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    Mitchell W Ostrove, CLU

    5.0 (1 review)

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    13 years ago

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    Homesite Insurance - Mail from homesite titled open immediately. We don't use homesite. Inside is earthquake insurance offer code.

    Homesite Insurance

    (135 reviews)

    I purchased a homeowners policy through Progressive by Homesite, and after only about a month of…read morecoverage, Homesite issued a cancellation notice because they determined that the roof was worn, had granule loss, and required full replacement. I am willing to replace the roof, but the process for trying to resolve the issue has been extremely frustrating. I was unable to speak directly with an underwriter, and instead was given an email address to submit information and photos for review. I specifically wanted to know whether a signed roof-replacement contract, scheduled replacement, or completed replacement would be enough to stop the cancellation, but I could not get a clear answer. The cancellation date gave me a very limited amount of time to either replace the roof or find another insurer. That puts the homeowner in a very difficult position, especially when roof replacement can take weeks to schedule and underwriting review itself may take additional time. Based on my experience, I would be very cautious about relying on Progressive by Homesite for homeowners insurance. They are likely to leave you in a bad situation. Look elsewhere.

    Progressive reviewed my auto insurance when I moved to another state. They suggested I speak with…read moreHomesite afterward to discuss homeowners' insurance. Homesite reviewed my information and offered an attractive policy. A month later they sent an inspector who stated my roof needed to be replaced although it had recently been given a tune-up and treatment by Roof Maxx. I was given thirty days to replace the roof, which I was unable to do, and the policy was cancelled. To add insult to injury, I have to pay more for less coverage now with my previous insurer.

    Mitchell W Ostrove, CLU - insurance - Updated October 2026

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