Disclaimer: These are not empty platitudes to build an individual up and their reputation. I am a consumer that rewards the doer, the high performers that exceed a client's expectations. Period!! There are so many things that I could say about John Lippello and his proficiency as a loan officer for Prospect Mortgage. Words that come to mind immediately are; integrity; true/innate understanding of what it takes to obtain a mortgage loan; a savvy expert to focus on you and your goals; integrity (again); personalized attention with a honest assessment of what you need to know and do. In my particular case and experience with John was obtaining a home equity loan to get myself out of a very difficult financial situation that had occurred during 2014 while buying one property and selling another. I ended up by the end of 2014 with a very low credit score and was on the verge of bankruptcy. Upon initially meeting with John, April 2015, he reviewed my situation with me one-on-one. At that point I was floundering with no direction or knowledge of how to go about dealing with my credit and financial. I was truly lost. As he went through the information you could see he was bringing his skills and knowledge to my particular case. His knowledge as a loan officer and the real estate market and his analytical skills cut strait to the issue(s) for my case. He printed a copy of my credit record, at his cost, and went through it for over an hour with me. He gave me the strait up truth on what I had to do and did not charge me for it. WHO does this today????? BTW I went to a "credit repair" company August of 2014. All that happen from that was I lost $600. So meeting John was truly a blessing. I mean that sincerely. Subsequently he made the recommendations with reasons on how to change the direction I was going in, and to a direction for a successfully obtain a home equity loan. Words cannot begin to express the relief that I felt after walking out of that meeting with him. He had instilled in me a confidence that out of my financially distress!! I had the confidence that he knew what needed to be done and how to go about it. Once again words cannot describe how relived I was to be his client. However, there is another aspect to his personality that I must discuss. That is his truly altruistic and empathetic nature to really sympathize with others, a truly rare quality in this business. John Lippello's commission for what he did for me did not even come close for the time and "hand holding" that he gave to me. He stood by myside from April 2015 to October 2016, while making very little commission. As my father would say, "Now that's a good guy". In summary, as you read this review, please give careful considerations to what I have written. I assure you as you search for a loan officer, give John the consideration for the reasons discussed as I assure you that you will be very very pleased. read more

John helped me for over a year get my credit to the point that I could do a home equity loan on my home. He received no commission or anything but helped me save my home. We are now working to do a complete refinance. Awesome customer service always willing to answer my questions and he is very honest and straightforward person. And that is hard to find in todays world. I enjoy working with him and would recommend John to anyone as he is very genuine. Great service, personality and knows exactly what he is doing. read more