Nik and Kristin were INCREDIBLE during the whole bankruptcy process. I was completely nervous the whole time and had a million questions. Nik and Kristin answered each one no matter how small it was. If anyone is needing legal advice I would call them and see if they are able to assist you. I am forever grateful for their help, and compassion they gave my wife and I. read more

We went in for a meeting today to get some information and advice on how to handle our debt. I was nervous and a bit intimidated, but Nick made us feel very at ease. He gave us unbiased and un-opinionated advice that was very valuable. He was very down to earth and personable. And we truly felt that he wasn't into only serving the interests of his firm, but wanted us to do what was best for us, and we really appreciated that. I would highly recommend New Chapter Law Group read more

I am sure you noticed that New Chapter Law Group has a 5 star rating on Yelp. There is a reason for that. Kristin and Nik are the best. Without going into detail of my son's situation, let me say that the experience dealing with New Chapter was exceptional. Friendly, knowledgeable and confident, Kristin and Nik explained and executed the process flawlessly. I highly recommend New Chapter Law Group with a 5 star rating. read more

Nik & Kristin are so wonderful. They helped me over ten years ago with my then-husband's BK and were so wonderful then that after the pandemic and divorce when I decided to file, I contacted them again for myself. They'll sit with you and be direct and honest, they know the law very well, they outline what you need to take care of, and they make uploading documents easy so you don't have to bring a stack of papers into an office or mail anything. They take care of all the filing and make you feel empowered. The email responses are thorough & timely, there are no hidden or spontaneous fees, and the price is ridiculously reasonable for the great service you get. Not everyone will qualify for BK, and they're upfront with you about any risks or facts of your life that could be a hinderance for discharge. Knowledge is power. They give sound legal advice and are kind people. My BK went so smoothly and it feels amazing to have a fresh start, thanks to them. I highly recommend them to anyone who'll listen. read more

New Chapter Law Group went above and beyond my expectations. Nik and Kristin were both great to work with, very thorough, always on top of everything. Both guided me through the process, answered questions when I needed answers, followed through everything. My case wasn't easy but both fought and stood up for me when needed. Great experience, I highly recommend New Chapter Law Group. read more

Definitely recommend New Chapter Law Group!! They are reliable and knowledgeable in their specialty. They helped me tremendously and do not over price at all! Grateful to Nik and Kristin for all their help! read more

This was probably one of the scariest decisions my husband and I have had to make. However, I am so grateful to have found this amazing law group that held our hand through the entire process. Kristin and Nik, we both cannot thank you enough for getting us through this process and giving us a "fresh" start. read more

I decided to wait on my review until we went through most of the process. As of today I am home free!!! I just got home from my Trustee meeting and I can't tell you how happy I am that I hired Nik and Kristen. From day one with my free initial consultation they were super informative, kind, and honest. Brains AND Beauty, the both of them!! They were both so relaxed, answered all of my questions without batting an eye. Rapid fire questions, rapid fire answers. I knew they were quite experienced. My Trustee meeting has been haunting me and I was a complete bundle of nerves and anxiety since yesterday and they handled it beautifully. They put up with my crazy panic! They answered all of my questions, even if I had already asked them. Both Nik and Kristen were very calm, cool, and collected, which is more than I can say for the other lawyers there. After watching case after case I began to realize that I had hit the JACKPOT! I may not know much about the law, but I do know that the courts require all of your paperwork to be in order. I was shocked at the amount of lawyers that either had no clue what was in the paperwork or omitted things. These weren't simple honest "oopsies", we are talking bank records, divorce decrees, pay stubs!!! I started to become suspicious of one lawyer. Was he purposely screwing up to get more money from his client? I was panicking for him! I was so glad I had Nik and Kristen, they were on either side of me and assured me that my case wouldn't be anything like what I was watching. As promised, I was with the Trustee for all of 3 minutes. Kristen was there to back me up and all was right in the world. Every bit of my paperwork was in order. It happened so fast I blinked and I was leaving the room. Nik walked me out and I think I asked him about 3 times if this was really it. "That's all?" "Really?" "No, really?". I even got a hug and I went on my merry way. I will forever recommend New Chapter Law. I will be blasting them on facebook as well. People deserve to have good, honest, and trustworthy lawyers! And yes, I just used trustworthy and lawyers in the same sentence!!! These guys are a rare find!!!! read more

I can't recommend New Chapter Law enough. Due to extremely stressful challenges, I made the tough decision to file Bankruptcy. Nik and Kristen made this stressful situation so much easier than I thought. They were so organized and I appreciated the compassion they showed me and also my father when I brought him for his own bk filing. Although in these unprecedented times, I had to do a teleconference with the court, all worked out very well. I recommend you go to them since they have such knowledge, even in tricky situations! read more

There is no reason to be scared or uncomfortable with this dynamic duo! My first meeting with them I was super scared and nervous about filing. They made everything extremely easy! You are definitely in GREAT hands with them. It is nice they have so many offices. Especially because I worked in Oceanside but lived in Murrieta. It made it easy to meet with them in Carlsbad if I needed. They are always available to answer your questions and respond to your emails promptly. You can defiantly expect a can do attitude with both of them. They have exceeded my expectations and even now after I have settled I can still contact them with questions that may come up and they respond. DONT LOOK ANYWHERE ELSE!! I had spoken to a few lawyers and these two made me feel like it was more about getting the burden off my shoulders then the money. THANK YOU Nik and Kristin!!! read more

My husband and I needed financial help and went looking for a lawyer. We decided to go with New Chapter Law Group and we have absolutely no regrets. Our experience was extremely positive and life changing. Nik and Kristin provided the ladder we needed to help us climb out of the deep hole we had dug for ourselves. They are extremely knowledgable, professional, hardworking, loyal, and friendly. We were very impressed by how quickly they would return our calls and emails, no matter how small our questions or concerns were. They always made themselves available and they never made us feel like we were a thorn in their side. We are now debt free and have a fresh start. Endless thanks to New Chapter Law Group! :) read more

I will never forget the shock I felt when Kristen answered the phone herself! We never spoke to anyone but our attorneys! After a previous negative experience with a different law firm I can promise you that is not the "norm" we would go weeks without being able to reach someone. New Chapter treats you like a friend, warm greetings, fast responses (even on weekends at times!) Kristen and Nik really care about their clients and practically hold your hand through the process! If you ever find yourself in position of needing to file New Chapter Law group is the ONLY WAY to go! Worth every penny for the peace of mind they provide. They are honest and upfront about all charges (something else that is not the "norm") One more thing to add, they understand life happens, we never felt judged! Thank you again Kristen for answering everyone of my thousands of questions :-) read more

As a Real Estate professional, it is always important to refer quality partners and vendors to my clients in need. Nik and Kristin will always be a pair that I will happily recommend. They are extremely knowledgable, organized, and make an unpleasant experience as stress free as possible. I highly recommend you give them a call if you are struggling with finances. They can guide you and let you know what might be the best course of action for your particular situation. Truly top notch professionals. read more

Where do I begin ! Our overall experience with Kristen and Nik have been amazing, they reassured us about everything. We had tons of questions and felt a bit embarrassed being so young filing for bankruptcy but Kristen made us really comfortable with the whole experience! Our bankruptcy is final no bumps in the road easy process and never had to stress! We highly recommend them ! Don't waste your time looking elsewhere seriously Kristen and Nik really take time to help you every way possible ! Thank you we are now debt free and can finally breathe again read more

I highly recommend New Chapter Law Group. They were really a pleasure to work with. I had a very complicated situation which was out of the norm. I appreciated the fact that they didn't make any guarantees, which many attorneys would have just to gain my business. They took the time to let me know every aspect of what would be involved and that with my specific case there was no guarantee of what the outcome would be. I really respected their no pressure approach before I hired them. They actually recommended that I speak with other attorneys as well before making a final decision. I would venture to say most attorneys would not recommend this for fear of losing business to someone else. Nik and Kristen were great to work with throughout the entire process. They made sure that all questions and concerns were addressed along the way. 5 stars all the way!! read more

There are not enough words to describe how awesome and helpful Kristen & Nik are. From the first moment you step into their office up until your bankruptcy discharge is done they are with you the entire way. My situation was a special one and they agreed to take my case and I instantly felt reassured knowing that they were in my corner. I highly recommend them to anyone looking for a bankruptcy lawyer or just looking for information. They will never make you feel pressured and they are the ones that handle everything from phone calls to emails, no assistants to bypass. read more

Nik and Kristin have renewed our faith in humanity! They spent hours with us answering questions and going through different scenarios in order to help us determine which Chapter filing would be better for our situation. We never felt rushed, we felt like family when we talked. Trust is important and you will see that they are 2 attorneys that you can trust to give honest, frank and easily understood answers. When you are filing a Chapter 13 you will have a long term relationship with your attorney. Pick attorneys that will be there for you. Pick New Chapter Law -pick Nik and Kristn. read more

Highly recommend. After my divorce I felt stuck with much debt. They made my bankruptcy easy and stress free. They kept me informed every step of the way. Very professional, organized, and detailed. read more

Use New Chapter Law you wont regret it. They are very knowledeable and trustworthy. They are fantastic at what they do. They help you along the way and even after your BK they are still there to help you. Also from what I found they are very affordable for all the work they do. My advise give them a try BET you will ge glad you did :) read more

I needed some legal advice and was able to schedule a consultation right away. It was quick and easy and I received the exact advice I needed to solve my issue. Very pleased with the service I received! read more

New Chapter Law group are very knowledgeable, friendly and helpful. I had a very pleasant experience. New Chapter Law Group turned a negative situation into a positive resolution. Originally I thought the services were a little pricey but definitely worth every penny after everything is said and done. They are very informative, welcoming, polite and easy-going. Walked me through the entire way. Handled everything. I'm so glad with my decision to choose them to handle my bankruptcy. Breath of fresh air and a fresh start. Couldn't be happier. read more

I have been struggling with my financial situation for sometimes, so I finally decided to file chapter 7. I done a lot of research about chapter 7 and really focused on finding the right lawyers to help me. Through Yelp I found these two wonderful individuals, Nik and Kristin. Nik and Kristin are not just some lawyers that want your money; they are great at what they do. They are knowledgeably at their job and know exactly how to get the ball rolling. I have consulted with other lawyers before making my decision to have Nik and Kristin represent my case. Upon my initial meeting with them, by the way, the consultation is free, they immediately put my mind at ease. They assured me that everything will be alright and they walked me through each step of the way. After leaving their office that day I was relieved. Within one week, Nik and Kristin were able to take on my case and file it for me. I have a court date waiting in a month. I could not ask for better people to help me through this tough time; my only regret is that I didn't meet them sooner. Anyone that are going through tough times, don't give up...give Nik and Kristin a call, I promise you that you won't regret it. They will help you through it; walk through it with you and assuring you that things will be alright. Thank you so much Nik and Kristin for giving me a fresh start with my financial situation. (I will update as soon as my case is discharge.) read more

Where do I begin... Me and my husband decided to talk to someone about possibly helping us with our financial struggles and see what was the best route for us. I had no clue what to look for or who to call. I used Yelp to help me find some one and New Chapter Law Group was on top of the list with the best reviews. Made an appointment back in 2015 and met with Kristin and Nick, and it was the best decision me and my husband had made! Kristin looked over our debts and found the best solution for us to do which was Chapter 7. Because things happens in life me and husband put bankruptcy on hold till February of his year and Kristin and Nick picked us up where we left off! They never pressured us to hurry nor treated us differently. They are not here for your money.. They are truly here to help people get back on track and make things right! They can even work with you on payment plans if needed also.. Every step of the bankruptcy process they will be there with you! They answer your emails and calls and any questions you have.. They will always be there for you!! I promise you that! They are very professional and knowledgable and will make your bankruptcy process go as smoothly as possible for you... As of June 2016 me and my husband are debt free and we can start over again and do things right this time and we owe a big MAHALO to Kristin and Nick for helping us through it all! If it wasn't for us finding them I don't know where I would have been... So to anyone looking to start fresh again or look for guidance to what is the best solution for you, look no further than New Chapter Law because they are truly the BEST that's out there... read more

I cannot say enough about Kristin and Nick, they are very professional and knowledgable. I filed for a CH 13 in Nov, 2009 and just completed my plan. Any questions I had during the process were quickly answered by Kristin and Nick. Like others (im sure) we didn't always agree on everything. In my case it was the payment of HOA fees on a condo I once owed. However, other than my misunderstanding of this issue they did exceptional work. They responded to emails the same day or the next. I am now working on improving my credit. I would recommend the New Chapter Law Group to my friends and anyone who is thinking about filing for bankruptcy protection. read more

Incredible service and fast responses! Kristen and Nik are an amazing team who are very organized and engaging in person. They both made me feel so comfortable with the entire process from start to finish! During the trustee meeting they once again reassured me everything would be quick and painless and it truly was! Nik and Kristen were hands down the most professional lawyers in the room and I felt confident throughout the entire process with them by my side. Once my debt was discharged they both continued to help me with any questions and advice on how to rebuild my credit. I'm so thankful I found this 'dream team' and highly recommend their services to anyone considering filing bankruptcy. Thank you! read more

Kristin and Nik truly are the best in my opinion. They made the whole process very easy and stress free. I recommend them highly if you are in need of this type of law firm. Very informative and accessible for anything you need during the whole process. read more

The idea of having to file Bankruptcy was very scary for me. I researched law firms and requested a consultation from New Chapter Law Group (I liked their name too....It's exactly what I needed...a new chapter!) and no sooner had I sent my email and then got a phone call from a person to set up an appointment. Very impressive service. The meeting was set up in just a couple of days. Kristin and Nik are excellent...They are very personable and answered all my questions initially. I could feel my stress level drop dramatically. I remember walking out of the office over and over again saying...These lawyers are GREAT! As the process went on, they continued to hold my hand and answer all of my questions and never made me feel that they were too busy. I had full confidence that I was going to be able to get thru this period of my life without nearly the amount of stress I thought I would have to endure. New Chapter Law Group is about making people feel confident while they are going through hardships and stress surrounding finances! They exhibit integrity and honesty through the whole process! Nik and Kristin can advise you about all the necessary documentation and paperwork you need to support your case, they know local court rules and procedures, and they can answer any questions you may have about the process along the way. They lay the plan out at the beginning and provide you with a great folder and a visual check off list (for all you visual learners out there!) so you're never in the dark. The price was right and the lawyers are Fantastic! Just received my discharge and looking forward to a fresh start. Thanks Kristin and Nik!! read more

It was great working with Nik and Kristin, the overall experience was excellent! They helped with my mother's bankruptcy case, they were both professional, knowledgeable, and helped us each step of the way. The process was extremely fast and I would recommend them to everyone! read more

Kristin and Nik are two of the most intelligent people I know. They were able to make my bankruptcy as simple as possible and knowing they were behind me and so totally competent(since I wasn't) gave a tremendous sense of relief. This was the scariest thing I ever had to do and knowing I had the absolutely best team behind me gave me a deep sense of peace. Finding the RIGHT people to help you out when you need to is always risky. Thank God He led me to them. God bless you both as you continue to fight for people like me when they need the VERY BEST. I CAN't say enough about them. They were fantastic. Best of all the made me realize there is life--a better life-- possible after bankruptcy. read more

We didn't think we could do it and it would be possible to get out of our situation but Kristen and Nik made it possible and reassured us that everything will be ok. We had tons of questions and felt a bit embarrassed being so young and filing bankruptcy. Now our bankruptcy is finalized and we are finally able to start our lives over again clear of debt. They are seriously the best!!! Thank you guys !!! read more