Student Optimum Services has helped thousands of people over the years and their staff is very well trained, fully certified and professional. If you really want to know about this company read the Facebook reviews and watch the testimonial videos actual clients made. Feel free to message the clients who wrote the hundreds of 5 STAR reviews at www.facebook.com/studentoptimumservices and ask them if they are satisfied with the service provided or if they feel like they were scammed. Because some people do not understand the process or stop paying for the services when they are on a payment plan and expect things to be done for free they call this a scam. You get what you pay for, if you want to cheat a company that was nice enough to allow you to pay their service fee with monthly payments, they will no longer provide a service for you, seems fair and legal. It's not right to talk badly about others because you did not fully comprehend the process of the service or expect things to be done for free. The office is open to walk in clients that are more than welcome to stop by Mon-Fri 10am - 6pm with any questions or concerns and speak to a counselor in person. Please use wise judgement and go in and meet with the staff in person before you get turned away by a couple of bad reviews from uneducated individuals and competing organizations. read more

As a newly licensed chiropractor, managing student loans while launching my career felt overwhelming--until I connected with Student Optimum Services. Their team was incredibly professional, knowledgeable, and supportive throughout the entire process. They took the time to explain my loan repayment options in detail and helped me find a plan that works best for my current financial situation. What stood out the most was how personalized their guidance was. They weren't just checking boxes--they genuinely cared about helping me set myself up for long-term success. Thanks to their expertise, I now feel confident and in control of my student loans, which has lifted a huge weight off my shoulders as I begin my journey in chiropractic. I highly recommend Student Optimum Services to any new chiropractor looking for trusted help with loan management and navigating early career decisions. read more

I am so so very thankful to student optimum services for helping me with my student loans! Being newly out of school I was terrified of the thought of having to pay $2,500 a month in student loans and couldn't imagine ever being able to save for my future business/home with that obligation. David at student optimum services was so knowledgeable and patient despite my thousand questions and concerns and helped me navigate the confusing world of student loans. Seriously, all the options and wording make it so hard to figure out what the best option is for your situation-luckily David and the rest of the staff were super helpful. The US tuition system is broken! If you want to reduce your student loans and help you get on your feet after school instead of being perpetually stuck in a financial hole, this is the place to go. read more

Exceptional Service from Student Optimum Services! I recently utilized Student Optimum Services for student loan forgiveness guidance and I am blown away by their expertise and dedication. David and the team were knowledgeable, responsive and genuinely invested in helping me navigate the complex process, Their guidance saved me time, money and stress and gave me peace of mind. What impressed me most: - Personalized attention and care - In-depth understanding of student financial services - Proactive communication and follow-through - Professionalism and empathy If you're seeking reliable, student-centric support, look no further than Student Optimum Services. Their commitment to helping students achieve financial stability is truly remarkable. Highly Recommended! Helen Trimble read more

I was referred to David Kazarian at Student Optimum Services--I truly didn't think I would be a candidate for his services (but I thought it was worth at least talking to him)...I AM SO GLAD I DID!!! When my ex-spouse refused to pay a dime of collegiate expenses...I had to take on 100% of both of daughter's student loans. It was so overwhelming! It was going to take me 29 years...yes- 29 YEARS to pay them off!! David explained the process in detail and he and his team will handle EVERYTHING on my behalf! Even if you think this may not work for you...I highly encourage you to take 30 minutes (or less) out of your day to talk to David! SOS is a total game changer! read more

David, at Student Optimal Services, is absolutely the best human you could find for your student loan needs. I've had the joy and privilege of working with him for the past three years. This man will treat you as if you're the only customer he has he's that high-quality! He will email you text you or call you if you were in need or in crisis or just need to talk about your loan. I am blessed to work with him and this company and I urge you for those of you who are older and carrying a huge student loan, please turn to this organization for your financial support! David, has been a godsend to me. I highly recommend this organization! You will be glad you did! read more

I've been working with Student Optimum Services for a few years now, and they've been a lifesaver when it comes to managing my student loans. Thanks to their expertise, I've had $0 payments throughout this time. Whenever there's something that needs to be done, they've taken care of it promptly and efficiently. I'm incredibly grateful for their team, who has been a constant support in guiding me through the student loan forgiveness process. If you're struggling with your loans, I highly recommend giving them a shot. They've made a world of difference for me, and I'm confident they can help you too. read more

At first, I was very hesitant after reading these reviews, but I got referred through a personal friend of mine and I proceeded anyways. When I had spoken to the staff regarding the bad reviews, they had informed me that the person responsible for those reviews was a former employee that is no longer with the company, which did ease my hesitance with moving forward with the program. I am now a client of 2 years and have been pleased with the results and my (much lower) payments. I have referred many close friends and family as I do trust this company that has proven itself to me. read more

I spoke to David because of my student loan debt, which I had no idea how to take care of due to all of the new bills/laws/buzz about them being forgiven etc. David put me through a crash course of how they work and how his team will assist me in hopefully getting them forgiven. He was very thorough and answered questions I really didn't even know to ask. Looking forward to working with him and his team. I would highly suggest using his service if you are worried about student loan debt and wondering how or if you will ever even be able to pay it off! read more

This is a really amazing company. I really enjoyed working with Janette she is very professional and the company delivered on everything they guaranteed in contract. The communication is great and I haven't had any issues since I opened a account. I have already brought over family members and coworkers and they have nothing but good things to say about the company. Price is reasonable and wayyyyy better then other competitors. I would recommend this to anyone with student loans that wants to ERASE this debt! read more

Student Optimum Services is a GOD SEND!!! They helped me with my Parent Plus loans totaling over $55K. It was paid off in about 2-1/2 years! They also assisted me when my account was under review with Aidvantage and resubmitted my info for me. Whenever I needed a deferred payment (like during Christmas when I could use the extra money for the holiday) they made it SO EASY! I am BEYOND pleased with their service! I wish I could give them 10 STARS!!! read more

I was recently referred to Student Optimum Services and connected with David, who was incredibly helpful. He took the time to walk me through every step of the process, breaking down complex information in a way that was easy to understand. His knowledge and clarity made a big difference in easing my concerns about student debt, and I'm truly grateful for the support as I look forward to continuing with such a professional and dedicated team. read more

David and his team have helped so many of my clients. I was lucky to get an athletic scholarship, yet so many of my peers and clients have student loan debt weighing them down. The process is easy and there's great customer service. The team at Student Optimum Services makes it simple to see if you qualify for reduced/forgiven debt. This company has literally saved hundreds of my clients' lives! Thank you so much for the work you do!! read more

Student loans are literally the bane of my existence but after talking with David at student optimum services it's like a weight has been lifted and a huge sense of relief. He was efficient, thorough, helpful, and kind. He made sure to explain the whole process, to work with our budget and to provide an huge sense of trust! absolutely recommend to anyone looking to rid themselves of those student loans the best way possible! read more

David and his team have proven to be exceptional collaborators! As a firm specializing in financial services for clients, we consistently recommend David for Federal student loan assistance. His efforts have facilitated the alleviation of over $3 million in student loan debt for my clients alone! The feedback from my clients consistently echoes their admiration for David's remarkable services. read more

Student Optimum Services deserves 10 stars! They completely lifted the burden of my student loan debt just months before major changes took effect. If you have over $30K in student debt, don't wait--contact them NOW! The consultation was straightforward, with a tailored action plan that was honest and transparent. Couldn't be happier with the outcome. Highly recommended. read more

I was having problems with student loans because my servicer would not work with me on payment options. Things were getting to the point that it was gonna affect my credit and ultimately my ability to run my business. These guys got me sorted out and on a plan that was best for me and that I could afford. Highly recommend! I didn't even know these options existed. read more

I have been a client of David and Student Optimum Services for over 6 years now and the service has been nothing short of life changing for me and my family. Instead of paying $2000/mo+ in student loans, they have made our monthly payments manageable where we can still have the quality of life we want. This has been the biggest game changer in my adult life! read more

David is very thorough in explaining things, and knowledgeable on student loans and the payment processes. He answered the questions that I had. The service that he provides is in high need right now. Student loans are difficult to pay off, and often times the companies are hard to deal with. The options that David and his company provide makes it easier. read more