When I called Potomac Trust cold for information on a refi, I didn't get a machine saying "punch 2…read moreif you want to talk to a broker, 3 if I'm wasting your time and 4 if you like impersonal recordings like this one that make you feel like a number." I got the owner himself, after just two rings, a guy, with more than 20 years experience, a human being. Heath Bourne listened to what I was looking for in a refi and within an hour sent me an email with three written estimates from different lenders, each with an interest rate significantly lower than what I'm paying now! I am a person who asks a lot of questions. This can test the patience of and even annoy some people (yes, I'm talking to you, mechanics and doctors!!). I was going to say my wife, but thought otherwise on social media. Anyway, I get it. Time is money. Tough customers take time. But Heath answered all of my questions with professional courtesy and patience through multiple phone calls, emails and requests for revised estimates that would drive most brokers nuts. No wonder my online research revealed Potomac Trust Mortgage has an A+ rating with the Better Business Bureau (https://www.bbb.org/us/va/alexandria/profile/mortgage-broker/potomac-trust-mortgage-llc-0241-142453140). This may sound a little corny, but the "trust" in Potomac Trust Mortgage was more than just a name more. It was the way they did business with me. You can trust them.

As first time home buyers, we were quite overwhelmed with the entire process, from start to finish…read more Our first task - post finding a realtor - was getting pre-approved. We met with Heath at PTM at the suggestion of our realtor. He was incredibly nice, incredibly helpful, and willing to answer any questions we had. We peppered him with questions via email before he had any idea whether we'd use them or not, and he answered every one of them thoroughly and promptly. When we had an offer accepted, one condition was that we close in three weeks. Within 24 hours of the offer being accepted, they had a lender for us, initial mortgage estimate documents, and a list of everything they needed. Heather walked us through everything, and was so responsive and prompt. We literally went from accepted offer to mortgage signed in about a week! (It also helps if you make sure you have all your documents ready to go from your end, and they will give you a list of what you need). Everything we did with PTM was electronic, so we weren't worried about running to the office to sign anything. They were accessible via email and phone, and even when we had what was probably a stupid question, they were happy to answer it. From the start, based on our research, we wanted to work with a broker rather than a bank directly, and if you are wanting to do the same, Potomac Trust Mortgage has got to be your go-to!

Brian was fantastic to work with throughout the mortgage process. He was responsive, knowledgeable,…read moreand took the time to explain every step clearly, which made a stressful process feel much more manageable. He shopped options, answered questions quickly, and was always transparent about rates, fees, and what to expect. What stood out most was how professional and steady he was from start to finish. I never felt pressured, and I always felt like he had my best interests in mind. If you're looking for a mortgage broker who is sharp, trustworthy, and easy to work with, I would absolutely recommend Brian.

Brian was absolutely outstanding, and guided us through the entire mortgage process (as buyers)…read morewith poise and humor. We would absolutely use Brian again if we needed to get another mortgage. Cannot recommand him highly enough!

We have used Anna Greco for a new home loan as as well as several refinances and with excellent…read moreresults. We have also referred her to several of our friends and colleagues who thanked us profusely for the great referral. Anna is knowledgeable and efficient when processing a loan or refinancing. She provides options depending on your financial situation and works with you, her client. There are no surprises at the end and everything flows smoothly. If you want a loan officer that is professional and processed correctly, we highly recommend Anna Greco. Philippe and Patti Moisa

Terrible company. Slow processing. Extremely invasive. Asking for far more information than they…read moreneed or are entitled to as a mortgage company. Would not recommend to anyone who needs paperwork processed quickly or competently.

I recently worked with Kathy Austin, Senior Mortgage Officer at Union Mortgage Group, on two home…read moreloans in two years and strongly recommend her to anyone looking to buy or refinance a home. Having bought and sold several homes in the past 30 years, I can say that Kathy truly stands out as the most professional, thorough and service-oriented mortgage officer I've ever dealt with. I was accustomed to dealing with faceless voices on the phone or names on emails that I had to nag constantly to make sure they followed through. That doesn't happen with Kathy--after she locked in a great rate, she dug into every detail and communicated proactively throughout--with me and my real-estate agent. And she navigated--or should I say excavated--through the heaps of requirements that underwriters and regulators have piled on in the past several years. Throughout the process, Kathy remained highly responsive and unfailingly cheerful. She's the one you want on your dream team.

My husband and I recently purchased our first home that was made possible by the patience,…read morepersistence, and guidance of Jody H. Eichenblatt and his team. Mr. Eichenblatt made the overwhelming, frustrating home buying experience manageable and understandable. We sought out several other lenders who over sold and under delivered but Mr. Eichenblatt worked tirelessly, sometimes literally around the clock while constantly assuring us that we would reach the finish line. Mr. Eichenblatt was honest, diligent, compassionate and provided transparent support throughout the process. Without the tireless work of the Prosperity team and the outstanding dedication of Mr Eichenblatt we never would have bought our dream home. Virginia S.

Alex and his team made becoming a first time homeowner possible! We had such an incredible,…read morepersonalized experience with quick response times, enabling us update our offer almost overnight and secure our home before someone else could snag it. Can't recommend enough!

I had everything I needed a 60,000-down payment, credit score, and a mortgage certificate. I…read moresacrifice everything and, wait for years to get house of my own. They didn't at all help me. They rejected my application, and said I need another down payment of 60,000. A total of 120000. They crush my dreams and I'm still living in hell.

Bill is unbelievable. He makes a very stressful transaction straightforward and painless. His…read morecommunication is outstanding and he regularly gets on the phone or emails you to touch base throughout the process. I have worked with other lenders on other houses and refis over the past 20 years and not one person even comes close to Bill. I was approved in no time and was clear to close well in advance of my closing date. His personal touch to what could be a very impersonal transaction is great and I was comfortable chatting with him. He was at closing with me in case anything went wonky and I really appreciate that kind of personal service. Overall, I couldn't imagine using anyone else.

Extremely knowledgeable in the mortgage industry. I have many years experience as an originator,…read more mortgage banker, and wholesale account executive. I met Bill at an open house, I was impressed with his knowledge and did not hesitate to call him for my own home loan. He met with us and was on top of our Loan immediately. He honored our request and completed everything in a timely manner. He is very easy to talk to regarding every aspect of the loan origination process. As a former account executive I am very skeptical and he dealt with my idiosyncrasies like a pro.

Highly disappointing transaction. Egregiously slow process with bad due diligence. Best advised…read moreto look elsewhere for mortgage work.