RJ is my financial advisor & educator! He breaks everything down & takes time to make sure I understand. He uses real life examples to compare to day to fay activities so that I can retain the information. Mrs. Tracey is the best & so friendly. She just assisted with getting all my forms uploaded. RJ is helpful with identifying other needed services. read more

We just bought our first home and could not have done it without the extremely professional and talented RJ Martin. We started investing with RJ a couple of years ago, and since then he's become like a close friend. He breaks financial jargon down into something we can make sense of and will really take you as far as you want to go. We tell EVERYONE about him. The Bay Area is expensive and I was always told that they way to get ahead is to make money off your money. I can't stress enough that we would not be where we are today without RJ's guiding hand. We look forward to continuing to work with him long into the future. I also want to shout out RJ's SUPER HELPFUL office administrator Tracey for being really on top of her outreach. While closing on our home the title company required a number of documents to track our payments, and I'm pretty sure I called so often Tracey memorized my number. She sent me everything I needed within in minutes and never once showed impatience with me. I really appreciate it. read more

RJ is a great financial educator on aspects whether its strategizing your debit management, investments, wealth building, and overall long term goals. He is very thorough, yet humble, with a knowledge base that goes well beyond his years. Every high school especially in Oakland needs an RJ to teach them not only economics, but financial responsibility in the modern world. read more

RJ is the real deal! I have had several financial planners in the past and never really got the feeling that I mattered. This is not the case with RJ. He is on top of my portfolio and on top of customer service. I can also brag that my holdings have never performed better. If you are looking for a true professional who actually cares about your bottom line and financial goal look no further. read more

A meeting with my insurance agent changed my life when she connected me to RJ. He was able to make complex financial terminology so simplistic and easy to understand that it didn't take too much convincing to invest in a product that I knew overtime would benefit me and my sons. Please talk to him about retirement and investment products that will make your money work for YOU! It's worth it! read more

When you're first starting your career, especially as a young adult, you have a million questions, and in my case, these questions pertained to how I can begin to build towards my financial future, outside of the benefits offered by my job. I first decided to do my own research so, I bought investment books. After awhile, I needed to talk to a real person about different investment options as well as get some guidance and advice that was specific to my particular situation. That's when I reached out to RJ Martin. As a financial advisor, RJ Martin is one of the most honest and knowledgeable that I know. He's not about making a quick dollar. He truly takes his time to properly inform you of the things you need to know and will answer any question presented to him. He will ensure that you're on the best path to reach the financial goals that you've set. I highly recommend RJ Martin to anyone, whether they're brand new to the ideas of investing and financial planning or are seasoned and just as well versed in those areas as RJ. I know he can be beneficial to anyone! read more

If you are looking for someone you can trust who lives and breathes this business, look no further. My husband and I have had our investments with RJ for many years, and are about to purchase our third home - this one by the beach, thanks to him! We chose RJ because I was his fourth and fifth grade teacher over twenty years ago. He was always a wizard with numbers and works incredibly hard, evidenced by the many accomplishments in his lifetime. RJ has a great amount of integrity and is fun to work with. He won't let you down! read more

I have avoided rolling over various retirement funds because I didn't know how - and frankly, felt ignorant. RJ assisted me with getting over my fears and embarrassment, provided me with great information, answered all my questions respectfully (no stupid questions) and let me know that it was his job to know all the info and explain it to me (not mine to already know!) He also walked me through the roll-over processes, not just sending me away to make calls on my own (facing potential situations from the funds that I might not have understood). I am SO happy to be a client of RJ's - I highly recommend him. AND as a result of finally taking care of my finances, I learned I had more money than I thought I did!!! Thank you, RJ! read more

I consulted with RJ after I became a full-time employee at my company. As a young adult in my first "real" job, I needed guidance on how much money to invest into my 401k, how to balance my student loan paybacks, and other budget-conscious decisions, all while paying rent in the Bay Area and living within my means. The biggest thing I appreciate about RJ is his ability to relate to my situation and offer advice that makes sense to me! No mumbo-jumbo and terms I don't understand, but straight numbers, percentages and analysis that relates to my financial situation. In comparison, our company offered a financial adviser during our onboarding process, and all he did is talk about what he did with his money and what he plans to do when he retires (he was in his 70s)... and I'm like what does this have to do with me and my financial situation? So I am appreciative that RJ was able to offer advice that I can use while investing in my 20s, 30s and beyond. I'd highly recommend going in to have a chat with RJ about your financial situation. One of the takeaways in my conversations with him is that our money and retirement future is such a huge deal, but no one understands it. And we're willing to pay money for trainers and experts for other things, but when it comes to our retirement we take blind guesses. Put things into perspective for me. read more

I highly suggest everyone to get yourself a financial advisor such as RJ Martin. Consulting with RJ Martin was very enlighting and educational. He is highly knowledgable about the finance world and was able to break down stocks/ mutual funds/ interest rates/ credit reports/scores etc. in a simple way for me to understand and has been able to give a solid financial gameplan that i can stick with. He has taught me that weather you have money or dont have money, everyone needs a financial gameplan and it is FREE to get financial consulting. He has a guinuine heart to really educate the community on becoming financially indepedent. You cannot go wrong with this educated, enthuisiastic, and experienced young professional. He has provided me with the right resources and knowledge to get me on the right path to having short/ mid-term/ long term financial success and is always there to answer my questions and concerns. I refer him to all my friends and family and would not go with anyone else. -Charlie read more

From the first encounter with RJ I knew he cared about taking care of me and was fully capable of doing so. I had no direction on how to best manage my money to use for long term investments and he made sure to guide me in making the right decision. He clearly explained why to make the choices he suggested through data that made it clear to me I was in the right hands. He clearly stressed the importance of putting myself in a financial position that would secure my future as I move into retirement and I thank him for that. Young or old, you WILL be as satisfied of a client as I am and will continue to be with the guidance provided by RJ! read more

I am so glad I made the decision to reach out to RJ and I definitely would recommend him to my family, friends, or anyone else seeking solid financial advice that's presented in such an understanding and simplistic way. From the first moment I walked into his office, I felt comfortable & appreciated he remembered small facts from our previous phone conversation a month prior to my visit. RJ was able to clearly map out a financial plan and create/explain a personal investment strategy that was comfortable for me since I'm just beginning to invest. I walked away from my first visit with RJ feeling confident about my financial future and am looking forward to continuing working with RJ for my investment & financial needs. read more

RJ is not only a financial advisor, he is also an educator. He wants his customer to know the in's and out's of investing and how to maximize their funds. My husband and I met with RJ this evening (my second time and my husband's first). At the end of the meeting we were inspired and more confident of the possibility of retiring earlier than we planned. He has a great and witty personality and engages his client wholeheartedly. It was Investment 101 done right and presented anecdotes and scenarios in layman's terms. I would highly recommend him to any and everyone who has a need for investing and saving for retirement. Excited to move forward! read more