1. Not A Penny Down Mortgages

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Richmond, BC

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Not A Penny Down Mortgages

1.0 (1 review)

Services - Not A Penny Down Mortgages

Personal banking

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12 years ago

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Laura MacCormack - Clever Lending - New Clever Lending photoshoot for 2022.

Laura MacCormack - Clever Lending

(10 reviews)

Downtown

It has been a long time coming for this review! I have been busy busy busy the last month but I can…read morefinally show my appreciation to Laura and share how great of a mortgage broker she is! I moved into my first home about a month ago. I am 100% brand new to this entire process, I had absolutely zero idea what I was looking for or even what the entire process was going to be like but Laura made it extremely easy and was helpful beyond measure! She was recommended by a friend of a friend and it was one of the best decisions I made in buying my new home. She was very outgoing and open, she made sure you were completely comfortable with everything. She's down to earth and you know she truly cares about your well-being and provides so much feedback that you can tell she really does love her job. Not once did I question if she had any ulterior motives or that she didn't care because she was always available for any questions and open to talking about whatever you needed to talk about. She's very approachable and her customer service skills are amazing. She has a lot of knowledge on the industry itself, you'd think she was doing this for years and years because she knows exactly what she's doing and had a lot of resources and tools for everything you might need whether it's a budget spread sheet, compare/contrast charts etc. She finds exactly what is idea for you because she recognizes everyone is different! If you are a first time home buyer like myself I strongly recommend you seek Laura's help, she gives you great attention and is readily available for whatever you need! Thank you Laura!

I had a great experience working with Laura for my mortgage renewal. She was responsive,…read moreknowledgeable and helpful from beginning to end. She clearly explained the process to me and was there to answer any questions along the way. I felt comfortable leaving the transfer to her. It's as streamlined as it gets, and she helped up secure a great rate considering the mortgage scene at the moment. I'm happy to recommend her and Clever Lending.

TD Canada Trust

TD Canada Trust

(5 reviews)

West End

So I always bank with TD. I think they are the best based on their hours, the number of ATMs…read moreavailable, the number of branches and convenient locations. That said I do think this is the best location downtown. Even though it is not the closest branch to me, it's the one I always do my banking at when I need to walk in. It is always clean and I feel safe handling large amounts of cash here. They are always helpful and things go smoother than other locations, and the line seems to move faster. The staff is super competent and helpful, and often offers me things I hadn't been aware of (credit increases etc) without me having to ask. Most importantly it smells clean and feels secure. Not to sound mean but at the Davie and Burrard street location they lack the security necessary for their location. Once at that location I had to stand in line behind a man who had his whole naked bum hanging out and nobody blinked. I've also seen people having mental breakdowns in that location that seem scary, and there's no one to do anything. I understand all kinds of people need to use the bank, but feeling safe and comfortable in the place where I'm handling my money is super important to me. I love this location and suggest everyone frequent it if their other option is Davie and Burrard. It's only a 15 minute walk from the other location.

Before I came to Vancouver, I went into a Wells Fargo branch in Seattle (Wells Fargo has been my…read morefamily's bank for decades) to get some of my money changed into Canadian dollars. Even as a bank member, I got a grumpy attitude, slow service, and I had to fill out two different forms and show my ID just to withdraw $140 (CDN) from my own checking account. Contrast that my experience with at this particular TD branch: I walked in, and even though I was not even a member of the bank, nor even a citizen of their great socialist-Obamacare-having IslamoMarxist country, within less than a minute I was able to exchange $80 + change in US dollars for $80 (CDN). No paperwork, just a small receipt showing the exchange rate (the Canadian dollar is worth more than our own, my fellow Americans!) and some great interaction with the super-nice teller who asked me about my scarf and discussed my travel plans with me. Quick, painless, pleasant, and convenient (that's what she said). And when I went into the same branch several days later to exchange for another $40 (CDN), I got the same quick service and great attitude from a different teller. For shame, Wells Fargo! Thanks, TD!

Not A Penny Down Mortgages - mortgagebrokers - Updated October 2026

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