1. Moneytree

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    Westminster, CO

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    Updated 3 weeks ago

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    8 years ago

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    Katie S.

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    Firstbank

    Firstbank

    (2 reviews)

    Unfortunately, this has got to be a 1 Star Review. After…read morerepeated incidents with awful customer service, unhelpful phone support, and shady practices, I feel that I wish I would have had a heads-up when I was searching for a local bank. The Banking Industry's sketchy practices with Overdraft Fees has been in the news recently. Here's a FirstHand account of FirstBank's lack of any ethical business practice. So. Aside from the rude, confrontational, unhelpful customer service agents, which really is enough to make me switch banks, there are their shady practices. Over a weekend, especially a Monday-Holiday weekend, it's natural for charges to pile up. What is NOT in any way ethical or moral is for a bank to, on the day that they ALL clear, choose to clear one large charge FIRST (Even though, in reality, it was made LAST) so that they can charge you MORE Overdraft Fees. Specifically: 5 charges were made. 4 of them were made 3 days prior to the last charge, which, because of a miscalculation on MY part, would have pushed the account into Overdraft status. Fine, my oops. I'll pay that fee. NOT IF YOU BANK AT FIRST BANK! If you bank at First Bank you'll pay FIVE OVERDRAFT FEES. That's right. FIVE. Even though, on THEIR statement, the purchases that they cleared AFTER and charged OVERDRAFT FEES on are dated BEFORE the purchase they cleared FIRST. Clearly a shady, underhanded way of getting more money into their greedy little bank hands. When I called phone support and explained the dilemma, I got a mini-lecture, filled with rudeness, condescention, confrontation, and not a single apology. Not even a PHONY one! When I asked for her supervisor, naturally she connected me to *A* supervisor... just not her's. I explained the situation to THAT supervisor, (NICELY!) and it was like pulling teeth to even get him to admit that their practice could even APPEAR to be unethical to a customer. I did eventually get him to pony up THREE of the FIVE overdraft fees, but that's not enough. It's not about the one fee they still owe me, it's the principle of keeping MY money with a company that is so blatantly immoral. Nope. Taking my money OUT!

    they have very extended periods for holding onto my money when I make a deposit. So I must continue…read moreto work with them to make another appraisal. these days, with fast deposits, a 10 business day hold on my money is ridiculous. they need to remember- it is MY money, not theirs. I wish they would not take that for granted.

    Bellco Credit Union

    Bellco Credit Union

    (63 reviews)

    Disorganized, outdated systems, and cross-communcation between people and departments apparently…read moredoes not exist.

    1-Star Review Very…read moredisappointing experience with Bellco Credit Union regarding a vehicle warranty cancellation. Before my auto loan was paid off, I contacted Bellco multiple times about canceling the warranty/service contract. I was told by several Bellco employees that they were very familiar with this situation and that Bellco would definitely help me with the cancellation, but that I needed to wait until my loan was paid off. I followed their instructions and waited. Now that the loan has been paid in full, Bellco is telling me they cannot help because they are no longer the lienholder. This is extremely frustrating because I specifically waited based on what multiple Bellco employees told me. If I had been told that Bellco would no longer be able to assist once the loan was paid off, I would have pursued other options before payoff. I have asked Bellco to review the prior calls and account records and explain why I was instructed to wait if they would ultimately refuse to assist after payoff. My concern isn't simply that Bellco won't help now--it's that I relied on repeated assurances from their employees and was then given a completely different answer after following their instructions. I am now having to escalate the matter through the BBB and Colorado consumer-credit authorities. I hope Bellco will review what happened and take responsibility for how this was handled.

    Moneytree - paydayloans - Updated October 2026

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