Review Guild Mortgage
Dawn R. Broccard…read more6700 Florida Ave South
Lakeland, FL 33813
863-640-7676
I recently received an offer for a HELOC loan - Sounded so good - as I researched a HELOC loan I realized you have to pay it off all at once, including interest. I thought we could pay it when we sold the home, I was wrong. Before you can sell your home, you have to pay the full lump sum owed including interest in one payment. Does not allow partial payments and will not take payment after you sell your home, it has to be paid before you sell your home.
That is when I turned to Dawn Broccard, from Guild Mortgage. I had worked with Dawn years ago and I trusted her to give me good sound advice and help us reach our goal. She explained that one should always be leery of solicited offers. She asked me what my goal was, at the time I wanted to get rid of 2 large debts. She took it from there and what she did was far more than I ever imagined. Now enters Nancy Carey, she and Dawn make an amazing team - she told me things she needed - bill pay-off statements, tax documents, and other financial information. As the lender communicated with her as to what they needed, she was communicating with me. The biggest piece of advice I can offer, when they need something, get it to them ASAP. They are trying to help you, trust me end result will be amazing. If I had a question, it was answered within the hour. I started receiving emails from the lender, document sign - etc etc. - The ball was rolling and rolling fast. Well Dawn came up with a goal to pay ALL our unsecured debt and even got us over $10,000.00 in cash. Even with the 2nd mortgage loan, we had an extra $900.00 a month after paying all of our bills. The process was so easy, not one phone call, I preferred to communicate via email - that was no problem for them, DocuSign is wonderful thing. And if that wasn't enough, they also have someone come to your home to do the final closing documents. I will caution you; you have to have a 2nd witness when they come to your home. So, make sure you have a friend there, they only have to sign one document and it is very discreet, the 2nd witness does not see or hear any details of the loan. When making a decision on a large financial transaction, please have someone reputable that you trust work for you. There are so many scams today, it is scary. You want to know all of the details, HELOC never told me I had to pay the loan before selling my home. I cannot tell everyone reading this review, Guild Mortgage is reputable and if you explain to Dawn what goal you want to achieve, she will run with the ball and do more than you ever dreamed of. Because of Dawn & Nancy's work ethics and knowledge there was not one hiccup. OH, and one more thing this was completed in less than 30 days. If you are buying a home in Florida or Georgia, I highly recommend Dawn R. Broccard at Guild Mortgage
Ray & Lorraine Belanger