Dan offers a few things beyond what a typical mortgage broker can provide. I've gotten mortgages…read morefrom brokers and directly through banks and working with Dan was the most gainful--not only did I feel I got the best mortgage for my needs, but I learned a lot about the industry. Dan has a wealth of experience and knowledge about real estate and investment properties. He's able to provide insight to help you make better decisions. He's not afraid to share his knowledge and help you understand what you're getting into, so you can get an advantage. There are lots of little tricks that other mortgage brokers won't tell you about. He is resourceful. We hit a few snags with our application and house closing. Dan was able to offer help, beyond the mortgage application itself. Dan goes above and beyond. He makes himself available to you when you have questions and makes sure you understand the process. Next time I'm looking for a broker, I wouldn't think to go with anyone else.

The best mortgage broker in Toronto! My brother recommended Dan so I figured I would give him a…read moreshot. I have used quite a few brokers in the past and have never gotten such an amazing rate. Highly recommend him!

One of the most amazing woman I have ever met.never though we would have been in our first new home…read moreso fast but Lakshmi made that happen with all her hard work.she guide us through every step of the way.she works so hard and we admire her dedication.I will recommend her to anyone.our god sent for sure.thank you Lakshmi for been in every step of the way.we appreciate your hard work.

From the owner: I have 15 years of experience Financial service experience working for a major Canadian Bank. As a…read moremortgage broker, I work with 67 Lenders. I work flexible hours. I'm honest and customer service oriented. I care about my clients and stay on top of my education to provide great advice to clients. I'm specialized in First time home buyer, self-employed, Newcomer to Canada, investor clients, Refinances, debt consolidation.

I really hope prospective home owners take the time to review who they entrust with one the most if…read morenot the most important decisions they make in their lifetime. I've been a home owner for nearly 30 years and have always trusted the big banks in looking out for my best interest. I'd like to set the record straight. Big Banks are motivated by their shareholders but that's not a bad thing. However, it can be if you are not careful and ask the right questions, hoping that your business means something to them. I truly mean it is incumbent upon you to do your research. I wised up really quick when I received a letter from the bank about what my next mortgage renewal would be when I simply asked the question about mortgage rates. They told me that they would give me a rate; however, if I were to recieve a better rate they would match it. Here I'm scratching my head and I'm thinking since I have a 25+ year relationship with the bank and also all of these investments, I must be getting a preferred rate. I was sadly disappointed because that was farther from the truth. I started asking questions and doing my own research which lead me to the great team at True North Mortage. Like many of you may think that Mortgage companies are not reliable nor helpful nor could they compete with the big banks. I will tell you first hand of my own experience with Robert Dang and Nidhita Achhapeliya at True North Mortgage. They didn't know me from a hole in the ground and yet they treated me as a top tier client. Both Robert and Nidhita worked so closely and tirelessly with me by informing me of all the necessary documents I needed. They explained every step of the way.....oh and what I didn't share with you was my mortgage was coming up for renewal January 1, 2026. After several calls to the bank they said someone will get back to me but never did. I am not sure about what the intentions of the Big Banks were but I decided to engaged Robert and Nidhita for their help at the eleventh hour. They could have just thrown a rate to me but they didn't. They educated me on what I needed to know and how to obtain the best interest rate. So, now you know this info, who has your best interest at hand? Again, Robert and Nidhita did not know me but were ready to help me get the best rate possible. Now, who do you think is looking out for my best interest? Hands down, I would say it is Robert and Nidhita as they tirelessly helped me find the best rate (beating out the big banks) considering the value of a mortgage and helping me get the best rate speaks volumes about their sincerity and working hard to earn my business. Robert and Nidhita walked me through the process and offered up information that would benefit me. So who do you think is working hard? On top of it all, my mortgage had to be completed during the Christmas break, New Years festivities, and while I was on vacation with my family. Robert and Nidhita literally held our hands through the entire process......all remotely. I didn't have to meet face to face nor have to give up my family time. Now that's worth its weight in gold. On top of that, we had some opportunities with technology and weren't able to provide signatures as planned. That didn't matter because Robert and Nidhita were able to come up with not only suggestions but real solutions to a crazy and hectic time for us. I recall getting emails and phone messages at extremely different time lines that a big bank provides. This brought it home for me as they are looking after my best interest and in my corner. In my mind, this is how it should be, someone who is not only tirelessly working on our behalf but also communicating with me every step of the way. I never had to wait or wonder what was happening with my mortgage application as they updated me every step of the way without having to ask. I am so completely pleased with how Robert and Nidhita helped me through this crazy economic timeline that I will be engagIng them again for my other 2 mortgages in the near future. If you haven't worked with Robert and Nidhita at True North Mortgage, you are most definitely leaving your hard earned money on the table instead of putting it to good use. Thank you so much Robert and Nidhita for your tireless effort and helping me look beyond my own bias that banks are the only game in town and are offering me the best value.

I had the great privilege of working with Robert Dang during my first home purchase, and he made…read morethe entire process as smooth and stress-free as possible. His customer service--both over the phone and through email--was truly 11/10. I always felt that my time was respected and my questions genuinely mattered. With his prompt responses, clear communication, and friendly demeanour, I couldn't have asked for a better experience. I'll be recommending True North Mortgage--and especially Robert--to anyone looking for mortgage services.

If it was possible I would give this mortgage company zero stars. Mortgage Superhero? The only…read moresuper power there, is lying to clients, especially Kim Gibbons. One of her existing clients who did two of his previous mortgages with Kim asked her for a letter of intent for a mortgage pre-approval in order for him to purchase a pre-construction property in 2024 for his son and she agreed. Instead of helping him she lied to him for six weeks blaming her staff, banks, the stress test, etc. She never worked on the letter nor had the courtesy to tell him she wasn't going to do it anymore and even past the due date with the builder and finally just never returned his calls or messages. I sold that client that unit and he almost lost his chance to invest in this new condo project in Toronto because Kim doesn't get paid to work on a mortgage commitment letter today for 2024. It's not in her best interest right now, but it is for my client who under my advice, luckily got another, responsible mortgage broker to help him in time. This client has good credit and purchasing power and Kim made him feel like he didn't matter and had to beg and plead for that letter. This is beyond unprofessional and as a Realtor I would never refer any clients to this mortgage company. Be careful who you give your business to because a mortgage broker that doesn't care will hinder your chance at investing in real estate and we all deserve to!

I would highly recommend Kim Gibbons for anyone who is looking for a mortgage broker that can get…read moreyou the best rates that are a right for you. Kim goes above and beyond to find out about your current and future life plans and makes suggestions on fixed, short term, etc. mortgages and then finds the best rate that works. Having worked with another broker in the past, I now know the difference what an educated mortgage broker makes - it's money in your bank account! Thank you Kim - I look forward to using your services again at renewal time.

Ryan is a pleasure to work with.  He is an extremely knowledgeable and professional individual who…read moregoes above and beyond for his clients.  He is prompt at responding and made the entire process as easy as possible. Even after the mortgage was complete he has been available for any further questions.  I would strongly recommend if you are looking for a mortgage broker you reach out to Ryan McKinnon at Dominion Lending.

From the owner: As a licensed Mortgage Agent with Dominion Lending Centres, the largest mortgage brokerage network…read morein Canada, I am partnered with more than 30 mortgage lenders across Canada. If you need a mortgage for any purpose, regardless of your situation, I can help you find the lender and mortgage product for you. Whether you're considering a mortgage with the big banks, a mortgage only financial institution, credit union, or private lender, I can help you consider all of your options with just one credit check and one application. Whatever your situation, self-employed or salaried, 5% down or 50% down, great credit or damaged credit, I will work with you to understand your financial philosophy and goals, your near and long term plans, and find the right option for your mortgage. I'm happy to help you with a pre-approval for your new purchase, with refinancing to fund renovations, a child's education, or debt consolidation, or simply a mortgage checkup to see if changing rates might allow you to save money by switching lenders. While the details like rates and lenders are important, I also bring many years of knowledge and practice in creating fantastic customer experiences in many industries, and that's what I'll do for you. The process of getting a mortgage can be a stressful one, but it doesn't have to be, I help clients from start to finish to eliminate that stress.

Amazing experience and a true professional to work with. Extremely detailed and responsive and also…read moreextremely knowledgeable with self-employed individuals. We got a great rate and being self-employed didn't cause any issues at all! He is also the only broker we felt comfortable working with (we were in contact with 3 or 4 different brokers and he was the only one to be super responsive and so much knowledgeable). Thanks again Joel!

Joel has been fantastic through two refinances and a lot of calls in between! He is always…read morereachable, and answers usually within the hour which is huge for us. I have nothing but good things to say about Joel, very happy with his service and with the lenders he has connected us with.

Anyone who has a mortgage knows that one of the msot stressful parts of buying your home is…read moreobtaining/getting approved for your Mortgage. The hoops they make you jump through (like paying off that $27 you owe on a best buy card - seriously?). The second most stressful part "can be" resigning depending on what's going on in the market at that time. I had gotten into a bad mortgage with another broker on a 1 year term, one that was borderline extortion in my opinion and it was coming up for renewal and I was having difficulties with the terms of the new offer - meaning they were sticking the knife in deeper. I had to get out. My realtor, Chanel Uguccioni, introduced me to the broker that their office did a lot of business with, Dominion Lending Centre in the Beaches area, and with that introduced me to Patricia to see if she might be able to help me with my financing woes. Right off the bat she exuded far more confidence once looking at our numbers that she'd be able to get me a way better rate and even help save me some money. Over the next 2-3 weeks, Patricia gave me helpful and detailed instructions on what to do with my financial situation in order to be taken more serious by lenders and made herself available by phone/text/email 24/7 anytime I was having a momentary freak out. She knew exactly what was coming and what to say to keep me calm and on point. After jumping through many hoops for lenders Patricia was able to get me a rate nearly at market with Scotiabank - a huge savings and longer term from what I currently had. To say Patricia is a maker of dreams would be an understatement but also she knows her craft extremely well and really went above and beyond on the customer service side of things to help us out! Give her a call and I hope she can help you out the same way she helped me. Thanks Patricia!