Joe Grato was an absolute (Ameri)DREAM to work with throughout the home buying process! He is…read moreaccessible 24/7 (I truly don't think the guy sleeps) and responds within minutes of reaching out. As first time home buyers, my husband and I weren't sure how the process worked, but Joe made it incredibly easy to understand and even took the time to break each step down for us. We also took advantage of the VA loan which Joe knew inside and out. All in all, he is extremely reliable and knowledgeable, and will work his absolute hardest for you. You can be assured that Joe will handle the purchase of your home as if it was his own and get you the best deal out there.

Absolutely loved my experience using Genaro and the American dream team. After many years of…read moredreaming of coming a home owner, my dreams finally came true. Genaro was always one call away to provide the best service and education on what are options were. We learned a lot along the way and we can't be more grateful. My family and I have the house of our dreams and it's all thanks to Genaro who was always by our side step by step. We would definitely use American dream again in the future if we buy another home. Deborah and Genaro I am for ever thankful for all you did.

If you're looking for a mortgage lender who actually cares, go with Bobby. He made my first…read morehome-buying experience seamless despite a very tough market. Bobby is attentive, always available, and incredibly thorough. He never missed a call or text and was always ready with a solution to get my offer noticed. He truly listened to my needs and helped me close on the perfect home. 10/10 recommendation

Bobby was recommended by my brother who closed on his home a few months ago. My experience with…read moreBobby far surpassed my expectations. First home purchases are perceived as stressful and complicated. Not in this case. Bobby and his team were along for the ride every step of the way, portraying professionalism, care and dedication. I look forward to working with Bobby on our next adventure. Thank you Bobby!!

My husband and I had the pleasure of working with Todd and his team as first-time home buyers, and…read morethey all did a phenomenal job. We originally discovered Todd through Yelp and decided to give him a call, he was readily available to answer all our questions and get the process started. Once all our paperwork was submitted, he was able to get our preapproval quickly, little did we know we would be on a lock down due to the pandemic shortly after. Fortunately, Todd was understanding and had patience with us during this crazy time. Once things got a little less hectic, we were able to pick back up where we left off. He took the time to explain our loan options on multiple occasions and was ALWAYS available to answer all our questions. Todd put a lot of hard work and dedication into getting us the right loan that worked for us, all while keeping our best interest in mind. He was able to provide us with an FHA option as well as a conventional. We decided on the FHA since it made more financial sense for our situation. We were made aware by our realtor that the process for an FHA loan can take longer than others, but with the dedication of Todd and his team we were cleared for our FHA purchase in only 11 days!!! The seller really wanted to close by a certain date which seemed impossible at first, but Todd pulled through and made it happen. He communicated very well with our realtor and attorney throughout the process, everyone worked great together overall as a team. Being a first time home buyer can be both stressful and scary, we had a million and one questions, we would call the office throughout the day, as the phone would ring on my end I would think to myself "they probably think we are so annoying", but once they answered the phone they were very patient and tentative and made us feel extremely comfortable no matter how many times we had to call them. In conclusion, Todd took a major weight off our shoulders by guiding us throughout this entire process. I would highly recommend Todd and his team to anyone looking for a mortgage loan. His services are outstanding, and we will forever be thankful for all their dedication to get us into our first home!!!

As a realtor, great experience working with Todd at Brighwire on a few transactions. Always a…read morebreeze getting right to the closing table!

Had an amazing experience renting out my apartment through broker Conrad Martin…read more He walked me through each step of the process and was available through email/phone/text at pretty much anytime of the day/night. He did everything from giving me recs on how to have my apartment ready to cleaners/repair people, literally anything you can think of. Was proactive, would give me step by step guidance, and spoke with me personally when I would have any confusion. Would recommend Conrad and cooper&cooper to anyone in the market for either rentals or purchases!

Zena is the absolute best. She listened to our needs and presented three options for an out of…read morestate relocation that hit every criteria, off market and under budget. Most highly recommend!

Mark Richards is the consummate professional who always stays in touch, and goes beyond your…read moreexpectations. I do not know how he makes the magic happen, but he sure did work it for us. Thank you, thank you, thank you!

Mark went above and beyond helping me to get a mortgage. He explained every detail fully and…read moreanswered all questions I had. From signed real estate contract to mortgage commitment was much less than one month! There were no hidden surprises or issues. I highly recommend Mark!

We used Dan for our recent home purchase in both a lawyer and mortgage broker capacity. The latter…read morewas straightforward and ended up leading us to someone we had also been talking with, but he made this process very simple. His role as our real estate lawyer was very helpful in multiple stages of the process. I am amazed by how responsive he was in all modalities - email, text, phone. He was very matter-of-fact, easily assuaging our concerns when necessary but also flagging key aspects of the deal we would not have noticed. Especially in this market, we seemed to have every flavor of oddities with inspections or contracts, and he was able to help us get to our final destination.

I practiced law for 40 years, retiring 15 years ago. A significant part of my practice was real…read moreestate. I recently had a real estate deal as a principal. Dan was the attorney for the other party in the deal. He was superb, including facilitating a last minute hitch in the deal. One couldn't do better than hiring him.

Exceptional experience with Get a Rate. Nick Marenoski was the best to work with, extremely…read moreknowledgeable and SO responsive! I thought this experience was going to be frustrating and painful but it was the total opposite. I am a first time home buyer so Nick really had to walk me through every little step and detail. I must have asked him a million questions but he never once seemed annoyed, instead he was always very timely with his responses and truly explained everything in a way I could understand. It is without any hesitation that I would recommend Get a Rate for a home purchase.

Get a rate mortgage warning to all 1 . loss leader quotes…read moreto entice loan app. Rate started at 2.5 then escalated to 3.5. When learned I was going elsewhere quick drop back to 3.0 no points 2. Doesn't Offer lock -in with quotes. floats market rates. 2 plus months for paperwork delay over 30 days before NJ office started on it. 3. Takes over $500 for appraisal. Never done / ordered and dragging refund. At time of writing this 60 days still no refund. Uses clients deposit for interest free operating expenses There are many many refinancing companies in the market. STAY AWAY FROM THIS ONE.

Everyone is very pleasant here. The loan officer took his time to review my options when I was in…read morethe market to refinance.