Nick Brown did an excellent job with my loan as he assisted me in all areas of working through the…read moreprocess of getting a loan. He helped me with understanding the paperwork I needed to get approved by the underwriter before I even had a house selected. This is very important because it enabled me to show the sellers that I had all of the hard work done and I was truly approved for the loan. And then Nick went a step further by actively communicating with the sellers that my mortgage loan was approved by the underwriter so they knew could accept my offer with confidence. Having a solid loan officer is not an option in the tough Denver market and Nick helped secure my house purchase.

Without Nick, I most likely would not have been able to purchase my condo. He went above and…read morebeyond to work with the HOA to make sure that they presented the right documents, and most lenders would not have done that. He was friendly and took time to answer all the numerous questions I had as a first-time home buyer in a digestible manner. And I had a lot! He was straightforward and professional, and did not hide any part of the process. I would recommend him to my friends and will definitely work with him again the next time I purchase a home!

I can only say after a misunderstanding on my part, Patrick was so generous and kind with walking…read moreme through things once more 6 days before closing that I was convinced he is the mortgage broker I will tell everyone about. Some things he did for us: 1. We were able to secure our loan with contract to close being less than 3 weeks. 2. He secured us a loan allowing us to sign leasees for our old place at any time (not before closing). 3. We had another loan agent we were working with and when we went to close I thought I'd check with Patrick just to see if we were going with a good broker. He refrained from speaking ill of the broker we would have gone with while showing us that the APR of our other loan, alongside the estimated closing costs, could not be correct. Looking up his information, he was right. He showed us things that would have hit us at closing that the estimate of the other broker did not explicitly detail. Patrick guarantees all his estimates and I can say that peace of mind was important for us. There were no hidden fees. Basically, if you don't know what to look for, compare APR% if you're comparing, for our first loan estimate appeared to save us money at closing but the APR% was considerably higher. Patrick showed us closing costs that, while higher in his estimates, accounted for a lower APR%. Basically, our first loan estimate did not make sense to Patrick and because he was so patient with us in explaining, without talking negatively about another broker, we decided to go with him. Ultimately, we had a fantastic experience due to their professionalism, clarity, patience, and providing us better terms on the loan. Ultimately though, Patrick is just a good person. That is really the most important.

Darik is hands down the best Mortgage Broker I have ever worked with!…read more About two years ago he was recommended to me by my Real Estate Agent while buying my first home. I thought it's a mortgage broker how different can they be? Truth be told the closing process was a breeze and Darik was there step by step day or night to answer questions and offer assistance. After closing on the house I had a hunch that every Mortgage Broker experience had to be similar to this. I was wrong.......VERY VERY WRONG. This year I started looking to refinance as rates had dropped significantly. I felt quite lost and was constantly swimming through a sea of inept half trained and greedy to close no matter what sales reps at the big banks. I eventually asked if Darik could connect, he gladly accepted and gave me the most valuable 30 minute phone call in this entire experience I have ever had! Darik cares, he is smart as a whip, he is trustworthy and constantly acting in your best interest. I will use Darik anytime I need a mortgage broker in the future. You should use Darik as well! Talk to him, you will notice a difference.

Unfortunately, I have to give Darik a "Could've been better" review. His follow-though is lacking…read moreand disorganized (missed appointments, rescheduled calls, etc.), and after using him for a home purchase, I found out that his rates were higher than what I could have received from 2 other brokers. I'll not be willing to use his service again.

As a first time homebuyer, a coworker recommended utilizing Landon Farley as our lender and I am SO…read moreGRATEFUL he did! Landon was incredibly helpful, knowledgeable, and communicative throughout the whole process. He made me comfortable to ask any "silly question" and made recommendations with our best interests in mind. Additionally, even the lady at the title agency commented on how organized Landon was compared to others she had experienced. We were able to get through signing in 30 minutes on closing day due to his organization and review of the documents in advance. 11/10 recommend working with Landon!

Landon Farley provided us professional and extremely knowledgable service. My refi was not a…read moresimple situation. I had numerous complications - multiple K-1s, 1099 R, and rental property, etc. My tax returns were almost as long as "War & Peace". Landon quickly grasped my income and expense environment and found me the right refi. I also don't think he takes a break, since I had emails from him all hours of the day and on weekends. Landon, many thanks for your excellent, professional, quick service! Wayne & Karen H, Aurora CO

Well, we got a home loan... that's where the positive ends and justification for one star, though…read morezero stars isn't an option. Being first time homebuyers, Catalyst Lending was recommended to us by an agent and everything that Julie Marquis and Steve Perez told us pointed to a fairly easy process. With 45 days to closing we came to count on a late afternoon phone call every two or three days with a request for additional documentation which always seemed as though it had been missed, an increase in the cash to close based on "new" calculations, or some other hoop that we had to jump through. For the last ten days prior to the closing we had to reach out to Steve or Julie for updates and consistently got conflicting information about what was actually happening, what was needed from us, and whether we were going to be able to close on time. They routinely blamed HUD, the builder, and the seller's agent for issues that should have been handled proactively and were instead left for the last minute. The kicker was the evening before our 9am closing Julie called to tell us that we needed to bring an additional $3k to closing. When we told her we didn't have that money she replied "we have your bank statements, we know you have it." At this point we told her she could communicate only with our agent moving forward. Our agent, in dealing with Julie, was told that Catalyst knew we had the money and if spending it to close meant we'd have to go without gas or groceries that she'd give us a King Soopers gift card. Yes, this was actually her suggestion. On top of this, when we did iron out the details of the additional cash to close, Catalyst was late to actually fund the loan and delayed our closing by almost two hours. The seller walked away only to have to come back and you can imagine the stress this created. If you're looking for a mortgage brokerage who employs hapless, insulting, and rude staff; will require you to manage a very complex process from start to finish; treats their customers as a commodity rather than human beings; and turn what should be a milestone into a nightmare you should definitely work with Catalyst Lending. For anyone who desires a different experience run as fast as you can in a another direction.

I had an incredible financing process with Catalyst and working specifically with Timothy Brannon…read more We were relocating and he made what could have been a really stressful situation, a relaxing positive and often extremely humorous experience! He is incredible efficient, very responsive and takes a gray deal of pride in finding the best situation for each client! He has made miracles happen twice for us and we love working with him! Thank you Tim!

My husband and I worked with Matthew, Christa and the Cherry Creek Mortgage team as they came…read morehighly recommended from our realtor. We're so grateful for the recommendation because it was such a breeze working with them. They had everything streamlined for us, moved quickly, assisted us with some custom requests we had, answered all of our questions in depth, and were overall really pleasant to work with. Highly recommend them!

From initial inquiry to closing on our home, Matthew was great to work with…read more He found us a competitive rate and his communication was absolutely fantastic. He responded to every email we sent and provided a thorough answer to any questions we had. His staff were also kind and informative. Multiple times throughout our home search process others saw his name and Cherry Creek Mortgage and commented that they are reliable and have a great reputation. Overall the process was easy, Matthew's communication was great, and we would certainly work with him again.

I felt like my questions weren't being heard, and this guy was not very respectful at all. I would…read morenever come back here or talk to this company again.

Ghassan has now helped my family refinance three different loans and helped with the purchases of a…read moretwo homes. In both situations he was professional and helpful, answering the most mundane to the most complex questions. On the purchase of our home, we did not have a buyers agent and Ghassan was always willing to help walk us through questions we may have otherwise not been able to answer. On top of the great experience of working with Ghassan, he consistently also comes back with the lowest closing costs and best rates from any other source I checked. This saved us thousands of dollars over the life of our loans.

Personable: 0/5 Professional: 1/5…read moreConfusing quote that shifts numbers to look confusing to borrower: 5/5 Best rates in town: likely, but you PAY extra in fees what you gain in small rate. Felt like we were dealing with car salesman. Unfortunate. Do not expect the quote you get from Zillow or LendingTree to be what you get from this company.

I was considering a refinance to reduce my mortgage payment via elimination of mortgage insurance…read more I had been locked in at 4.25% interest on a 30 yr fixed FHA loan--not bad--but when interest rates dropped in mid-October (2014) I plugged the numbers into the zillow mortgage calculator to get some automatic bids, and K2 lending provided the most appealing offer at 3.875% on a 30 yr conventional loan with pretty low total costs (it ended up being something like $1700). I had to hope for a reasonable appraisal so that the loan-to-value was under 80%, and fortunately that is what happened. However, the agent we worked with at K2, Darren Snow, had a plan in place to reduce our payment regardless of whether the appraisal came in where we thought it would, or whether it came in lower. They do not promise to close the loan within 25 days but in my case they did--and my total payment actually came in lower than they had initially estimated. I was kind of a high maintenance customer because I had to close this refinance quickly. Darren and colleagues were professional while on a pretty tight schedule during a very busy time in which everybody and their sister was trying to refinance. In the end, K2 lending reduced my mortgage payment by a whopping $350/month. And because of their low fees, I will basically get back to even within two months--before I even actually make my first new mortgage payment--because I will save more money during the two skipped payments than I payed in fees. Pretty spectacular. Great company. So impressed!