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Mission Fed Credit Union - Santee

3.1 (34 reviews)
Closed 9:00 am - 5:00 pm

Services - Mission Fed Credit Union - Santee

Personal banking

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Yeah, that's exactly what I thought, you can say you're sorry but you won't put your money where your mouth is.
Dan L.

Mission Fed did an excellent job of reminding me exactly why I left traditional banks for online banking. I opened an account thinking it would be nice to have a local account to put my inheritance in since I would like to use it as a down payment on a house someday, & that relationship might be helpful in getting a homeloan. So I open the moneymarket account despite it giving literally 1/10 of the interest that I get on my Ally savings acct, it's all the usual annoyances, give us a physical copy of this bill to prove you live here despite the fact that you've already submitted it online etc. So they put a 7 business day hold my deposit, which I guess is whatever not that big a deal, it's possible any bank would've done that. I noticed in the mean time that their app is terrible, buggy & mostly just links to their website, which doesn't display well on mobile. When my account clears, I find out that they're holding me hostage for 90 days in an account w/ no atm card, no checks, & I'm not allowed to make transfers for 90 days because they've arbitrarily decided so without notifying me. So now I have a large sum of money in there & my only access to it is to go into a branch & pull out cash. When I called on the phone to fix it the ONLY solution they offered was to open more accounts with them (which is a great idea since they're already being dicks) or to close the account at which point I could transfer out the balance, since the 90 day hold on transfers is not something real or legal, just a f-u from a bank that doesn't care about your business. So I closed my account, & put the money in Ally, who I've had minimal if any problems with for 6 years. Of course to top all this off they charged me a $25 go-f-yourself fee for closing out the account & transferring out the money. Thanks for nothing. RE: Cathy S, if you actually care, you can refund me that $25 screw-you-fee.

Jack M.

I love my Mission Federal Credit Unions strategically scattered around town with enough co-op ATM's that will not leaving paying fees with your own hard earned money. I stopped in this location to withdraw some cash. The place was well kept and more spacious than some of the other offices I have visited. Their staff, as usual, was very friendly and helpful. They definitely here to serve the community not their own pocket books. As for Mission Federal Credit Unions goes, anyone now can join a reek their benefits, like excellent car loan rates, and competitive mortgage rates, but most importantly, they make you feel like you matter.

MFCU's cool coin sorter deposit machine.
Ed G.

Mission FedC U's always seem to have faster and friendlier staff than other credit unions and big name banks that I've used. What makes it a little sweeter is their change counter/sorters. Just bring in your loose change, dump it into the sorting tray, & TADAAH! Instantly counted & deposited into your account. No need to stand in line. No fuss .

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1 month ago

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1 year ago

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9 months ago

Great branch. The people that work there are very nice. They know my first name. Always helpful.

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3 years ago

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9 months ago

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2 years ago

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5 years ago

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2 years ago

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13 years ago

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3 years ago

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12 years ago

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4 years ago

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4 years ago

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5 years ago

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11 years ago

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10 years ago

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10 years ago

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12 years ago

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12 years ago

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11 years ago

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12 years ago

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11 years ago

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11 years ago

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8 years ago

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7 years ago

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8 years ago

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11 years ago

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10 years ago

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11 years ago

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10 years ago

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Review Highlights - Mission Fed Credit Union - Santee

Chi Chua is honestly the best at what she does, she gave me outstanding help with the loan I needed!

Mentioned in 2 reviews

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Big thanks to Yousef Sahib, the relationship banker, for his friendly and professional service. He…read morehelped me figure out how to successfully get the transaction done. It was a pleasure being his customer.

This is ABSOLUTELY THE WORST BANK / EXPERIENCE I'VE EVER HAD at ANY BANK!!!!…read more I received an insurance check for a house renovation via mail (my mortgage is thru BOA but i bank with Wells Fargo). I call the service line that was provided on the check and they tell me to go to any BOA location, have them verify and endorse the check to me. I go in on a Tuesday. I walk in and speak to a teller / manager named RITA. ( This person is the ABSOLUTE worst and SHOULD NOT be able to work at any bank) I tell her that I have this check ( from BOA) and that I need it verified and endorsed to me so i can deposit it at WF. ( I'm just relaying what I was told on the phone from the other BOA employee) She immediately is shaking her head and is saying No we don't do that. I'm confused and said this is the instructions I was given. She says to have a seat while she looks into it. After waiting 20 mins, a banker named Marc takes me into a cubicle to pull up my information by providing him the code that was provided to me on the phone. RITA walks in and asked for the verification code and walks away. After 5 mins ... She's comes back and says that she can't pull up my info. Marc was like... I was able to. It's on my computer right now. (This tells me and RITA is incompetent and can't even do a simple task like pulling up a customer's information) She leaves the cubicle again and after another 30 minutes she comes back and is apologetic for the wait and the confusion. She hands over the check but says that they usually have a verification stamp but it was taken away for some reason. So she hand wrote a confirmation on the back of the check with her signature. ( that's when I find out that she's a manager) I walk out and head over to the Wells Fargo which is right across the parking lot. I show them the check and they say they usually expect to see a verification stamp. I tell them that it was taken away from them for some unknown reason. They say they'll have to verify by talking to the manager/ person who wrote this note on the check. By this time it's 430pm and BOA is closed. WF said they'll try calling her tomorrow and they'll call me back. Next day Wednesday, I go to BOA and tell RITA that WF needs to talk to her because they need to confirm who wrote this verification note on the check ( no official stamp reason) RITA says, we'll if I'm by the phone I'll answer because im busy talking to other customers sometimes. I understand that but also let her know I need to deposit this check asap so I can start paying vendors. This is a time sensitive situation. Again, RITA has this I CAN'T HELP U attitude with a condescending look. I go back to WF and tell them to continue to call and she'll answer when she could. SMDH. I keep calling WF and they said no answer. I call BOA and confirm that they are not answering as well. Next day Thursday, same thing, I call BOA 15x NO answer. I speak with the WF manager and she said between herself and a banker, they've called a total of 50x NO ANSWER. By the end of the day...WF manager tells me to go to BOA in the morning and call her when she's in front of RITA. FRIDAY morning. I walk into BOA, I see RITA as she's walking out to the middle of the store from the teller section and I tell her Im going to call the WF manager on my phone so she can get her verbal confirmation. She Says she can't talk on my phone ( understandable) but then she adds "I CAN'T VERIFY ANY CHECKS OVER THE PHONE EVEN IF SHE CALLS MY PHONE. I DID MY PART AND WROTE THE CONFIRMATION ON THE CHECK " all this with her ugly condescending look. I was about to lose it and start cussing her out but I didn't wanna get this b!tch mad to the point she DEFINITELY won't Answer the phone. I tell her " I'm the customer here. U need to help me. Ur going to help me out right" like where tf is the customer service? She says " I'm going to make this exception and help u because I see what ur going thru" . Bitch... like ur doing me a favor? and Uve been seeing what I've been going thru since Tuesday. I tell bet I'm going to have the WF manger call in a couple minutes and I confirm / withl her again that she's coming to answer. She says Yes with an attitude and that stupid condescending look. I go back to WF and tell the manager that RITA is now there and that she would answer the phone now. SHE FINALLY ANSWERS THE PHONE AND WF GETS RITA'S VERBAL CONFIRMATION. ( 2 minute phone call) I get to deposit the check and the 4 day nightmare is over. RITA IS THE WORST MANAGER / BANK EMPLOYEE I'VE EVER DEALT WITH! THE WHOLE ISSUE STEMMED FROM RITA / BOA NOT HAVING AN OFFICIAL CONFIRMATION STAMP, WHICH SHOULD MAKE THEM OBLIGATED TO GIVE ANY REQUESTED VERBAL CONFIRMATION FROM OTHER BANKS DUE TO A WRITTEN NOTE ON A CHECK! ALL THIS COULD HAVE BEEN FIXED ON DAY 1 WITH A 2 MINUTE PHONE CALL AND SOME GOOD CUSTOMER SERVICE

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The Santee, CA, US Bank Branch has been extremely helpful in guiding my brother on how to spread…read morehis savings into better investment options. He is unable to understand the importance of managing his savings and checking, which is a little over 30,000 dollars. It was all in his savings and checking accounts. It was spread across CD's and a Money Market. And most importantly, they also established a Pay-On-Death (POD) legal form, which allows a named Beneficiary or Attorney to withdraw their money upon death, without going through probate!! All 401K accounts and Certificate of Deposits (CDs) require POD legal forms. Don't wait to establish POD's for yourself and others. They are critical and are needed for your accounts. Keep these copies with all your formal legal forms. Your loved ones can pass away at anytime; a car accident, etc. PODs are a simple one or two-page form. When you open a new account, this document must be completed. You need to assign Beneficiaries to the form (you need their SS#, date of birth, etc.). Santee, CA Branch (619) 212-7832 9760 Mission Gorge Rd. Santee, CA 92071 I don't work at the bank. I helped my brother. I know how important this is, and few people realize this.

Worst experience I have ever received in this new bank. I had a 2:15pm appt lady by the name of…read moreCindy chose to deny my business verse helping me. I have been a Union Bank member for 6 years and you guys just lost a business account due to her non willing to help or go above to find a solution to my problem.

Mission Fed Credit Union - Santee - banks - Updated May 2026

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