1. Ruoff Mortgage

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South Bend, IN

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Ruoff Mortgage

3.3 (8 reviews)
Closed • 8:00 am - 5:00 pm

Services - Ruoff Mortgage

Mortgage refinancing

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5 months ago

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Ask the Community - Ruoff Mortgage

Hallmark Home Mortgage - My first home

Hallmark Home Mortgage

(9 reviews)

I was recommended to Hallmark by my realtor, and had a great experience working with them. As a…read morefirst time homebuyer, they were excellent in explaining the process and all the ins and outs as I was searching for a home and as I eventually closed on my current home. All of the staff I worked with were very helpful and very personable, including Jonathan, Laura, and Julie, each of which I worked with throughout the process and each of whom was very good to answer any questions I had. Never at any point did I feel like I was an afterthought, they were very good at giving personalized attention. Even a year after buying my home, they've been great to answer mortgage and tax related questions that I've had on a couple of occasions. Jonathan was great at helping me work through figures and to get me a mortgage that's worked great for me. He figured things off of worst case scenarios, so it was nice when I was prepared for higher closing costs, but ended up with about $1000-$1500 extra in pocket than I planned on. That ended up being very helpful, as I needed to replace my garage roof within the first couple of months to satisfy my insurance. Basically, the only surprises were positive ones! He also helped me to lock in a low interest rate. I've since recommended Hallmark to a friend, who has also had a great experience with them and recently closed on her house. I'm not typically somebody to go out of my way to recommend somebody, but Jonathan has definitely earned my recommendation!

Fees were insane, service sucked. I did all their work for them while they just pushed papers…read more Unbelievable. I haven't had a mortgage in years, so this is what it is devolved to? I'm hoping it's just this company. I finally walked into an office to turn in my tax returns (BTW after the house closed they notified me they still needed my taxes) and the lady acted like she didn't know how to copy shit and really didn't want to do it. What a bunch of lazy people.

Ruoff Mortgage - mortgagebrokers - Updated October 2026

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