Fees are high. $22.00 for a wire transfer vs $10.00 at other banks. You get charged $18.50 for paper checks whereas other places are free. Couldn't get small unsecured loan despite good credit. Waiting 3 days to get response on a SECURED loan/credit card. 5.7% on a secured loan/card whereas other banks are 2%. 5.7% unreasonable for borrowing your own money. Will switch banks today where checks are free, fees are lower, and customer service is faster. read more