Communication A+++, great Credit Union !! they work with you, They make everything clear and their…read morestaff goes above and beyond to help you out in any given situation. I would definitely recommend this Credit Union if somebody's searching to join one

From the owner: Reach your financial goals with Royal Credit Union! Whether you're borrowing or saving, Royal is…read morehere to help put your goals within reach. When you choose Royal Credit Union, you're getting great rates and a financial partner you can grow with. From savings and checking accounts to vehicle and home loans, Royal offers the financial solutions you need and the advice you can trust.

Jessica from the Hugo office was very helpful with a credit card issue we were having. She went…read moreabove and beyond for us. As all off the staff is great to work with.

I had accounts with 3 different credit unions and decided I wanted to consolidate. Ideal (Hugo…read moreBranch) has won me over. Their CD rates were comparable but their service and level of competence were first rate. I got rid of Blaze right away, after their merger they couldn't seem to get anything right, sorry guys, you need more staff and you need to train them. Royal was good too but the responsiveness I got from Ideal, even online, was the best. Easy decision.

I've had an account at this credit union for many years. I've always received great customer…read moreservice - Matt at Lino Lakes has given my kids' loans and helped them build their credit.

This credit union is going right down the crapper. Been banking here 15 years and the last 2 years…read morehave been a nightmare. Loan rates always come in higher than everyone else. They charge extra fees on lines of credit when you dont even use the line of credit. No longer open saturdays. Moved the atm machine so you pretty much have to get out of your car to use it. Most of all when you voice your concerns they act like they could care less. We're taking our money elsewhere.

I've been using Unity One since the 1980s, when they were Burlington Northern Credit Union based in…read moredowntown St. Paul. They have always been accurate, pleasant and accommodating. Through all these years, Unity One has been our primary account. Everyone in their branch locations (and there have been many over the years :) ) has always been helpful and friendly. Their loan and savings rates are competitive with commercial banks.

I've been using Unity One since the 1980s, when they were the United Railway Credit Union. They…read morehave always bent over backwards for me. Even when I worked for a "big bank" for a period of time, I still maintained by Unity One account. Everyone in their branch locations has always bent over backward to help me out.

The service at this bank is infuriating! Every time I have the most minor issue, I have to call at…read moreleast three times. Then I had an errant charge on the account from a card we told them to cancel and I asked three times if they closed the old cards and each time it was a surprise to the person on the phone, "Oh, no, I'll have to do that." I even went into the bank to talk to them and she tried to bum rush me out the door! When I finally got to ask about the issue, she wrote the problem on a post-it note for someone else to handle! (I still have my doubts that it's been taken care of at this point.) It would be comical if I were hearing these stories from someone else, but when it's you going through the frustration... Bottom line, don't bank here. Customer service is not a priority.

Jake Johnson is the guy to see for commercial loans. I also have little boater accounts for my kids…read morethat pay them for getting good grades. Friendly place where they remember your name!