We retired and moved from CA in March 2015, but even with a college degree, I was overwhelmed with all of the health insurance plan options via the online Health Care Marketplace. After meeting with Stephanie, I was surprised to learn that we qualified for a subsidy due to our AGI. The online application asks for Gross Income, even though it's really the Adjusted Gross Income figure that's needed, so if I would've submitted the application myself, we would've been denied the subsidy.
Besides being experts on all of the various health insurance options, Stephanie also laid out side-by-side comparisons of a few insurance carriers that we were interested in obtaining quotes from for our vehicle, homeowner, and liability "umbrella" insurance needs. She discussed the various options and explained the nuances of each policy and then she left the decision completely up to us. We have been extremely satisfied with the choices we made, especially since we saved about 30% over what we were paying and we had a major homeowner's claim a few months later (windstorm in November 2015).
Everyone is Stephanie's office is so friendly and helpful and any inquiries or requests are handled promptly and efficiently. I highly recommend meeting with Stephanie, or someone else in her office, to discuss your insurance needs, as there's no cost to you. I can almost guarantee that you will find better coverage at a lower cost. read more
