There's many lenders, but there's only one Padi. Purchasing a home will be one of the three biggest decisions in your life (Career, Home, Partner). Many people choose their lender based on numbers only, but we chose ours based on her qualities (and also numbers). Padi is incredibly knowledgeable, as expected after over two decades of experience, but more importantly, she's willing to share that knowledge with her clients. Nobody knows everything, but that's where her other quality, resourceful, comes into play. Whatever obstacles we encountered in our journey were just opportunities for Padi to showcase her resourcefulness by overcoming them quickly and efficiently. Last, but certainly not least, she's professional. To some this may seem like a basic quality, but there are levels to professionalism, and if "epitome" was a level, she'd be the face of it. I highly recommend that if you're looking for a lender, to take that first call with Padi and see her qualities for yourself. Those 30 minutes will be the best start to your journey of finding a home. Good luck and happy hunting! read more

At one of the viewings of a house in Rocklin, we met Padi Goodspeed. At that moment we were disappointed. Our desires did not coincide with our capabilities. By hearing us, she gave us hope. Padi Goodspeed is a professional, she is constantly in touch at all stages of the transaction, she has a great team and they work together effectively. All my questions were answered instantly. Very quickly we found the home of our dreams in the beautiful Roseville area at a great price and good loan terms. Without Padi we would never have been able to do this. The understanding has come that when the market is dynamic, you need to work with professionals, otherwise you have no chance. read more

Definitely wouldn't recommend this place. Honestly I felt more like a side project and because they fail to mention a month earlier what I was going to need which took another office one day to tell them all a waste of time. read more

Initially met Padi over 4 years ago. She was wonderful with the home Ioan process at that time but life happened and a home purchase for me wasn't in the cards. Our paths crossed again at a homebuyer seminar. I was surprised she remembered me. I emailed her and said, "I think I'm ready now." Her response, "let's do." And she DID IT...through the entire process she was always available via email, phone call, and text. She was uber patient, efficient, professional and handled all our anxiety ridden questions with care. It seems as if a 5 star review just doesn't do her justice. But trust me when I say, she is AH-MAZING! I am one happy homeowner now! read more

Padi and her team were incredible! They were effective and efficient, provided excellent communication, and got us an amazing rate! Every step of the way felt easy and took the stress out of buying our first home! We're so grateful to have been connected with Padi and would definitely recommend her and her team for all your mortgage needs! They put in the extra work to get us into our house early before a long weekend holiday and we couldn't be more thankful for that as we were so excited to move in! We felt taken care of in every way of the process and couldn't have imagined a smoother home buying experience read more

Padi has ben assisting me a mortgage loan she has ben very help and patient with assisting me threw the whole process as this is my first time ever attempting to buy a home i will defy e referring her to all my frienda and family who are looming for mortgage loans Thanks Padi goodspeed read more

Padi is AMAZING! She is a miracle worker, passionate about results, and the most dependable business person imaginable. I just closed my third transaction with her, and she came through like nobody's business. Padi promised me that my buyers could close in 21 days and it was the reason our offer was accepted. She was right on -- 21 days later my buyers are in the house of their dreams and it's all due to this intelligent, driven, hard working woman. Thank you Padi for making my buyers' dream a reality!! read more

Padi and her team are amazing! She has been so very helpful to mutual clients and referrals. Her follow up process is consistent, she's an expert in her field and she closes quickly. I would recommend her for anyone looking for a reliable, knowledgeable and trustworthy lender. Her communication has been amazing and I always get rave reviews about her staff when working with her clients. They are always satisfied and happy. Thank you for all you do Padi and team. You ladies are the best!!! read more

Your mortgage girl Padi Goodspeed is incredible!! She is truly a master of her profession and a benefit to the real estate industry. Her motto "my purpose is my service" was embodied with every one of her actions throughout the whole transaction. She is responsive, efficient and kept an open line of communication from the moment we connected to the closing. She provided constant updates of the progression of the loan and had already did work on the back end to provide solutions for any issues that she had already foreseen. When someone is at the top of their game, like Padi, it makes everything smooth and serves as a reminder why you love working with professionals and how much separation there is from the average standard of the industry and an exceptional mortgage broker. Thank you Padi! read more

Padi was one of the 3 lenders referred to me from my real estate agent. From the very first text I sent, she was on it! She responded quickly and thats why I decided to continue with her. Throughout the whole process, she responded quickly to every text / email / phone call. I tend to get impatient / annoyed when I cant get a response or have to wait long periods of time for a response ... but never once had that issue with Padi. She is knowledgable and knows her stuff. She worked hard to get everything done the way I needed it done. And on closing day, she made sure they hit the deadline so I could get my keys that day, on Friday. Completely saved my weekend since I had all movers lined up to move. I will definitely go through her again with my future home lending needs. read more

Padi is the best!!!! I can't say enough. She takes all the stress out. She will always have our repeat business and always be our go to girl. She can find a loan for anyone. She's thoughtful, Sweet, and professional. She's an all-around amazing human being. read more

I had a great experience working with Padi Goodspeed. Padi is extremely knowledgeable and proactive. Our Loan was complex with many different challenges. Padi was able to move fast, lock the rate I needed. she helped prepare the necessary documents well ahead of time so we had no issues during closing. She always picked up my calls and was available to discuss the loan when I had questions. Padi team provided guidance with my home, inspections, market, etc... Overall I highly recommend Padi Goodspeed. read more

Padi Goodspeed and her entire team were absolutely amazing! From the moment we had our first call with her to closing, she has been extremely helpful, knowledgeable, and accessible as we navigated buying our first home. She was always quick to answer any question we had and worked to get us a great rate on our mortgage. She explained every step of the process and made us feel taken care of and listened to. Buying a home in the bay area market right now is cutthroat and Padi made the process unbelievably smooth and fast. We couldn't believe how hard her team worked to get all the behind the scenes paperwork done quickly to ensure we got into our home. We initially shopped around for mortgage lenders and were considering going with our bank, but we are so glad we decided to go with Padi and her team. We are incredibly grateful for her expertise and help throughout this process and would highly recommend her for any mortgage needs! Thank you Padi and the entire team for helping us make our home buying dreams come true, you are AMAZING!! read more

Padi was highly recommended to me when I asked my realtor to suggest me a good mortgage lender. She was right, Padi is awesome! She is professional, knowledgeable, patient, and efficient in her field of expertise. Her energy to get things done is exceptional. She always returned my messages within less than 24 hours, despite it being after hours. My case is a super difficult loan as I am a foreign buyer with no credit history in the U.S. Most of the documents I provided were in Chinese and needed to be translated, with some of them being hard to comprehend. There were a few times where I was unable to provide the required documents as they didn't exist in China. Padi was creative, working with the underwriter, and offered substitute documents. I did not have any confidence on getting the approval but surprisingly, Padi got it done! She understood my situation and communicated with her entire loan processing team to make this happen. She has done so much for me and if I were to list it all out, a few paragraphs would still not suffice. Without her assistance, I wouldn't have a loan today. I am just so glad that I took my realtor's advice and chose to go with Padi. I am also extremely thankful for Padi and her sincere efforts in this whole process. She will definitely be the person I go to for all of my future home mortgage needs. read more

Just finished another transaction with Padi on the deal and she exceeded expectations once again. She cleared the file to close in 9 days! Can't say enough about her professionalism and knowledge. I recommend her to anyone looking for a lender for purchase or refinance! Thanks, Padi and team! read more