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1 year ago

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7 years ago

Absolutely amazing customer service at this branch! Every single teller I've had had been an absolute pleasure!

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Universal 1 Credit Union

Universal 1 Credit Union

(6 reviews)

I have used U1 lending and daily banking products for a number of years now without issue and…read moregenerally had good experiences. However, had a jarring experience recently that is causing me to question whether I should continue with them. As is usual, my wife went to deposit a business check from another local bank branch. We do this once a month or so. This time, however, check was put on hold. Same check amount, once a month from my business to our personal account to cover household expenses. Never have bounced a check, never missed a payment to them on anything. And every deposit ever made has gone through. They've never lost a dime on me. Thought this was probably just a new person, we normally do this on Friday but this month couldn't get there until Saturday. Call the CU on Monday... no matter which number I call - 800 number, different local branches, they all go to the same phone system. I enter my account number "for better service" and system then hangs up on me. I press 0 and don't enter account number, hangs up on me. After about 10 different iterations, gave up and send them an email. I have to work so don't have time to go there in person this morning. This has been infuriating! I recognize society has become more impersonal and that we all have to struggle through everyone's automated system, just expected something slightly better from my local credit union. Just slightly better than this...

Quick to charge overdraft fees, sometimes even with back up savings/overdraft protection. They…read morehave a couple of rude employees that are happy to tell you they can't refund the fees. I will say, once a manager called me and was very kind. He found some sort of glich that wasn't recognizing my overdraft protection. Overall, I think that service is not up to par. They don't offer a tap card yet, and if the debit card chips wears out you will have to start over again with a whole new card number.

PNC Bank - mortgagebrokers - Updated May 2026

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