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    Portland, ME

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    Ask the Community - Maine

    Town & Country Federal Credit Union - Town and Country loves the possibilities.

    Town & Country Federal Credit Union

    (21 reviews)

    Oakdale

    Most reviews of banks/credit unions appear focused on the in-bank experience. For me, they're all…read morepretty similar. And quite honestly, I haven't been in Town and Country for over a year. It's such a fantastic credit union that for many people you won't even need to. I switched over from TD Bank after they implemented a monthly fee for checking accounts and it was the best move I ever made. Here's what makes Town and Country so great: -You get 3.01% interest (up to a 10k account balance, then it's 0.5%) on your checking account, if you meet 3 criteria. These are having 12 payments with your debit card per month, have at least 1 direct deposit a month, and subscribe to electronic bank statements (instead of by mail). These are easy for many people to meet. I just charge my morning coffee. -Again, you get a sure 3.01% interest. Who else guarantees you this? Definitely not the stock market. It's literally free money. -ATM fees, from anywhere, are refunded up to $25 per month total. Most other credit union ATM fees are refunded and don't count towards this maximum. -It's free checking. -There's no minimum balance. -There is online checking, where you scan deposits with your phone. This can be slightly sensitive but takes me less than 5 minutes per check at most. So much easier than going to a bank. -The website is intuitive and easy to navigate, with many tools to analyze your spending and finances. The app is also nearly perfect. I did a lot of research before switching to this credit union and after being with them for 3 years, I strongly feel it's the best one in Maine. If you know of any better please message me!

    It's clear that Christian does not enjoy her job. Not only is she monotone, she responds as though…read moreyour question is an inconvenience. Poor customer service and certainly not providing the welcoming "credit union" vibe you'd expect.

    Maine - banks - Updated October 2026

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