Gerald Hayes made my dreams come true! I consider him my lender for life, I recommend him to anyone…read moreneeding a home loan.. Thank you Gerald, your the best!

I would like to thank, recognize and recommend loan officer Antonio Gaytan for his help in 2023. My…read morefamily and I decided to use our home equity to pay-off some debt and couple of our friends that Antonio had helped to refinance and buy another property, highly recommended him. They were right. Antonio is a loan officer that is a thorough and detailed loan officer that was able to get us a good deal and kept us updated along the process until the final signing with the lender. Now, we recommend Antonio for your real estate needs. Thank you Antonio. The Razo family. Quiero dar las gracias, reconocer y recomendar a el procesador de prestamos hipotecarios, Antonio Gaytan por su ayuda en el 2023. Mi familia y yo decidimos usar las ganancias que teniamos de nuestra casa para pagar unos prestamos y amigos de la familia nos recomendaron a Antonio. El les habia ayudado a refinanciar una casa y aprovarlos para un prestamo para otra casa y nos dieron buenas referencias de Antonio. Estaban correctos. Antonio es un procesador de prestamos eficiente y detallista que nos ayudo a refinanciar la casa a buenos terminos y siempre manteniendonos informados a lo largo de el proceso hasta que se firmaron los papeles finales con la compañia hipotecaria. Ahora, nosotros recomendamos a Antonio para cualquiera de sus necesidades de hipotecas. Gracias Antonio. La familia Razo.

Ryan Dias and his team are awesome to work with!…read more If your self employed looking for a bank statement loan or an investor looking to buy multiple properties utilizing DSCR loans, Ryan Dias a call. Ryan and his Processor Connie are knowledgeable and experienced in getting these done. Thank you for making loan transactions go so smoothly. Looking forward to funding many more loans for your team here @ Oaktree Funding.

Andrew Fernández was awesome to work with during our first home purchase. He was really attentive…read moreand kept us informed of how the process was going. Whenever my husband or I had a question/concern, Andrew made sure to fully explain the details. He helped us with a great down payment program and locked in a great interest rate for our purchase. We are very happy to have worked with Andrew!

From the owner: Residential Mortgage Lenderread more

Sasha Windes surpassed expectations. Working with her made buying a home a smooth and pleasant…read moreexperience. Her communication with me was pristine. She always made sure I understood everything along the way. I am extremely grateful for her efficiency throughout the process of purchasing a home. Sasha is pretty amazing. If anyone ever gets the pleasure of working with her you wouldn't be disappointed.

Sasha and Tyler were very helping in the process! Very informative and attention to detail. Great…read morecommunication and helpful!

We never expected to get such great results so quickly. Our agent made everything fall into place…read morewith little effort on our part. Thank you.

Before I started this review, I went into the roster for Realty Concepts just to count the number…read moreof family names, holding a Real Estate license, who are currently employed by this broker, JP. At 220 licensed employees, I stopped counting. If you read the opening Web Site page, you will notice that Realty Concepts is a "Family Own Business". Wow, I have never seen such a large FAMILY with so many licensed Realtors in my life!! JP wants you to believe that they are all family. People, this is called deception at it's best. My wife and I contacted Realty Concepts because we were new to the area, did not know anything about country living, they had good reviews, and Cathie Jensen seemed like a very honest person. We were a little gun shy because we are both seniors, and people take advantage of seniors. (62 and 74) Looking for our retirement home, and laying out a big investment was a huge step for both of us. Our very first day with Cathie, she not only filled us with lies, but also committed fraud a get this purchase into escrow. Cathie was out of state on vacation, and never told us. Half way through the 35 day escrow, so many things were going wrong, manager Rick Tomasello took over the sale, because we refused to have Cathie represent us any further. This entire 35 day escrow, was a total disaster. We felt even Mr. Tomasello failed his responsibilities to us. Months after the close of escrow, we took our complaints to the Broker JP, hoping for some answers to our concerns about the sale. The management of Realty Concepts laughed at us during the conference meeting that JP had scheduled. After that, JP has turned his back to this issue, and has walked away. Professional?? I'm retired law enforcement for L.A., and I will continue to do my best to warn people, of the reckless and criminal people that plague society. Don't ever trust Realty Concepts of Fresno. We have lost thousands and thousands of dollars. This will go to court.

Thank you for the congratulations. Regarding the time you spent working with me to sign the loan,…read morethat is indeed part of your job. Since you charge for your services, it's expected that you dedicate time to your clients--especially if they are first-time buyers who may need more guidance. As for your comment about the process being normal and my stress being unnecessary, I must disagree. The stress was a direct result of your actions. You gave us the green light, stating the loan was ready on Friday, when in fact, it wasn't. You requested additional documents on Monday, which contradicts your earlier assurance. I have all the documents to prove this. Please refrain from twisting the situation; the documents speak louder than words.

Josh is very friendly and provides top notch customer service! The whole Universal team is very…read moreknowledgable and can take care of all real estate needs.