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    MidFirst Bank

    1.0 (1 review)
    Open 9:00 am - 5:00 pm
    Updated 3 months ago

    Services - MidFirst Bank

    Auto loan

    Mortgage services

    Personal banking

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    4 months ago

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    Express Credit Auto - A look at the storefront of our buy here pay here Express Credit Auto location in Tulsa, Oklahoma.

    Express Credit Auto

    (31 reviews)

    East Tulsa

    I recently had the experience of breaking down on the highway. My old 2004 truck died with engine…read moretrouble and a transmission that was going out. Facing 5 K in repairs I decided it was time for another car. Getting a loan was daunting but I tried Express Credit Auto. The sales process was no less or more painful than any place else. I will say the sales guy worked hard to get a loan approved. I appreciate that. I chose a 2012 Ford Fiesta. It was in good shape with about 130 K on it. The price was 1 and a half book value. The loan was high percentage but less than 20. I accepted this due to my individual situation. I do think I got an almost reasonable deal considering it came with a 3 year/36K warranty. For a $100 deductible pretty much everything that would make it stop moving was covered including THANKFULLY the air conditioning. Less than 1 week after purchase the A/C broke. They fixed it, without charge. Less than 2 weeks after that it broke again. It was the compressor they installed (defective). They repaired it again, without charge. The service center Rep Rhonda did a good job for me. My only complaint about the service department is that the hours are very inconvenient. They are open only 8:30 to 5:30 Monday to Friday . It is Hard to work a 8-5 job and drop off and pick up your car without taking time off work.

    I've waited 2 weeks to post this review to try to calm down enough to remove the emotion. Do not…read morebuy from ECA. I purchased a 2023 Dodge Charger from them in June of 2025 for $23,999. I put $1,000 down, and made biweekly payments if $320. In March of 2026 I had to file bankruptcy. I had indicated that I wanted to reaffirm the car note, and continue making the payments on it. I was, at no time, behind on the payments. (All but one were paid early) I went in to make a payment on Friday (April 10th), and found I could NOT make the payment because the finance company had "locked" my account. At the direction of the sales manager of the dealer, I called in to the finance company only to be told to call my attorney. The following Wednesday (April 15th), I came out of a business I was doing computer work for to find my vehicle was missing. I called the police, thinking it had been stolen. Turns out, it had been repossessed by ECA/AAF and they refused to let me reaffirm the loan. My attorney verified he'd not received any paperwork for reaffirming the note, and they wouldn't provide such. I've now lost over $12,000 between payments, upgrades to the vehicle, and Tag, Title, and License on a vehicle they are going to resell for probably $28,000-$30,000. (As of this writing, they are selling the same make and model at $30,000) This should be illegal. Very shady business practice to treat a customer who was NEVER late on his payments that way. Do not buy from them.

    Oklahoma Central Credit Union

    Oklahoma Central Credit Union

    (2 reviews)

    We had a very good experience with OCCU. We filled out an app online and received a call from the…read moreloan officer. Everything was real smooth. I picked out the car I wanted and they set up everything for my online payment. Very easy to work with good rate and the staff very friendly. Would use them again. Thank you.

    If your looking for the worst financial institution in the USA, congratulations you have found it…read more We have had a loan here fore a little over 5 years, and man, has it been a rocky 5 years. They require a membership with the loan that requires a savings account to avoid extra fees, which is total B.S. We were told that they didn't have auto drafting so we had to mail a check. All was well for about for about a year. Then they quit receiving payments by mail. So, then I get smart a start to send the payments by certified return receipt mail, just to make sure they receive them. Then all the sudden they start receiving them again on time. Then in another six months, they quit receiving the payments after signing for them. Of course, I get an excuse of we must have misplaced the check, then told to send another check, without a late fee being charged to the loan. So, I send another payment. After they sign for the new check they miraculously find the other one and deposit them on the same day, now I have a double payment taken out of my account. So, now I am on the phone again trying to get this straightened out with Oklahoma Financial & and having to cancel the double payment check from another financial institution that I wrote it from. All this time from year one, I try to see if auto payments are able to be set up yet, still the answer is no.. This goes on for the remainder of the loan. Here's the kicker, there is 2 months left on my loan, I am still dealing with these payment issues, I finally get a bank manager to talk to me, he states that he can set me up on auto draft, I asked "Oh, you finally got auto draft?" He states "We have always had it." Then he emails me the form. Lmfao right? Well after the loan is paid in full and closed he states that he would close the savings account and mail the check from that account. Did that happen? What do you think? NOPE! So, here I am again calling emailing and trying to get my money back. After over 2 months after I have my account paid in full and savings account charged monthly fee's, I am told the check is in the mail. Fingers crossed!!

    MidFirst Bank - banks - Updated May 2026

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