Ok so Beth actually makes finances peaceful and fun. I did not think that was possible. She helped…read moreme with my taxes last year (of course I waited till the last minute) and the entire time it was like we were playing a sparkly-fun video game. You know how it is when a subject you normally suck in becomes clear to you? That is what Beth facilitated for me. And she's humble and sweet. Can't beat it! She's also wants the best solution for you. Even though she is a GREAT advisor and when I have the money, I will totally spend it on sessions with her, I was reluctant to drop the money at this juncture for some financial help because I'm in the red... so she made a few suggestions that saved me a lot of money. She's the best!

I met Beth a few years ago when I first purchased a business and I had never been a business owner…read morebefore. She helped me to wrap my head around business finances, how to determine my budget, flushed out what was important to me to prioritize and pointed out that I am my most important employee! Then a year later I participated in one of her group sessions and I got a lot out of that as well. She has many ways of helping people with their finances to meet people where they are in their process. Last year she sent out one of her regular newsletters and she issued a challenge to set a goal for the year. I took that seriously and followed through on my goal of setting a specific budget and working my budget. That helped me imensely to go from an unprofitable year to a profitable one. Beth has made my life better!

I've worked with Jeff over the past year on both my IRA and individual portfolio. He recently…read morehelped me transfer some IRA funds to an insurance company in order to receive increased monthly annuity payments. That took awhile from the consultation and planning period to actual implementation. Jeff did research for me to figure out if this was a good move for my needs. After all the back and forth communication with the insurance company and endless paperwork to fill out, I can say that I'm a happy camper and I received my first annuity check from the company yesterday. We did it Jeff! He is a very patient and personable financial advisor and I cannot recommend anyone better than Jeff. He listens and hears what your specific needs are and goes to work from there. With the aid of computer data analysis and his personal research, he came up with a plan to fit my needs in retirement. I live in San Francisco and he made a special effort to meet at my house along with a Zoom meeting. I'm not tech savvy but he showed me how to prepare and sign documents online. He made things so simple and easy to understand. I can rest easy knowing that Jeff and Terra Blue have my back with financial affairs. For those of you who may question the need for a personal financial advisor I have to say that's it's worth every penny to give Jeff a call.

I know Jeff from Toastmasters, and have heard him speak knowledgeably about personal finance…read more Wanting advice about my own personal finances, I took advantage of the free first session he offers for consultation. He was able to be flexible regarding scheduling a meeting, too, which I appreciated. One thing that sets Jeff apart is how he takes into account the emotions/feelings we have about money into his advice. I really appreciated his help, as we went over my expenses and figured out what I could afford for rent. I appreciated your sound advice, Jeff. Thanks again!

Vanessa is amazing. What more can I say. She's punctual, kind, knows her business and is always…read morewilling to do what it takes to continually add value to our working relationship. If I could give her 10 stars I would. Absolutely a master of her domain. Thanks Vanessa!

I feel it's important to review here because my experience was so different from what others have…read moresaid. Possibly, I'm a really different customer. If you're like me, and live month to month on a tight budget, then read on! Initially, Vanessa seemed motivated to help get me and my husband get on track with our budget, and financial picture. Quickly however, things went wrong when she developed a financial plan based on me working additional hours every week. Oddly, I don't have the option of working additional hours, so it was perplexing, to say the least. Why not go all out, and base a budget on me being the recipient of a multimillion dollar inheritance. Next, Vanessa was supposed to help me consolidate some retirement accounts from previous employers. This fell through, and I ended up using the free Fidelity representative, at my job, to do this for me. Lastly, after confronting Vanessa, she offered to refund less than a quarter of what we spent on her services. We hadn't yet done out mid-year review! Conclusion: Vanessa is very interested in selling insurance policies. If you are interested in buying expensive disability insurance, and want to stack life insurance polices, then Vanessa is for you. She will go on about this ad nauseam. If you need financial planning read Suze Orman, and save your money. Vanessa is not a certified financial planner,

We scheduled a zoom call with Gary for some advice and to determine if we should use his services…read more He answered all our questions open and honestly, guiding us in the right direction. If the need arises to use a CPA in the future, I wouldn't hesitate to call Gary again. Thank you for your advice, Gary!

Gary was very professional and very helpful. Went over and beyond my expectations…read more Gave really great advice and took his time to explain it well. Would recommend!

I have met with Christine Teh three times now. As a math teacher and professional, I have always…read morefelt a bit of shame and embarrassment about not being able to get a handle on taxes and finances. Christine was so encouraging. She took the mystery out of all the mess and gave me the confidence to take ownership of my finances. I always felt safe to ask any question, and she always answered in a way I could understand. This coaching experience has been life-changing! I cannot speak highly enough of Christine Teh and the invaluable financial guidance she has provided.

Christine is unlike anyone I've ever worked with. I'm 71…read moreyears old and have worked with many financial professionals throughout my life--including tax professionals, advisors, and planners--but Christine is truly in a league of her own. Her level of knowledge is unmatched, but what stands out even more is the heart she brings into every interaction. You can feel her care. She's not just doing a job--she's devoted. Devoted to your clarity, your security, your peace of mind. With Christine, I feel both grounded and supported. She holds a rare blend of precision, presence, and genuine dedication to your well-being. I wholeheartedly recommend her to anyone seeking more than just financial expertise. With Christine, you're not just hiring a professional--you're inviting in someone who truly cares about you. Thank you, Christine, for always showing up with such love, compassion, and integrity.

Faruk was a pleasure to work with! As we wanted to plan further for our future, our goal was to…read moreidentify areas where we are doing well and can improve upon. From the start, Faruk was personable and clear in communicating his services along with having a genuine interest in what our expectations were from this exercise. Fast forward a month, we have gained invaluable clarity and actionable next steps for our finances. Today, we still reference learnings and information shared by Faruk to help influence any financial decisions we may or will make. 100% would recommend Faruk to any family looking to understand their finances.

Faruk is a fantastic guy. I feel very fortunate to have crossed paths with him. He has been great…read moreat setting up our investments to be positioned well, even when the market is volatile. He has consistently grown my investments since working with him (not by single digit percentages either). He is very attentive and always takes the time to explain goals/positions clearly. Faruk is also very friendly, approachable, and genuinely cares about my financial goals. I trust his judgment and appreciate his proactive approach. I highly recommend him!

Exceptional! I…read morereached out to Kenny about multiple insurance products - long term care, term life, whole life. Let me step back and say this first - My family has a long history of buying all sorts of insurance over the last 30 years. In that time, we have met many people in the insurance industry across various roles. With that context in mind let me say this. Kenny is amongst the most thorough, knowledgeable, and helpful people I have ever met. He is not trying to just "sell you something." Instead he works hard to understand why it is that you think you need the insurance you have asked him about, he uses his intellect and creativity to suggest other options if they are appropriate (his feedback many times proved better than my own initial assumptions and work), and wants above all to help you. He is responsive, razor sharp, and high integrity. I started this review with the word "exceptional" - well, there is "exceptional" and then there is "truly exceptional" and then there is "rarely seen level of exceptionalism" - and for me, Kenny is just that.

Was overwhelmed with trying to figure out my financial future, and Kenny took the reins. He was…read morepatient, comprehensive, and extremely helpful in providing lots of options. Definitely a trusted provider that I can't recommend enough.

These people never answer their phone. Called all morning luckily another store answered. . They…read moretold me they had what I was looking for , I drove 1.5 hours and when I got there they didn't have any of it. Terrible service In response to your message: not all customers want to buy online. A lot of us prefer to pay with cash. You should answer the phones. I called 5 times in one hour trying to get through to someone from 11am-12pm. When I left I forgot to ask a question and I sat outside your locked door pushing the button for 5 min and wasn't able to even get back in. Like I said. Terrible service. Had someone answered the phone I could have turned around and went elsewhere.

Went here to sell some stuff. Guy was friendly who owns and runs the shop. Transaction went by…read moresmooth and fast. I was in and out!!