Mr. Joseph Harrison is a game changer. He works miracles. He quickly negotiated on my behalf with a…read moredebt collector and saved the garnishment of my wage. Thank you sir. May the Lord continue to bless you.

From the owner: I am a debt-defense / settlement lawyer. Call me today at (203) 444-3551 for a free consultation…read more Specializing in debt settlement, debt defense, and much more, including foreclosure defense and settlements, loan modifications, SBA loans, credit cards, business debt, hospitals, auto deficiencies, etc. I am dedicated to saving you as much money as possible, and alleviating the stress of dealing with debt collectors. With years of experience in the industry, including 10 years as a collection attorney for the banks, we can help you with your debt problem. We provide individualized attention to best handle your debt problems.

They wanted my banking info without giving me a contract to to look over to view the terms. Very…read moreshady business.

What a sham! Repeated emails to jimreynolds@totaldebtrelief.com are not answered (even after he…read morepromised to return a phone call in 24 hours). It's been almost a month since our last contact to him! Our family member paid a lot of money (thousands of dollars) and we don't show any of her debts being paid. We were told she was their best client (obviously since they took all her money and apparently didn't negotiate for her). If this is truly a legitimate company, reach back out to us (Jim Reynolds should have our information and I was included on correspondence to him) and let us know what you've done. At this point, anyone considering this company should run in the opposite direction. They have taken advantage of someone we love and should be ashamed of themselves. Can't understand how they can even be in business.

Thanks to Garrett's support, instead of constantly trying to put out financial fires, I'm now on…read moretrack to be debt free this year, have an emergency fund, and more consistently align my finances towards my fiancée's and my values and goals. For context, I first found Garrett while searching online for a finance coach, and I resonated with his optimism and supportive tone on his website. I proceeded to have an initial call with him, and just like the tone on his website, Garrett was warm and friendly. He was attentive, curious, and professional, and he showed up with structured programs combined with a willingness to adjust and be flexible for my specific circumstances. He clearly had the training, experience, and skills, and I got the sense he walked the talk, invested a lot in himself, and put in the work to live authentically. I was eager to work with Garrett, but I still had my hesitations. I was on track to go deeper and deeper into debt. Did it really make sense to hire a finance coach and add on another expense in my life? At the end of the day, I had to conclude that I needed additional support. I tried reading books, getting support from friends and family, and making changes on my own, and I wasn't getting the results I needed. It's as if I had tried to heal a broken bone on my own and then realized I really needed to hire a doctor. I had to admit that I couldn't do this with my current approaches, and Garrett had been able to help many others before me. After discussing with my fiancée, Jasjeet, we hired Garrett to support us as a couple. I'm so glad we made that decision. Garrett continued to show up consistently with the aforementioned qualities, and after only 7 sessions, I experienced the following results. - Alignment with Jasjeet on our priorities and financial plan which includes being debt free this year and having an emergency fund - New tools for successfully talking about and getting aligned about finances with Jasjeet - A shift towards feeling more empowered and steady in my relationship with money Of course, Jasjeet and I also needed to put in the work to show up to the sessions and do the work in-between sessions. So much credit for our success goes to my fiancée. As our coach, Garrett helped guide us with a listening ear, honest perspective, tools, and strategies. Thanks again, Garrett, and I'm looking forward to continuing our work together!

While I have not yet chosen to work with Garret, our initial call was fantastic. He was extremely…read morepersonable and walked me through what working with him would look like in a very transparent and non-salesy way (this is coming from someone in sales). Garret took the time to understand my situation and then outlined our his services may help. At the end of the call, rather than hard selling me, he told me it might be smart to try it on my own first and then come back if I was running into the same issues. I could not recommend him enough solely based on our intro call.

I have been working with The Credit Salon since 2019. When we first started credit repair my score…read morewas in the mid 500s. Within three months my score had increased almost 100 points. Eventually all my negative accounts had fallen off and I did not have to pay anything to any of the companies reporting negative accounts on my credit report. I have been able to get approved for multiple unsecured credit cards when that was never an option prior. My credit is now in good standing and reports in the low 700s. She is amazing at what she does. I encourage anyone that is looking for credit repair to contact The Credit Salon. I promise you will not be disappointed.

Great Service.. Very professional.. I'm very satisfied with the quality of service i have…read morereceived.. The credit salon doesn't just repair your credit they also educate you on how to maintain your credit once it's repaired.. I highly recommend this company!!

Mr Spivack was referred to me and I was very lucky to get this referral. I felt very comfortable…read moretalking with him and his staff, its how they made me feel. I asked lots of questions and they all were happy to answer all of my worries. Bankruptcy is not fun and it hurts to go from outstanding credit to bad credit. Mr Spivack seemed down to earth and knew his business of Bankruptcy well. He made it seem effortless working on the case, which made me feel at ease. My feelings of bankruptcy was very hard on me and my family but the law Office of Joel R. Spivack eased the pain by doing a wonderful job. Thank you all, but mostly Joel R. Spivack. Sincerely Rhonda

When I first relocated from the west coast, it was my realtor at the time, that "highly"…read morerecommended Joel Spivack as one of the BEST real estate attorneys in the area. I thankfully took her recommendation and can say, hands down that I not only find Joel to be "one of the BEST", but without hesitation, HE IS THE BEST! I have needed his expertise in several real estate contracts and conflicts of contracts since then, and he is nothing short of AMAZING. He is so skilled, articulate, clear and for me, he possess what I consider to be a very important lost art in the legal arena, PATIENCE! (I know, I live with an attorney!) ... I have learned the hard way, as good as a realtor might be, they CANNOT protect and secure me with one of my largest financial assets such as a brilliant real estate attorney such as Joel R. Spivack can. I honestly wouldn't trust anyone else. I am so very grateful for him for I feel he is a dying breed of honesty and integrity, Always Thankful, Cie Abed Cuomo

I cant even put into words how great these guys are.. before even getting started working on my…read moreissue I was on the phone for almost an hour going over what effects a credit score and ways to improve it. That conversation alone was worth more than they charged me for my actual issue. When it came to getting a bank error removed from my report went above and beyond.. no kidding, at least 20 phone calls back and forth with my bank fighting for me. You know you someone loves their job when they take it personally that a bank is trying to screw you over. They would not stop until the issue was resolved, got my credit score back up over 100 points.. Definitely would recommend them to anyone looking to fix their credit, no issues too big or too small they will fight for every point.

I have dealt with many credit repair agencies in last 10 years. Most are dishonest and not helpful…read more Credit repair experts was the only agency to successfully repair my credit score. They are kind, honest and know how to get results

Unfortunately, a few items turned up on my credit that was unbeknownst to me. I wasn't planning on…read moreapplying for anything in the near future so I never wanted to pay the credit repair fee. I decided to visit his website while bored and I was floored to find out that the service was completely free. I still had the same credit monitoring active from the last company I used. At that point there was no risk. It was refreshing to be able to see the letters they actually send to the bureaus. All I had to do was use a third party site to mail them out. I could've also printed them. The process was a breeze and it was quick. There's no option to speak to a live rep, but this I assume helps keep the service free. The results worked for me. In all it took about 2-3 months to remove the negative items, which was perfectly fine with me. Hopefully I'll never have to use them again but I'll be spreading the word to anyone I know who might need it.

I happened to get an alert that a collections account was on my credit. I didn't recognize it at…read moreall but my score dropped quite a bit because of it. A friend of mine recommended this service and I was surprised to see that it was free (except for the credit report). The collections account was removed from experience within the first couple of weeks. It was then removed from the other two bureaus a month or so after. My score rebounded like it never happened. Sending my letters was a breeze since they recommended a service that does it for a reasonable price. I could've printed my own as well but I didn't feel like buying stamps. i'm definitely telling my friends and family about this company.

Complete scam. Garbage customer service. Tried to charge me to cancel. Ended up reporting them to…read morefraud at my bank. All of these companies are scams.

This didn't turn out the way I expected it to. I hired this company a year ago to work on…read moreimproving my credit score by removing the collections and charge offs on it. They promised to have them removed but months passed and nothing happened, I paid whatever I was instructed to but it was all a waste when I realized nothing was ever going to change. I was going to buy a new house so i needed a very good credit for that. This made me quit all involvement with CreditPRO and sign up with creditmasonrepairs . com, I was referred by a friend who had just resolved his bankruptcy issue with them. They did all I needed in less than five months which was very impressive. My transunion score is currently above 800 with no negative item . Thanks to creditmasonrepairs.