My husband and I were moving from the Bay Area to the Central Coast and, when looking for a…read moremortgage broker, Greg Young was recommended. He went above and beyond to help us acquire an excellent mortgage, and worked hard on our behalf. I recommend Greg highly - he's intelligent, ethical, professional, and knows the mortgage industry.

From the owner: Specialize in mortgage lending for Conventional, FHA, VA, and USDA loans.read more

Amazing experience . Espy and her team did and excellent job with my refinance process I almost…read moreended using a different lender I'm glad I didn't Espy is the best please don't hesitate to call and get a second opinion on your purchase or refinance needs I will be using guild in the near future for sure again thanks a lot girls

Cyndi and her team at Guild Mortgage will handle all your home loan needs. Look them up, give them…read morea call and your home needs we not be stalled. Zandra & John

always crazy how companies and businesses can take your money overnight but take months to return…read moreit. pb & associate housing process has been a nightmare. I'm out 1,100$ for a house I didn't even buy because they kept making promises they couldn't keep.

If I could double the five to 10 stars I would do it without reservation. I have purchased three…read morehomes in the past three years and I wish I would have felt with Veronica and PB & Associates those previous three homes. Three time in this case did not do the trick the forth time was the charm. Their attention to detail and empathy demonstrated towards the client is unsurpassed. So refreshing to find a lender with a heart. Thank you so much. ps..... If you are looking for a lender why would you choose anyone but them? you'll be sorry if you don't. John J

I interviewed other real estate agents and chose Reina Solorio to sell my home. She answered my…read morequestions honestly and thoroughly. She reviewed the sale process step by step. I agreed with Reina on the sale price. I listened to her advice on staging the home and made as many changes as possible. The home was ready to be put on the market. One week later, the first offer was for my asking price and I accepted. I was very fortunate the home sold so quickly. I have Reina to thank for her advice and for being there when I needed her. She has a pleasant, happy and caring personality and it shows. Thank you Reina.

Reina Solorio has been the best real estate agent. Being a first time home buyer, Reina has worked…read morehard to find us a great home. She is patient, not pushy. She diligently kept us up to date on houses in our budget by email. She got us into homes we were interested in for a walk through quickly. Once we found a home, she explained all the paperwork we needed to initial or sign for our offer & escrow. She had referred us to 3 different inspectors and was even present at the end of our inspection! She has given us advice on electricians, keeping good records for when we sell in the house in the future. She is easy to get a hold of by email, text, & phone. She worked hand in hand with our mortgage broker, both were always on the same point. Reina Solorio really made our first time buying a great experience. I know she loves her career, because she is always busy, finding families coming to work @ Vandenberg Air Force Base, local residents & Santa Maria residents homes. Reina is truly a professional in her field. My husband and I are exceptionally happy that she was our real estate agent.

Phoebe's positive energy, availability, professionalism and knowledge of the lending landscape for…read morefirst time buyers like us was a perfect match. Her follow up and follow through were superb. Phoebe sustained a cadence of urgency and excitement throughout our entire process. In the context of what we have heard about buying a home in California, this was just about as streamlined and fluid a experience one could have had. She was awesome, her team was awesome and we were taken under wing beautifully each step of the way. Top notch experience with Phoebe. We love our new home and are thankful to have worked with Phoebe. 10 out of 10.

I really can't say anything pleasant about this agent and her assistant. We submitted our fast…read moretrack application and we thought it would be a simple Refi as we had twice previously with Caliber. Although we explained this simplified process did not require our credit to be pulled, this office pulled our credit twice rather than following the expedited process. We recommended they refer to our file and repeat the same steps and instead they followed standard procedures which resulted in our loan being denied as well as negatively affecting our credit scores. Though we were informed by the office our loan was denied, the documentation stated we had withdrawn our application. This was not true in any way. We called Caliber refinance representatives and they refiled our application appropriately with no issue and after smoothly completing the process as requested we now have a lower interest rate and a lower monthly payment. Please rethink going to Pheobe Jaeckels for a Refi, her office does not consider customer input not review prior refinance history to complete simple loan processes as requested.

I was so amazed on how Presto Home Loans handled my first homebuying loan process! It went by so…read morequickly and smooth. In a matter of 12 business days we were on record and I got the house keys just before Christmas. I am so happy and excited. It was indeed a blessing to me! They made the pre-approval, underwriting, and closing stage processes so much easier despite the fact it happened during the holidays. I did the wiring and signing out-of-state with no problem. I am so grateful to Presto Home Loans Mariane, Julius, and Staff for an impressive job very well-done! -- Thelma M.

From the owner: Mortgage Brokerread more

Knowledgeable, attentive and will provide several options to fit your needs! That was my experience…read morewith Nick Fernandez. Nick listened to what I wanted and what my plans were, he knows the business well to offer several options that would work for me. He took the time to explain pros and cons for each option provided, he was available to calculate figures to get me the payment I was looking (for each plan). Nick was in communication with me every step of the way and even called after I signed the loan docs to see how my closing went and let me know when the loan funded. If you are buying a home or refinancing or just exploring options I highly recommend you call Nick, you won't be disappointed.

If you are thinking of purchasing a home please save yourself the headache and don't do business…read morewith this company. Buying a home is stressful enough and you do not need to have incompetent, unprofessional, unethical, irresponsive people working for you. My friend has had the most difficult time working with this company and they have failed her many times by making mistakes and then they try to cover it up. They do not know what their doing and take no responsibility for their lack of

Smoothest transaction ever!! never had to meet anyone just do all of the work via a computer…read more Thank you Cyndi