negative accounts on my credit reports! I called them back like hey! You have the wrong Miguel. I'm Miguel J. My son is Miguel A. I told them I could provide proof that I'm not the right Miguel. One of their collections representatives made a comment like how do I know you're not they only Miguel. I offered to send in my birth certificate and my son's birth certificate to prove it. She gave me a fax number to send in proof. About three months go by and I didn't hear anything from them. I called the collection agency again and the number was disconnected! About 7 months later, I get more calls from another collection agency. I go through everything telling them that I'm Miguel J. and that they have the wrong Miguel. They asked that I send in proof. Again, I hear nothing from them. I check my credit report and each account is now being reported about 3-4 times! My score dropped more and more. I was trying to refinance my house but I couldn't. My niece told me she was working with The Credit People and to give them a call. I offered to send in my birth certificate too just to prove that I wasn't the only Miguel. They told me everything would be ok. They've cleared about 6 of the collections accounts off my reports and I'm almost done now. These people are saints! read more

I was discharged last year. Came back home and my wife decided she wanted to have a family. We applied for a loan and they told me that I had a Chase and AMEX account in collections. I've never even banked with them before. Come to find out, one of her family member's used my information while I was deployed. I called the collection agencies to explain it and told them I'd send in all my military information so they could see that I wasn't the one who opened the accounts. After six months, nothing. The collections were still on my credit and they just kept giving me the runaround. Well, we found out that my wife was pregnant and we really wanted to leave. One of my officers told me to look into credit repair. I searched on the internet and found a few companies. I ended up going with The Credit People because they didn't cost as much as the others and they have a guarantee. Well, already, the Chase account has been removed from my credit report and now we're just waiting on the AMEX to come off. I'm glad I decided to do something about it. Soon I'll be able to get into a home. Thank you Credit People. read more

I found the credit people back in december 2021. I was trying to get a house but they ran my credit and found four collections on my credit. I never used my credit before so I don't know where the collections came from. I told the credit people about it. A really nice girl told me don't worry about it. In about five months, my credit was clean. Now I just have to build my credit which is easier now because I'm not getting turned down for credit cards anymore. I got my first credit card in June and now I'm just waiting a few more months for the activity to report to the bureaus. read more

Over the last two years, I've been looking for a reliable and efficient editor to help me with my academic articles, and I think my search finally stopped. The Credit People makes a great work in every sentence. It is almost impossible to find somewhere else the professionalism, communication, and efficiency provided by Positively Write. I have recommended him to all of my friends! read more

I know they say you get what you pay for but they also said why pay more when you can pay less lol my credit was jacked! So I started looking into c! I edit repair. Some of these companies wanted to charge $150 per month! I'm kept looking online and found The Credit People for only $79 per month. You really can't beat that. They offer the same as those higher companies if not more! read more

David updated my resume and sent it back to me the very next day. He added more details and experience and formatted it nicely. I was extremely pleased with my new resume, especially since I landed a great job the same week I submitted the resume. I recommend anyone who is looking to update their resume to use The Credit People. Thanks Again! read more

Well, I decided to try this company in January 2017...it is March 2017 and my credit score has risen 60 pts. and 3 items have been removed from my credit. I am now impatient waiting for more progress because my goal is to buy a home! So far, this company is alright with me!!! read more

The Credit People did a wonderful job polishing two of my presentations before public hearings. I will definitely use them again. They are unbelievably low in price compared to other professional editors. Thanks Again! read more

They removed 13 negative items and I couldn't be happier! I didn't think they would remove that many but they did and they didn't charge me an arm and a leg either so I'm a happy camper. Will definitely recommend! read more

UPDATE: No response to my multiple emails nor the BBB complaint. Save your money and do not use this company. They stole $300 of mine...:( read more