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    Ask the Community - STCU

    Hapo Community Credit Union

    Hapo Community Credit Union

    (5 reviews)

    Don't rely on your hometown credit union for a loan. Life happens, had a bad year, open heart…read moresurgery. Between medical bills, medication & healthy , Yes, I relied on my credit cards to keep me afloat, which also affected my credit score negatively. When I thought it couldn't get any worse, I got skin cancer which comes with many treatments. Used a vehicle as collateral in order to get through July, they gave me a loan, nowhere near the value of the vehicle, however, the process WAS NOT EASY! The underwriters at HAPO have no heart nor do they understand "real people" have real issues! I just wanted to provide my grandkids a decent Christmas & visit them, not sure if this will be my last. I asked for a modest $1900.00 & was immediately denied. Loan officer Eric P was the best their is, even tried to explain my issues to the underwriters, and countered asking for lesser amounts, to which, all fell on deaf ears. No sympathy, despite my loans at HAPO are auto withdrawn from my account monthly & have NEVER been late! New Year is gonna bring a new Credit Union, already spoken with STCU & love what they can & will do. I hope you holier than now underwriters at HAPO have the merriest of Christmases & enjoy your families. I didn't ask to get sick, but when I did, HAPO FAILED me.

    Extortionist and thieves. Do not get a loan through these jerks. Sounds like everyone is saying the…read moresame thing. Sent me a letter regarding my insurance on an auto loan, then sent me a bill saying my insurance wasn't good enough. This is a terrible bank, and absolutely horrible customer service.

    Keybank

    Keybank

    (2 reviews)

    Worst bank ever! Do not go here. I deposited my check and was told it wouldn't be available until…read morethe next business day because it was unusual activity due to having a new job. Here I am Monday the next business day, I go sign into my online banking and would you guess that my money was still not available to me? I call customer service and they did absolutely nothing except tell me that my check now had a FIVE DAY hold and that there's nothing they can do about it. Can't wait until Friday an entire week after I deposited my check to pull out all of my money and never look back!!!! This bank deserves no stars!!!

    Absolutely will NEVER recommend this bank to anyone, first of all opened my account, and advised my…read moreemployer of direct deposit information, after a week goes by I call customer service and advise them I still have yet to receive my debit card, knowing my pay check is about to be deposited I need access to my money, I was told to be patient it can take 7-14 business days, ok after the second week and no debit card, I called again, and was told to wait a few more days, at this point I cancelled my direct deposit and opened an account at a different bank that offered to give my debit card right then and there, something Key Bank does not offer at all, I decided to still keep this account as a savings for my grandkids and continue to wait for the debit card, which had never come after almost 1 1/2 months, so I decided to call and close this account at which time the customer service agent, if that's what you would call them, told me that they will have to charge ME a fee for closing my account early..... Ha are you joking me?? You can't be serious right?? Oh yes he said he was very serious that this joke of an institution was going to charge a customer for them NOT DOING THEIR JOB!! Do not ever trust this bank!!

    STCU - banks - Updated May 2026

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