I have lived on 2 (soon to be 3 of their properties). James has always been professional,…read moreresponsive and straight up with me. Once I moved in, the team in charge of maintenance & the financial team have been the same way. The only reason why I'm not giving them a 5star is because it'll be nice to have a basic gym in the buildings. But as far as DC goes, this is the best price/quality equation you will find outside of those "Low Income programs"

I, too, have had the unfortunate experience of dealing with James Watts at CMIC. It took two months…read morefor me to complete the application process and to move in the unit due to Mr. Watts not taking my interest in renting the unit seriously. I had to call him continually to remind him of my interests and to move the process along. Once I moved into the unit, there was nothing but problems with the unit. The walls are very thin that you can completely understand your neighbors' conversations from inside of your unit. The HVAC unit made loud and scary popping and crackling noises. Also, the front door intercom is very loud with the buzzer as well as the door itself when it opens and slams shut. Also, a few days before I broke my lease and was due to move out, I heard a rodent nightly. CMIC did address the issues promptly, but could not resolve the issues. Finally, as I have requested my security deposit and overpayment of rent back, it has been withheld. Mr. Watts no longer takes my calls unless I call from an unknown number, nor does he responds to my emails. I believe he is playing games and lying to me. He even laughed when I questioned why my deposit is being kept. He even told me that I have sensitive ears. I called the president of the company and he never returned my calls. My calls were always intercepted by some other staff member. I was told that he knows my issue and is in agreement with Mr. Watts about withholding my security deposit. Now, this issue will be up to the court to decide.

We used Todd and his team for our first home. Being first time buyers, Todd was able to explain…read moreeverything to us and he was extremely responsive. Todd and his team were on top of it which is extremely important in an ultra competitive market. Each time we bid on a home, Todd had a pre-approval letter ready to go in with our offer on short notice. When we won our bid on our home, Todd and his team handled everything to ensure we could close in less than a month. They worked with us and we were still able to travel internationally while getting everything done for our closing date. You can shop around all you want, but nobody is more responsive and will get you the rates Todd will. His team was a pleasure to work with too. Highly recommend!

Todd and his team at First Home Mortgage went above and beyond in helping us with a complicated…read morerefinancing process. We received several referrals and Todd not only got us the best rate but even worked with us on additional ways to save some money as the process went along. Natasha on his team has amazing attention to detail and kept the wheels turning as the underwriters requested mountains of information. I would highly recommend Todd Pede and his team if you are buying a home or refinancing an existing loan.

ACC (All Credit Considered) Mortgage establishes an opportunity for non-qualified individuals to…read moreobtain mortgages at plausible rates, with the lowest down payment of 15% when compared to other banks. These non-qualified individuals range from foreign nationals to DACA recipients such as myself, and even immigrants who pay taxes and utilize an ITIN. Upon reaching out to this company, I was immediately connected with Senior Loan Officer Hubert Rivera, who was very insightful and responsive throughout this entire process. In this current market (2021), obtaining a home at asking price was often very difficult. Mr. Rivera expeditiously sent over pre-qualifications and run downs of mortgage costs for all of the properties we came across and made offers for, despite facing constant rejections. Upon being accepted as a backup offer after losing hope in purchasing a property, Mr. Rivera immediately begun his paperwork and sent over all of the documents needed for signing. There were times where Mr. Rivera was unavailable and unable to return messages, which was understandable due to the high volume of paperwork he was processing. He did go above and beyond his duties as a loan officer by breaking down the process of purchasing a home and drafting up a list of all the items I would need to present in order to obtain clearance from the underwriter. Throughout this entire process, my mortgage became very close to falling through on numerous occasions. I was often scared by the many reviews left by individuals who have conducted business with this bank stating poor experiences and major problems. Despite this, I took a leap of hope and placed my full trust into Mr. Rivera and his loan processor, Rosalia Gramegna. These two individuals possessed the foresight to see potential problems with my loan application and were able to rapidly develop solutions to overcome them. Ms. Gramegna was very responsive as well and returned my emails as instantly as she received them, answering all of my questions with detailed information and a hint of warm and kindness. Despite my closing date being pushed back on numerous occasions due to minor faults in our paperwork and some delays from the other party, the team at ACC mortgage was able to move my loan for closing as soon as they obtained the clearance necessary to do so. They were able to make my dream of purchasing a home for my family come true; I will forever be in their debt for their tremendous efforts. HOWEVER, It is very important to note that in order to make this possible, you have to be willing to commit to the process and be extremely responsive to their requests. You must be diligent in returning their emails and providing them with an abundance of information necessary to clear your loan. THERE IS NEVER TOO MUCH INFORMATION TO PROVIDE TO AN UNDERWRITER. The documents to be presented to this bank must be neat, organized, detailed and accurate. The role of the consumer in this mortgage process is just as important of that of the bank; YOU HAVE TO BE WILLING TO GO THE EXTRA MILE TO OBTAIN THIS LOAN. REMEMBER, THIS BANK CATERS TO NON-QUALIFIED INDIVIDUALS, THERE WILL BE EXTRA STEPS TO TAKE IN ORDER TO RECEIVE THIS MORTAGE. In the end, ACC Mortgage is making a major difference in the non-qualified/immigrant community as they are allowing those who work hard and save up to obtain the home of their dreams. Thank you once again for making this possible Hubert and Rosalia :)

Worst Non-QM wholesale and retail company out there. Over conditioning, high rates and slow turn…read moretimes. Stay away!!!!!

I've used Jason Nader twice and have loved our experience with him. He is outstanding…read moreinterpersonally, detail oriented, and explains things in depth. He did our original home purchase and also assisted us with our refinance. A great person to work with!

He contacted me after my inquiry very quickly however I never heard from him again. Which is very…read moresad as he took all my personal info, was very engaged and fell off the face of the earth. Even after 3-4 phone calls and email's to him directly its was crickets!! I even tried different modes of communication like cell phone, e-mail and office phone. So if he doesn't want to work with you its apparent, he just becomes a ghost. What a shame because he was very personable and seemed like he wanted to help but clearly he is just after the money!!!!!

I absolutely loved working with Kevin Russell at The Mortgage Link. I could not have asked for a…read morebetter and/or more responsive partner to assist me in this crazy market and house-buying journey. Whereas other lenders tried to make my life difficult, Kevin made it easier. He streamlined things and he moved quickly. We closed in three weeks (and probably could've closed sooner, honestly)! He was always just a call, text, or email away and I never, ever was left in the dark when it came to my file. I would strongly recommend TML and Kevin, specifically, to anyone who wants a straightforward, kind, detail-oriented, and honest partner. Also, Kevin is just a cool dude - not going to lie. He consistently gave me the real and was just as disappointed as I was that rates kept going up. To that end, it's important to note that Kevin checked in with me regularly because he wanted to make sure I got a good rate BEFORE the rates really skyrocketed. Glad he did. I truly enjoyed working with him. And if this review doesn't convince you that he's awesome, then ask yourself this: if he's not the best to ever do it, why was he featured on the news and other folks from other companies were not? #questionsthatneedanswers Anyway, hit up The Mortgage Link. Ask for Kevin. Tell him Destiny sent you. Note: For what it's worth, everyone else at the company that I worked with was incredibly nice and prompt, too. (Hi, Merridith!) Kevin was my fave, though.

I worked with Mortgage Link's Jorge Posada for my recent home loan for a home purchase in Baltimore…read moreCountry and found him responsive (at all hours), thorough, personable, instructive and well-organized. I would recommend Mortgage Link and believe Jorge is an asset for their organization. Thank you Jorge !

Working with First Heritage Mortgage was one of the best decisions I made as a first-time…read morehomebuyer. Adam Barns and the Jeffrey Stempler team made the entire process smooth, simple, and stress-free from start to finish. Adam was always available to answer my questions, even on weekends, and consistently went above and beyond to make sure everything stayed on track. At one point, we needed to complete and submit our package over the weekend, and Adam had everything finalized within the hour. His responsiveness and dedication played a huge role in helping me secure the home I wanted. I highly recommend First Heritage Mortgage to anyone looking for a reliable, knowledgeable, and responsive lender. I would absolutely recommend them to my friends, family or anyone looking to buy a home.

Nick Muro and Roger Zuniga made the two months leading up to the purchase of our new home so…read morestressful and needlessly complicated that what should have been one of the most joyful moments of our lives was turned into a nightmare that we simply wanted to end by the time settlement came. Every document we received from FHM contained mathematical errors which corresponded to wildly incorrect estimates regarding our monthly payment and cash to table. Five days before closing, we were able to have the VP of this location step in to provide some oversight and make sure the deal got done on time. If it weren't for my own vigilance--as well as that of my real estate agent and the settlement agent--I am certain that this deal would have been a disaster. It was clear that Nick did not care about his role in our transaction. His complete unwillingness to take responsibility for his missteps demonstrate that he will not improve in the future. I strongly caution anyone who has other options to steer clear of FHM and I recommend that anyone who must use FHM get any loan officer other than Nick Muro.

Best service ever! I bought my first home through them and it was so easy and efficient. Ask for…read moreYousuf- he's literally the best! I also heard about them through a friend who couldn't get a mortgage anywhere else, and they made it happen for her.

Gustavo Suarez was the broker that worked with me. Amazing service from start to finish. He worked…read morewith me for three months straight. My credit score was lower than expected. Unlike everyone else Gustavo took the time to help me improve my score. He gave me advice on where to go, how to dispute and inevitable how to get my credit score up. I went from a 622 up to a 722 in three months by following his advice. Needlees to say once my score was fixed he closed my loan within 7 days. Thank you for all of your help Sir.

I worked with Chris Washburn, Jeff Morelli, and the others at Caliber for my new mortgage and was…read morevery happy with the process. They would respond quickly to any inquiries, were clear about what information they needed, and were able to get everything together in a couple of weeks. I was working with a big bank in parallel to shop for the best rates and the process was as different as night and day (I also looked at some of the online only lenders, but found them to be a pain to work with too). The Caliber team gave me a list of documents they needed and then followed up with a couple of questions and asked for a few additional documents. With the big bank, I had to go through four or five rounds of documentation and clarification. The big bank offered a better rate initially, but Caliber was able to match it. In the DC real estate market, being able to close quickly is important and I went with Caliber because I did not have confidence that the big bank would be able to close fast enough for my offer to be competitive. I highly recommend them to anyone looking for a mortgage.

Chris Washburn, Jeff Morelli, and Charlie Asmar were amazing - answered every question we had…read moreimmediately, no matter how small, and spent ample time walking us through the process as first-time homebuyers in DC. One of the best parts for us was their willingness to run the numbers on many, many listings we were interested in, with amazingly quick turnaround. When it came time to prepare our offers, they sent the preapproval letters we needed on a moment's notice - including late nights and weekends. They were very responsive and communicative throughout the entire process after our offer was accepted, all the way up to a successful closing. If you're looking to buy in DC, look no further than the Caliber team. We love our new home and can't recommend them enough!! Thank you all!