In case you dare to apply for a housing loan:…read more
Millennium Bank advertises attractive perks and up to 90% credit funding for some customers. However, when you reach the stage of having your property appraised, prepare for a nightmare. In my case, the so-called independent appraisal company undervalued my property by a staggering €50,000 due to a miscalculation of the apartment's area. And let me tell you, according to their evaluation, you count buy an apartment in a village, let alone in Lisbon. Even after I provided updated documentation that clearly proved the error, they refused to correct it. To make matters worse, Millennium Bank then offered me the option to pay an extra €250 for another "independent" appraisal--or simply move my account to a better bank. This experience has been extremely disappointing and frustrating.