He's always been very friendly and always helped me with my problems having to do with insurance I do recommend them

TJ has come through when the Big Insurance company wanted to cancel my HO insurance for little/no reason. With his guidance, the policy was renewed without cancellation. read more

Great communication great response and great all around insurance gentleman Been with him since 2011 and comfy with him due his honesty and integrity and good rate read more

Polyinsurance and TJ demonstrates unparalleled expertise and dedication, clearly explaining all options and helping me find the best coverage for my needs. His responsiveness and attention to detail provides me with peace of mind and significant savings. Working with TJ and Polyinsurance is the best it can be. I highly recommend his service for anyone looking to connect with smeone trustworthy! read more

I have been a customer for more than 10 years. TJ has been my agent all the time. He is thoughtful, professional, and supportive. He is always ready when I nee help. I highly recommend him to anyone who is search the insurances. Ling read more

I've been with TJ for several years now with several properties insured. Immediately responsive to any question I have, regardless if weekday or weekend. An insurance professional you can trust. read more

This guy is a liar and a fraud - issues a wrong policy for his gain, higher commission, harasses paying customer, makes things difficult and says, I am trying to help you - don't fall for his soft talk & quick response - when time comes, you will regret like me. He edits Safeco notices and demands policy holders to meet the requirement while Safeco has NOT asked for such things. This is simply unprofessional, harassment while (I am hearing) insurance companies are finding ways to drop policies). When asked to provide unedited Safeco notice, he refuses to provide one while that is his fiduciary responsibility. While asking to escalate above him at the agency, he says, "Unfortunately, I do not have an escalation contact at this time". Sadly, I regret giving my business to him for over 10 years, and referring him to friends and family. I will never do a business with such type of people again and will suggest my friends and family to review your policy with other company or agent to assure it is ensured correctly or move their policies before it gets too late - good luck! If I had option to pick less than 1 star, I would do that for this guy. read more

We have been customers for well over 15 years, TJ has been great, he is always responsive, and knows the business in side and out. As described by many others TJ's service is exceptional, and I could not recommend him enough if you are looking for insurance. He is honest to a fault, we have had him review other insurance we have with other companies, and if he cant match or better the price/coverage he's straight up about it, which I appreciate, there's no hard sell, he just wants to get you the right insurance for your situation. The only thing (and its totally not something TJ has control over), is the safeco web site, unlike other newer on line insurance, you cant change coverages etc on line. read more

I have been with TJ for over 18 years. His service and knowledge are Excellent. He is very professional when dealing with the issue. I highly recommend him For auto and home Insurance. read more

TJ hits it out of the ballpark Everytime ! For well over a decade !!! TJ is an ultimate professional with the best rates, service and coverage... My classic Jaguar and I could not be happier. Keep it simple, go with the best- TJ and Polyinsurance Thanks TJ for always being there for us. read more

I have been using TJ in the past 10 years. At first, I was not sure because back then we wanted to have a local agent within distance with an office, such as old school thought. Because of the response of him, the conversation and the offer he showed us, for the house/fire insurance, we decided to give him a try. Now, it has been 10 years and we have 3 properties using his service. If something that he could not do, he could tell me honestly that we should look for something else. I highly recommended him. read more

The best insurance professional I came across in 12 years in RE business. Responsible, professional, personable. read more

TJ is always there when we need him. He is very prompt in answering a question that we might have.

TJ is the most professional and knowledgeable insurance agent I have dealt with. He goes out of his way to help with all my insurance needs and is quick to respond. No long hold times or pushing this number and that number. He's the real deal. Thank you TJ! read more

TJ has been great to work with. He's very responsive to our needs and we are very glad to have him as our agent.

I would recommend TJ to anybody needing homeowners insurance. He was fast efficient and priced just right.

TJ is amazing. Always quick to respond to any emails or questions and promptly handles any issues. Lucky to have found him 12+ years ago.

TJ provides fast responses and thoroughly explains policy details. I called on a Saturday and he responded within an hour. When he spoke, he took the time to explain auto coverage details and patiently answered my questions. read more

I have been working with TJ for over 5 years and I am not sure why I did not change agents sooner. He is THE WORST! At the end of every conversation about changes to my policy or making a claim, I felt bad, like I did something wrong, and his conversation style it that of an interrogator. He is extremely abrasive, and it only got worse as time went on. Towards the end, I didn't want to talk to him. When I finally called him out on the way he was speaking to me, he told me to find a new insurance company/agent. There are so many fantastic insurance agents out there, do yourself a favor and DO NOT use TJ. read more

T.J. Chalhoub is always there when we call, without fail, to answer any questions or resolve any issues we may have. No answering machines, third persons,etc. Quite unusual these days. Thanks TJ! read more

The most responsive agent I have ever dealt with, no sooner than my question is sent via email, I get a phone call with the response, that is service beyond the ordinary. Always there with a friendly advice on the appropriate coverage for my needs, thumbs up read more

From beginning to end, TJ was very friendly,courteous and professional, he fully explained what the different price points were and what the differences were, thanks again! read more

TJ has extensive knowledge in the industry and was able to help me and answer all my questions in a very detailed manner. His professionalism is outstanding. Thank you TJ. read more

TJ makes everything insurance related so easy. He's always available for help and questions and very knowledgeable. He always responds quickly and very easy to work with. Thank you TJ. read more

TJ was the best in timing, process, and total service. He was amazing in responding even at 10 p.m. to get what is necessary done. And then, he did it with grace and followed up to complete everything with the least amount of friction. Seriously amazing! read more

I enjoy working with T. J. He is efficient effective not pushy and easy to work with. I found the insurance rates to be very competitive for my rental unit read more

My favorite insurance agent. Always stays in touch. Gives great service. I have had him as an agent for many years and he always comes through with great products. My primary use is with homeowners insurance read more

TJ has been my agent for a decade. During the years, he would answer any of my questions efficiently with knowledge. He is patience with my other insurance quote and questions. He will give the best recommendations. He is very honest to all the insurance questions. Thanks. read more

If your looking for a person who responses quickly to your e-mails or phone calls, look no more. TJ is your insurance broker. My wife and I are using Polyinsurance for our rental duplex in Sacramento, Ca for the last five years. His company has provided us with reasonable rates and exceptional customer service. TJ is very professional in his business and is very easy to talk to. read more

TJ is highly knowledgeable in his field and does all his types of insurance. If he can't find you a good quote, TJ will tell you straight forward. This is why we always prefer him to our family members whenever they need insurance needs. Thank you for your highly expertise! read more

Very courteous in my dealings with TJ. He explain you exactly what is on the Policy about the legality and benefits of the contract.

TJ is the best agent I have ever had in my 73 years! He always takes the time to patiently answer my questions. He is very fast in returning emails and phone messages. Thank you TJ from our family. read more

The mark of a true & trustworthy professional is timely, accurate, responsive communications. TJ does it all. I call on him again and again for the best in insurance services. read more

This review is about TJ. He is simply the "Best". Super helpful, very knowledgeable, patient going over every detail to make sure you understand everything and excellent customer service!!! Every time I reached out to TJ he was always available to answer my questions and give me his professional opinion. I strongly recommend him to anyone who needs a professional and honest quote. Thank you, TJ! read more

I was referred to TJ during my search for a home insurance.. To my surprise, TJ returned my call within minutes, he walked me through the questions and coverage patiently, explaining everything thoroughly and in plain English. Then, TJ took the time to work with my escrow company, ensuring I was included in all communications. He promptly sent all needed forms and the coverage to me and to the escrow folks. I have never had such a smooth and easy experience with the insurance agent. TJ truly went far and beyond! I'm in love with this guy!! read more

TJ, a personable and knowledgeable insurance Agent with Safeco. I've been going through him for my insurance needs for years. Always there to answer any of my questions or service needs. read more

TJ has been helping me with my car, home and renters insurance needs for the past 7 years. He is thorough, quick to respond and offers suggestions on how to save. You don't have to look elsewhere...you won't find anyone better. read more

I usually can't stand insurance sales people. TJ is different. He makes me want to be a better client. :)

TJ was great when I got my insurance. They provided the quotes right away and he tried to make sure it was on my budge. Also, he is always available, attentive, quick and professional. The most important thing is that they have competitive prices as well. read more

I've been with TJ for about four years. Whenever I need anything is always a phone call away I've never had a problem getting in touch with him and he's always very quick to answer all my questions. I always refer him when I have any friends or family looking for an insurance agent read more