My grandma has been with state-farm for a long time, and now I have started to use them as my…read moreinsurance, definitely great service specifically from Ramona C. She has been absolutely amazing every time we needed any assistance with insurances. Also she's absolutely super nice and can be very understanding when it comes to explaining anything to answer any concerns or questions. - edit; This entire office staff is amazing, kind courteous and efficient. They never leave me hanging and I feel like I can count on them. I wish they could be the decision maker for every department!

Mr. Dugger and his staff are truly the very best at what they do. They have not only provided us…read morewith exceptional insurance services but have also gone above and beyond by assisting us twice with notary services offered to their clients. Their professionalism, dedication, and friendly demeanor make every interaction a pleasure. Thank you, Mr. Dugger and team, for your outstanding service and support!

We got referred to Ryan by a family member. We knew from the start that he communicative, friendly,…read moreand effecient. He was all those things and more. We started off with a phone call in which walked us through all of the steps as first time home-buyers. We never worried about anything with the mortgage lending process because Ryan was on top of everything before any issue arose. Our favorite quality of his is that he would check in with us periodically and let us know what was going on in the process between parties. Ryan made himself available via phone call, email, and text which made things more convenient if we just had a simple non-urgent question. Ultimately, he was able to secure an amazing rate! Ryan worked efficiently with all parties of the process. We will forever be grateful for the effort he put in and how much pride he takes in his work. Ryan understands that what he does is one of the most important steps people will take in life and does whatever he can to make sure you feel comfortable and are well informed. We will continue to refer him to our friends and family. We will also be reaching out ourselves in the future when needed. Thanks Ryan!

Ryan really took care of us! Got us a better interest rate than what we were promised from another…read moremortgage broker (who just couldn't get the job done). Ryan had us closed and in our new house on time. Was a smooth process without any hiccups and After going through the headache I went through with my last lending company, calling Ryan was the best decision I ever made. Ryan saved our offer and our home, which we could have lost to another buyer in this competitive market!

Got insurance here, switched off Allstate. Very happy with the service, very honest and thorough…read more Also much more affordable.

Crap service! The male agents I've spoken to have horrible bedside manner and act like they…read morecouldn't care less about new or existing clients. They avoid drawing up new policies and make you feel like you're wasting their time. Every call I've had has been the same -- short, rude, and dismissive. The men answering the phones are unkind, abrupt, and completely unprofessional. Just garbage service all around. I wouldn't recommend this place to anyone. If this is how they treat people from the start, it speaks volumes about the culture of the entire business.

I had to change insurance companies and get Landlord's fire insurance to do short term vacation…read morerentals. I am in a high risk brush fire zone 6, that no insurance company wants to insure in, especially with all the tremendous losses that "burnt them" in Calif. Well I set Yelp filters on "highest rated' first and Lutz Insurance came up. I wanted to talk to one of the people mentioned in the great reviews about them, and asked for those particular names. But this lady named Jennifer Patrishkoff (her name was not in any of the reviews) answered at Lutz Insurance, so I rather reluctantly told her of my insurance needs. Jennifer did GREAT for me. In a couple of days, she found me a fire insurance landlord's policy for only $1007 for $687,000 building coverage $5000 deductible, that is OK with AirBnB. I am paying $520 now for landlord policy $2500 deductible (WHICH IS SUPER CHEAP!) for $515,000 building coverage. My earthquake insurance sent me a dump letter (just before the Ridgecrest earthquake happened) because their reinsurance could only insure for 75% of the 100% of rebuild value. You know, California houses are soooo expensive, and there were sooooo many devastating fires, that insurance companies "get burnt", insuring them. So Jennifer found me earthquake insurance for same $687,000 building coverage as the landlord policy, with 15% deductible, and $10,000 personal belongings (I don't have much since this is a rental house, not my home) for $271, which is about the same as I was paying for before, because building coverage is more that the outgoing earthquake insurance. Get your insurance quotes from Jennifer. See if she can beat your current house and car insurance, too. She is the only agent who came through for me on a very difficult to insure house, out of the 5 brokers or so I contacted through Yelp. Like one guy did find me landlord vacation rental insurer willing to insure my high fire risk, but costs $3300 for same policy coverage as what Jennifer found me for $1007. And she did it real fast, too, against great odds. If your house is in high fire risk zone (above 3 or 4) you may not want to move from your present company, because they likely won't take you back if something happens with the company you move to. They only keep you if you are already a client, but won't take you back if you leave, cos you no longer fit into their underwriting parameters. Make sure you also read the 5 "Not recommended reviews" in a link at the bottom left of the first page. Ask Jennifer to give you quotes for your home and car insurance, too. She could not beat my Scottsdale house and car insurance, tho, like only found quotes for double the premium, in fact the auto was more than twice what I am paying now. But it PAYS TO SHOP!

I have been using Lutz for quite a few years now. They have always been highly communicative and…read moreprompt in responding to my questions. Lutz has been extremely helpful in finding the best insurance policies/prices for both Renter's and Auto insurance. I will continue to use Lutz for as long as they are in business:)

Blue Collar Insurance Services is the best! I was shopping around for a new insurance company for…read moreGeneral Liability as I felt my quote from the previous company was high. Victoria was super helpful got back to me right away with a quote that was half the annual premium of the previous GL plan I had!!! If you are looking for a professional, fair company to handle your insurance needs look no further! I've also referred Blue Collar to many of my friends and family!!

I was in the market for getting insurance for my boyfriends business. I searched online and…read morerequested a few quotes from different businesses. He had a ton of requirements from his contractor that I knew nothing about. Chase and his team was quick to respond and took the time to explain everything to me that I needed and why. He was thorough, honest, and quick. Also offered me the best quote . I have sent his contact info to all of my friends in the business and they've been happy also. I would definitely recommend Blue Collar to anyone looking for their (business) insurance needs. You won't be disappointed.

I wish I could give negative stars…read more I went to Marrs Maddocks and Associates on a referral from my ProVisors business group thinking that I would get decent service. I needed a Business Liability policy and an Errors and Ommissions (E&O) policy for my business. Although the rate wasn't the best I went with them because I trusted the referral source. It wasn't until I actually had a claim that I realized what a mistake I had made. My small business experienced a power surge in the building that wiped out all of our electronic equipment in a matter of seconds. It was determined that the surge was due to a adjoining space but my lease stated that the landlord wasn't responsible so I contacted my rep at MM&A. It took me 2 days to get a response and instead of walking me through the process, I was passed off to some 1-800 number and ended up having to handle the entire claim without any assistance from MM&A at all. It took 5 weeks to resolve the issue, and I lost close to $30,000 in revenues and wages due to the shut down. In fact, I had to come out of pocket for all replacements and only was reimbursed 80% of those costs. I ended up shutting the company down in June of 2015 and asked that my policies be cancelled. I was assured that they would be but continued to receive billing through July, at which time I demanded cancellation. Today is October 29th, 2015 and I got an email saying that my refund check was available to pick up, made out to the former company. I asked that they change the name to me personally as I had closed all of the business accounts to be in compliance with my state regulatory agency 2 weeks prior. Therefore I had no way of cashing the check. To me, this was a simple request and most customer service oriented companies would have taken care of it. NOT MARRS MADDOCKS. I went the their Carlsbad office and met the owners, who were uninterested in my situation and told me that I had to handle it directly with the insurance company. To make a really long story short, MM&A may be great when you BUY insurance but they suck when you actually NEED it. If you have a claim, be prepared to quit your day job to handle the process because MM&A will leave you out to dry.

I am a business lawyer in Carlsbad. One of my clients asked me to shop for product liability…read moreinsurance for their company back in 2008. I contacted about 10 insurance brokers for quotes. Of the 10 insurance brokers I contacted, Pat Hurley at Marrs Maddocks provided not only the best rate, but he provided exceptional customer service. I was so impressed with Pat's service that I was interested in getting quotes for my personal insurance from Marrs Maddocks as well. Pat introduced me to Carla Malone who manages the personal lines division. I sent Carla an email requesting quotes and she responded within 5-10 minutes. I was so impressed with Carla that Marrs Maddocks now handles my personal insurance. When I wanted life insurance Neil Stehly was quick to provide me with a policy that covered my needs. Since I first contacted Pat in 2008 I have referred many of my clients to Marrs Maddocks. I have never received anything but positive feedback from the clients I have referred. GREAT RATES AND GREAT SERVICE!!! I highly recommend Marrs Maddocks!

They got it done right away and for a lower price than all of the competitors. I called about 7…read moredifferent companies and Roman Insurance was by far the best. The homeowner's insurance they got me was for an expensive house, but they somehow got a very competitive quote. I was already signing documents about an hour after my initial call. I would highly recommend Roman.

Gina our agent was amazing, she worked really hard finding the best car insurance that worked for…read moreus...I called her several times since I had questions on the quotes that she was sending us and she answered everytime, and everytime she answered very politely and was very patiente with all of my concerns... Thank you Gina you made my day!

DeAnne is one of the best agents I have ever had. She handled all my business over the phone, and…read morehad the lowest rate in the County. Thanks DeAnne!

While shopping the value of my current insurance broker policy for General Liability, I called…read morePeter at the advise of a different type of insurance company. Not only did I find Peter extremely pleasant and professional, he graciously agreed to compare his offering with my current policy. Within just a couple of hours Peter replied back with an honest conclusion, stick with what I have! Fast and honest. If I didn't already have a great deal I would definitely switch to work with Peter! I can't give a better endorsement! Just call Peter and know you'll be treated exceptionally well along with the honesty of a friend. Incredible! Thank you Peter!