I was passing by and decided to look at some 21k gold pieces. They were selling by piece instead of weight of the items. I the items appeared hollow and light . The two salespeople were pushing to sell expensive jewelries versus what I was interested in. Looking at. They said I can apply for credit without impacting my credit score - asked for two ODs- big mistake - when I got home they did 3 hard pulls on my credit - there doors some points down my credit score. They lied about a soft inquiry . I got multiple alerts that there were 3 companies they pulled from - genesis, bank of Missouri and Wells Fargo . Then when they found out the credit limit I was approved for which was less than what they were hoping for to sell.overpriced items they tried to sell me a lighter necklace with the same tag price amount- from a solid piece to a hollow piece. I was ticked off later on and left , but due to my haste to get away I forgot my two IDs and had to go back the following day. Also they were punching for me to get a $3 k necklace and pendant set - which was light in weight and they sandbar will give you a free watch with that - they said 12 months to pay on the day I left. Then they dropped it to $2.5k but I have to put a $500 down the finance the $2k....anyway I left the first day .
The second day when I got back there was a different manager , they were distracting me from getting my ID for 5 minutes before I got them back as I forgot it the previous day when I left in a haste. Same sales last irs came over but now the female manager. Instead of male manager from previous day. I had jewelry scale now with me this time and asked for the items they were trying to sell me - based on the weight of the items and current 21k gold rate the items on melt value was only around _$1.2k , with differences 1300 (2500 asking price ) which means their mark up is about 52% on actual gold value of items.!they were surprised I had a scale with me . I told them items were overpriced and just to give me my IDs back so I can leave. At this point they gave me my card as they realized I am not buying any items. On my way out the manager said I can have the items now for $2k but she is only giving me 3 months to pay for the items , no free watch . So they means they dropped from 52% mark up to now 40!percent mark up or profit for them. I could have baffled a bit more or taken the offer, but the thought of running my credit with three hard credit pulls without my explicit consent (they lied about not affecting credit when they check on those, taking my card stand not returning them promptly to make you a hostage while they trey to sell you items, and trying to give me lighter items hollow purses from solid items with the same MSRP tags was deceitful , plus the overpriced items -- made me not take the last ditched offer before I left... and in addition the terms was changed to have to pay in 3 patents versus 12 payments... pls avoid this place. I must admit that their gold pieces looks nice. Real hard sell once you are there. Don't give them you IDs and don't believe that your credit will not be affected when they look at your credit, they will run you credit not just one inquire, but I go three hard pulls - had to respect this. Worst experience at a jewelry site they were not rude, but more deceitful ... read more