I was in foreclosure in 2008 on a property. Later Bank of America did loan modification. I paid four months then bank refused the May 2010 payment with excuse of having sale date on the property. in 2011 property was auctioned for delinquent taxes. That was not the end of my nightmare. I found out in 2014 that US Bank had redeemed the property without my knowledge. By then I owed over $60,000 in property taxes. No insurance on the property even though, there were 4 tenants living in it. Furthermore, I was still in open foreclosure by US Bank. I took over the property Dec. 2014. By May 2016 I had already paid over half of the taxes. I had spent $74,000 on the property when US Bank filled a sale date. Due to long weekend holiday, not being prepared, my attorney suggested bankruptcy. In rush I hired an attorney who is expert in Chapter 7 and 13 only and filed Bankruptcy on May 27,2016. Obviously by then 8 years had passed and had big delinquency with the lender. I was promised by bank, they would sell the property to me for $400,000. I hired Mathew Resnik around end of 2016, to do the negotiation. He suggested to convert to Chapter 11. He said, it would be really easy, I would pay $2000 a month and in 3 months he would get me confirmation and then I could clear taxes. The minute his assistant lawyer, Ms. Moradi came in the picture, everything changed. She pushed me to pay $4236.20 instead of $2000. Confirmation would take much longer also. There was an issue with IRS. Ms. Moradi would not write a letter to them, because I did not owe money and I would look good in the court. Long story short after they received $15,000, and Resnik never helped, finally on June 23rd they withdrew. I took over, when I went to court, everyone said Resnik has worked at most for $5,000 to $6,000. Did not matter. I wrote a letter to IRS and clear that. Then I took County to court for monthly penalties and with judge's help I cleared that. I took city to court too and cleared their filing. Then in the court negotiated a value with US Bank again with Judge's help. After everything was cleared, I hired another attorney and case was just confirmed. As you see, Mathew Resnik's promises none of them came true. I believe I end up with higher value due to their activities in the beginning and obviously the monthly payment was really high. Mathew Resnik just filed in the court and are asking for over $28,000 for six month doing nothing. Because Chapter 13 attorney had all the information in the court's computer already. They just converted the case to Chapter 11. They filed few things but never went to court to clear anything. So for few months of doing nothing, they are asking for over $33,000. I call this theft. I think Resnik, Hays and Moradi is very bad firm. No one should hire them. read more